< Back to Washington Unemployment

Chloe Martin

Can I get Washington ESD unemployment if I owe overpayment from previous claim?

I'm trying to file a new unemployment claim but I still owe $2,800 from an overpayment notice I got last year. The Washington ESD website isn't clear about whether they'll approve a new claim if you have an outstanding overpayment balance. Has anyone been in this situation? Will they automatically deny my new claim or can I still receive benefits while paying back what I owe?

Diego Rojas

•

Yes, you can still file and receive benefits even with an outstanding overpayment. Washington ESD will typically offset your weekly benefit amount to recover the overpayment debt. So if you're eligible for $500/week, they might only pay you $400 and apply $100 toward your debt.

0 coins

Chloe Martin

•

That's a relief! Do you know what percentage they usually take out? I need to budget for this.

0 coins

Diego Rojas

•

It varies but usually around 25-50% of your weekly benefit amount. You can also set up a payment plan to pay it back faster if you want.

0 coins

I had the same issue last year. They approved my new claim but took out $150 from each $600 payment to cover my old overpayment. It took forever to get through to someone at Washington ESD to confirm this though - kept getting disconnected.

0 coins

StarSeeker

•

The phone situation is ridiculous. I discovered this service called Claimyr (claimyr.com) that actually gets you through to Washington ESD agents without the endless hold times. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

0 coins

Interesting, might have to check that out. I wasted so many hours trying to call them directly.

0 coins

Chloe Martin

•

How does Claimyr work exactly? Is it legit?

0 coins

The overpayment won't prevent you from filing a new valid claim. However, make sure you understand WHY you had the overpayment in the first place so you don't repeat the same mistake. Common causes include not reporting work income or working while claiming benefits incorrectly.

0 coins

Chloe Martin

•

Mine was because I didn't report some part-time work correctly on my weekly claims. I thought I was doing it right but apparently made errors.

0 coins

That's very common. Make sure to report ALL work and earnings on your weekly claims, even if it's just a few hours or small amount.

0 coins

Zara Ahmed

•

wait so they can just take money out of your benefits automatically?? that seems messed up, what if you need that full amount to survive

0 coins

Diego Rojas

•

It's called benefit offset and it's legal. You can request a lower offset amount if it causes financial hardship, but you'll need to provide documentation.

0 coins

Zara Ahmed

•

ugh the whole system is so complicated

0 coins

Luca Esposito

•

I'm dealing with this exact situation right now. Filed my new claim two weeks ago and it's been approved, but they're taking $200 out of each $650 payment for my old overpayment debt. Better than nothing I guess.

0 coins

Chloe Martin

•

How long did it take for your claim to be approved? I'm worried about delays.

0 coins

Luca Esposito

•

About 10 days, which is pretty normal. The overpayment didn't slow down the approval process at all.

0 coins

Nia Thompson

•

Just want to add - if you're on a payment plan for the overpayment already, they might reduce the benefit offset. I was paying $100/month voluntarily and they only took $75 from my weekly benefits instead of the full offset amount.

0 coins

Chloe Martin

•

Good to know! I haven't set up any payment plan yet. Should I do that before filing my new claim?

0 coins

Nia Thompson

•

You can set it up anytime. Might be worth calling to discuss your options before they start the automatic offset.

0 coins

StarSeeker

•

For anyone struggling to reach Washington ESD about overpayment questions, I had great success with Claimyr. Got through to an agent in under 10 minutes who explained exactly how the offset would work with my new claim. Way better than the 3+ hour hold times I was experiencing.

0 coins

How much does that service cost though?

0 coins

StarSeeker

•

It's worth it to avoid the phone hell. Check their website at claimyr.com for current info.

0 coins

One thing to watch out for - make sure you keep making your regular payments on any payment plan you have set up, even after they start doing the benefit offset. The offset doesn't pause your payment plan obligations.

0 coins

Chloe Martin

•

Oh wow, so I could end up paying twice? That doesn't seem right.

0 coins

You should contact Washington ESD to adjust your payment plan once the benefit offset starts. They can coordinate so you're not double-paying.

0 coins

Zara Ahmed

•

this whole overpayment thing is such a nightmare. how are people supposed to know all these complicated rules about reporting income? the system sets people up to fail

0 coins

Diego Rojas

•

I agree the system could be clearer, but the basic rule is simple: report ALL work and income, no matter how small.

0 coins

Zara Ahmed

•

yeah but what counts as 'work'? what if you help a friend move and they give you $50? what if you sell something online?

0 coins

Chloe Martin

•

Update: I called Washington ESD using that Claimyr service someone mentioned and got through immediately. The agent confirmed I can file my new claim and they'll offset about 30% of my weekly benefits toward the overpayment. Much clearer now!

0 coins

StarSeeker

•

Glad it worked for you! Makes such a difference to actually talk to someone who knows what they're talking about.

0 coins

30% seems reasonable. At least you'll still get most of your benefits while paying it back.

0 coins

Luca Esposito

•

For what it's worth, having the overpayment didn't affect my job search requirements or any other part of my claim. It's really just about the money - everything else processes normally.

0 coins

Chloe Martin

•

That's good to know. I was worried it might complicate other aspects of my claim.

0 coins

Final advice: keep detailed records of all your work and income reporting this time around. Take screenshots of your weekly claim submissions and save confirmation emails. It'll help if any questions come up later.

0 coins

Chloe Martin

•

Definitely learned my lesson there. I'm going to be extra careful with documentation this time.

0 coins

Nia Thompson

•

Smart approach. I keep a spreadsheet with all my work hours and earnings to make sure I report everything correctly.

0 coins

So the bottom line is: yes you can get benefits with an outstanding overpayment, they'll just take part of each payment to pay it back. Thanks everyone for the info!

0 coins

Chloe Martin

•

Exactly! This thread was super helpful. Filing my claim today.

0 coins

Washington Unemployment AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today