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Jayden Reed

Can you get unemployment after severance pay from Washington ESD?

My company laid me off last month and gave me 8 weeks of severance pay. I'm wondering if I can apply for Washington ESD unemployment benefits right away or if I have to wait until the severance runs out? The HR person wasn't clear about this and I don't want to mess up my claim by applying too early. Has anyone dealt with this situation before?

Nora Brooks

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You can actually file your unemployment claim right away with Washington ESD, even while receiving severance. The key is how you report it on your weekly claims. Severance is considered wages and needs to be reported, which will reduce your weekly benefit amount or potentially make you ineligible for that week depending on how much you received.

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Jayden Reed

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So I should file now but just report the severance each week? Do I report the total amount or divide it by the weeks it's supposed to cover?

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Nora Brooks

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Report it when you actually receive it. If they paid you a lump sum, report it the week you got it. If they're paying it out weekly, report each payment as you receive it.

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Eli Wang

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I went through this exact same thing last year! Filed my claim immediately after getting laid off even though I had 6 weeks severance. Washington ESD approved my claim but I wasn't eligible for benefits during the weeks I was getting severance because it put me over the earning limit.

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Jayden Reed

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Did you have any problems with Washington ESD later? I'm worried they'll think I'm trying to double-dip or something.

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Eli Wang

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Nope, no issues at all! As long as you're honest about the severance on your weekly claims, you're good. They actually expect this situation.

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The waiting period thing is a common misconception. Washington ESD wants you to file as soon as you're unemployed, regardless of severance. What matters is reporting all income accurately on your weekly claims. If your severance puts you over the weekly earning threshold, you just won't get benefits for those weeks, but your claim stays active.

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What's the weekly earning limit? I'm getting $800/week in severance and wondering if that's too much.

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It depends on your weekly benefit amount. Generally, if you earn more than 1.5 times your weekly benefit amount, you won't get any unemployment for that week. You can find your specific limit in your Washington ESD account once you file.

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Just went through the application process last week and it was actually pretty smooth once I found claimyr.com. I was having trouble getting through to Washington ESD to ask about severance questions, but their service helped me connect with an actual agent who explained everything. There's even a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Jayden Reed

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How much does that service cost? I've been trying to call Washington ESD for three days with no luck.

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It's definitely worth it when you need to actually talk to someone. Way better than spending hours on hold or getting disconnected.

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Ethan Scott

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I used Claimyr too when I had severance questions. Got through to an agent in like 10 minutes instead of the usual 2+ hour wait times.

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Lola Perez

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this is so confusing... my severance is being paid out over 12 weeks but i was laid off 2 weeks ago. should i have filed already?? im worried i missed something important

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Nora Brooks

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Yes, you should file now! You can backdate your claim to when you were actually laid off. Don't wait any longer.

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Lola Perez

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ok filing tonight! thank you

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The Washington ESD system is actually pretty good about handling severance situations. I work in HR and we deal with this all the time. The important thing is to file your initial claim right away, then be completely honest about severance payments on your weekly certifications. The system will automatically calculate if you're eligible for benefits that week.

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Jayden Reed

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That's reassuring to hear from someone who deals with this professionally. I was really worried about doing something wrong.

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Riya Sharma

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Do employers report severance payments to Washington ESD or is it just based on what the claimant reports?

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Employers report all wages including severance on quarterly wage reports, so Washington ESD will eventually see it anyway. Best to be upfront from the start.

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I made the mistake of waiting until my severance ended to file and lost out on 2 weeks of benefits because of the waiting period. Even though I wasn't eligible during severance weeks, filing early would have gotten my claim processed and ready to go.

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Jayden Reed

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Oh no! So there's still a waiting week even if you file early?

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Yes, but if you file early, your waiting week can be during a severance week when you wouldn't get benefits anyway. Much smarter timing.

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Santiago Diaz

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File immediately! I can't stress this enough. Even if severance makes you ineligible for several weeks, having your claim established means you'll start getting benefits as soon as you become eligible. The alternative is waiting weeks for processing after your severance ends.

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Millie Long

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This is exactly what happened to my friend. She waited and then had to deal with adjudication delays on top of everything else.

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Santiago Diaz

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Adjudication can take weeks or even months right now. Getting your claim in early avoids a lot of potential delays.

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KaiEsmeralda

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Question about vacation payout - I got severance plus they paid out my unused vacation time. Do I need to report both separately or just the severance?

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Report both. Vacation payout is also considered wages by Washington ESD and needs to be included in your weekly claim.

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KaiEsmeralda

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Got it, thanks! Better to over-report than under-report I guess.

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Debra Bai

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The Washington ESD website actually has a good FAQ about this under the 'reporting wages' section. It specifically mentions severance and how to report it. Worth checking out if you want the official guidance.

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I looked but couldn't find anything specific about lump sum vs weekly severance payments. The FAQ seems pretty general.

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That's when calling becomes necessary. I used Claimyr to get through and ask about my specific situation. Much clearer than trying to interpret the website.

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Laura Lopez

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Been there! Got laid off with 10 weeks severance last year. Filed immediately and just reported the severance each week. Some weeks I got partial benefits, some weeks nothing, but having the claim active meant I started getting full benefits right when severance ended. No delays, no problems.

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Jayden Reed

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This is exactly what I needed to hear. Filing my claim tonight. Thank you everyone for the advice!

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Laura Lopez

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Good luck! The process is actually pretty straightforward once you get started.

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One thing to watch out for - if your severance includes health insurance continuation, that's NOT wages and doesn't need to be reported. Only the actual cash payments count as wages for Washington ESD purposes.

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Good point! My severance package included COBRA payments and I was confused about whether to report those.

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Nope, just the cash. Benefits continuation isn't considered wages.

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The key thing everyone's missing is that you need to be available for work to collect unemployment. If your severance comes with a non-compete or you're not actively job searching, that could affect your eligibility even after severance ends.

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My severance has a non-compete clause. Does that mean I can't get unemployment?

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Not necessarily, but you need to be able to accept suitable work. If the non-compete prevents you from working in your field, it could be an issue. Worth discussing with Washington ESD.

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JaylinCharles

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Just to add another data point - I received 12 weeks severance and filed immediately. Washington ESD processed my claim quickly and I was able to start benefits right when severance ended. No adjudication, no delays. Being proactive definitely paid off.

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How long did the initial claim processing take?

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JaylinCharles

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About a week to get approved. Much faster than I expected based on horror stories I'd heard.

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Lucas Schmidt

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For anyone still reading this thread - the Washington ESD handbook is really clear about this. You should file immediately after job loss regardless of severance. The system is designed to handle these situations and will calculate your eligibility week by week based on what you report.

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Freya Collins

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Where can I find this handbook? The Washington ESD website is kind of hard to navigate.

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Lucas Schmidt

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It's in the 'Claimant Handbook' section under Resources. Worth downloading and reading through.

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