Can you file for unemployment if you receive severance from Washington ESD?
I just got laid off from my job at a tech company and they're giving me 8 weeks of severance pay. I'm not sure if I can file for unemployment benefits right away or if I need to wait until the severance runs out. The HR person wasn't very clear about this and I don't want to mess up my claim. Has anyone dealt with severance pay and Washington ESD unemployment benefits before? Do I need to report the severance when I file?
55 comments


Ryan Vasquez
You can file for unemployment right away even with severance. The key thing is HOW the severance is paid out. If it's a lump sum, it usually won't affect your weekly benefits. If it's paid out weekly like regular wages, it might reduce your weekly benefit amount. You definitely need to report it when you file your initial claim.
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Sarah Ali
•It's being paid out weekly over 8 weeks, so sounds like it will affect my benefits. Do you know how much it reduces them by?
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Ryan Vasquez
•If the weekly severance amount is more than your weekly benefit amount, you won't get any unemployment for that week. If it's less, you'll get the difference.
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Avery Saint
I went through this exact situation last year. Filed my claim immediately and reported the severance. Washington ESD was pretty good about explaining how it would affect my benefits. The important thing is to be honest about it upfront - don't try to hide it or you could get in trouble for overpayment later.
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Sarah Ali
•Thanks for the advice! Did you have any issues getting through to Washington ESD to ask questions about it?
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Avery Saint
•Oh yeah, calling them was a nightmare. Took me days to get through. But once I did, they were helpful.
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Taylor Chen
If you're having trouble reaching Washington ESD to get clarification on the severance issue, you might want to check out Claimyr (claimyr.com). They help people get through to ESD agents faster instead of waiting on hold for hours. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Might be worth it to get a quick answer about your specific severance situation.
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Sarah Ali
•Interesting, I'll check that out. I really don't want to spend all day calling and getting disconnected.
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Keith Davidson
•Is that service legit? I've never heard of it before.
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Taylor Chen
•Yeah it's legitimate. They just help you get connected to an actual person at ESD. You still talk directly to the ESD agent, they just skip the hold time.
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Ezra Bates
The severance thing is tricky because it depends on your specific situation. Some employers structure severance to NOT interfere with unemployment, others don't. You really need to look at your severance agreement carefully and see exactly how it's worded. Sometimes there are conditions that could affect your eligibility.
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Sarah Ali
•Good point about reading the agreement carefully. I should probably do that before filing.
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Ezra Bates
•Definitely. Look for any non-compete clauses or requirements that you be available for rehire. Those can sometimes complicate things.
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Ana Erdoğan
wait so if I get severance I can still file for unemployment?? I thought it was one or the other! My company is doing layoffs next month and I was told I couldn't get both.
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Ryan Vasquez
•You can get both, but the severance might reduce your weekly unemployment benefits. Whoever told you it was one or the other was wrong.
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Ana Erdoğan
•man HR really didn't know what they were talking about then. thanks for clarifying!
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Sophia Carson
I'm dealing with something similar right now. Got 12 weeks severance but it's paid as a lump sum. Filed for unemployment immediately and so far no issues. The key is being transparent about everything when you file your claim.
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Sarah Ali
•That's good to hear. Did you have to provide documentation about the severance when you filed?
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Sophia Carson
•Not when I initially filed, but I kept all the paperwork just in case they asked for it later.
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Elijah Knight
The Washington ESD website actually has pretty good information about severance and unemployment. Check the FAQ section. But honestly their phone system is so backed up it's ridiculous. I spent 3 hours on hold yesterday just to ask one simple question.
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Sarah Ali
•I'll check their website first. Hoping to avoid the phone altogether if possible.
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Taylor Chen
•That's exactly why I mentioned Claimyr earlier. Saves you from sitting on hold for hours.
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Brooklyn Foley
Just want to add that if your severance includes continuation of health benefits, that's separate from the cash payments and won't affect your unemployment eligibility at all. Only the actual cash payments matter for Washington ESD calculations.
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Sarah Ali
•Good to know! My severance does include health benefits for a few months.
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Brooklyn Foley
•Yeah, that's common. The health benefits are great to have but they don't count as wages for unemployment purposes.
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Jay Lincoln
I made the mistake of not reporting my severance right away and ended up with an overpayment notice months later. It was a huge hassle to deal with. Definitely report it from the beginning even if you're not sure how it will affect your benefits.
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Sarah Ali
•Yikes, that sounds awful. I'll definitely be upfront about everything.
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Jay Lincoln
•Yeah, the overpayment process is a nightmare. Way easier to just be honest from the start.
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Jessica Suarez
Question - does it matter WHY you got severance? Like if you were laid off vs fired vs quit? I'm worried my situation might be different.
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Ryan Vasquez
•The reason for separation affects your unemployment eligibility, but not necessarily how severance is treated. If you were laid off, you should be fine for unemployment regardless of severance.
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Jessica Suarez
•OK good, I was laid off due to budget cuts. Thanks for the info.
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Marcus Williams
This is why I hate dealing with unemployment stuff. Everything is so complicated and confusing. Why can't they just make it simple?
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Sarah Ali
•I feel you. It's stressful enough being unemployed without having to navigate all these rules.
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Marcus Williams
•Exactly! And then when you call to ask questions you can never get through to anyone.
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Lily Young
Pro tip: when you file your weekly claims, they'll ask about any money you received that week. That's when you report your severance payments. Be consistent with what you reported on your initial claim.
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Sarah Ali
•Good advice. I'll make sure to keep track of everything carefully.
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Lily Young
•Yeah, consistency is key. Washington ESD will catch discrepancies and that's when you run into problems.
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Kennedy Morrison
I used Claimyr last month when I had questions about my claim status and it was totally worth it. Got connected to an agent in like 10 minutes instead of waiting hours. Might help you get specific answers about your severance situation.
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Sarah Ali
•That's a pretty strong endorsement. I might try it if I can't figure things out from their website.
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Kennedy Morrison
•Yeah, I was skeptical at first but it really worked. Much less stressful than the usual calling process.
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Wesley Hallow
Just remember that even if your severance reduces your weekly benefits to zero, you should still file your weekly claims. That way you maintain your eligibility for when the severance runs out.
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Sarah Ali
•That's a really important point. I would have assumed I shouldn't file if I wasn't getting benefits.
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Wesley Hallow
•Yeah, a lot of people make that mistake. You want to keep your claim active even if you're not getting payments.
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Justin Chang
The whole severance and unemployment thing is actually pretty straightforward once you understand the rules. The main thing is just being honest and reporting everything accurately. Washington ESD isn't trying to trip you up, they just need the correct information.
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Sarah Ali
•That's reassuring to hear. I was worried I might accidentally do something wrong.
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Justin Chang
•As long as you're truthful and consistent, you should be fine. The problems come when people try to hide things or give conflicting information.
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Grace Thomas
My brother went through this exact situation last year with a 6-week severance package. He filed for unemployment right away and everything worked out fine. The severance reduced his weekly benefits but he still got something each week.
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Sarah Ali
•Good to hear a success story! Makes me feel more confident about filing.
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Grace Thomas
•Yeah, he was worried about it too but it ended up being no big deal. Just be honest about everything.
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Hunter Brighton
One more thing to consider - some severance agreements have you sign away your right to file for unemployment. Make sure yours doesn't have that clause before you file. It's not super common but it happens.
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Sarah Ali
•Oh wow, I didn't know that was even legal. I'll definitely check my agreement for that.
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Hunter Brighton
•It's not super common but I've seen it happen. Usually in higher-level positions or when there are other issues involved.
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Dylan Baskin
Bottom line: file for unemployment, report your severance honestly, and don't stress too much about it. The system is designed to help people who are out of work, not to punish them for getting severance. You'll figure it out!
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Sarah Ali
•Thanks for the encouragement! I'll file my claim this week and just be completely honest about the severance.
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Dylan Baskin
•That's the right approach. Good luck with everything!
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