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Freya Ross

Can I get Washington ESD unemployment if I get a severance package - confused about eligibility

Just got laid off from my tech job after 6 years and they're offering me a severance package worth about 8 weeks of pay. I'm really confused about whether I can still file for unemployment benefits with Washington ESD if I accept this severance. Some people are telling me I have to wait until the severance runs out, others say I can file right away. The severance would really help but I don't want to mess up my unemployment eligibility. Has anyone dealt with this situation before? What's the actual rule here?

You can absolutely file for unemployment even with a severance package! The key thing is HOW the severance is structured. If it's a lump sum payment for past work, it typically won't affect your weekly unemployment benefits. But if it's considered 'wages in lieu of notice' or structured as continued salary, then yes, it could delay your benefits.

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Thanks! It's structured as a lump sum payment, not continued salary. So I should be good to file right away?

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Exactly! Just make sure to report it accurately when you file your initial claim. Washington ESD will ask about any separation pay.

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I had this same situation last year. Got a 6-week severance and was worried about the same thing. Filed for unemployment immediately and had no issues. The important thing is being honest about it on your application.

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That's reassuring! Did they ask for documentation about the severance when you filed?

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Yeah they asked for my separation agreement during the phone interview. Had it ready and everything went smoothly.

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Actually, I've been trying to get through to Washington ESD for weeks about my own claim issues and it's been impossible. The phone lines are constantly busy and when I do get through, I get disconnected. Has anyone found a way to actually talk to someone there? This is so frustrating.

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OMG yes! I've been calling for over a month and can never get through. It's like they don't want to help people.

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I actually found this service called Claimyr that helps you get through to Washington ESD agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of calling!

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Interesting... is it legit? I'm desperate at this point but don't want to get scammed.

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Totally legit! I was skeptical too but it actually worked. Got connected to an agent within like 20 minutes instead of spending all day redialing.

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Wait, I'm confused. I thought any kind of severance meant you couldn't get unemployment at all? That's what my HR person told me when I got laid off.

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That's a common misconception! HR departments often don't fully understand unemployment law. A lump sum severance for past work doesn't disqualify you from benefits.

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Wow, I wish I had known this 3 months ago. I didn't even apply because of what HR said.

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You should still apply! You can file for benefits retroactively in some cases. Don't let misinformation cost you money you're entitled to.

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The Washington ESD website has info about this but it's buried in like 50 pages of confusing text. Basically if your severance is considered 'dismissal pay' for past work, you're good. If it's 'pay in lieu of notice' then it might delay benefits for the equivalent time period.

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Mine is definitely dismissal pay according to my paperwork. Should I call to confirm before filing or just go ahead and file online?

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Just file online and be honest about everything. They'll review it and contact you if they need clarification. The online system is much faster than trying to call.

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This is exactly why I hate dealing with unemployment stuff. Everything is so confusing and everyone tells you different things. I got laid off 2 weeks ago and still haven't filed because I'm scared of doing something wrong.

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Don't let fear stop you from getting benefits you deserve! The worst thing that happens is they ask for clarification. File sooner rather than later because there's a waiting period anyway.

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You're right, I need to just do it. Thanks for the encouragement.

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Pro tip: when you file your weekly claims, you'll need to report the severance amount in the week you received it, not spread out over multiple weeks. I made that mistake initially.

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Good to know! So if I get the lump sum this week, I report it all on this week's claim?

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Exactly! Report it the week you actually receive the payment.

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Update on my situation - I ended up using that Claimyr service someone mentioned and finally talked to a Washington ESD agent yesterday. Turns out my claim was stuck in adjudication because of a simple documentation issue. Agent fixed it in 10 minutes. Wish I had known about this weeks ago!

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That's awesome! I'm definitely going to try Claimyr too. Been stuck in adjudication hell for a month.

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How much does it cost though? If it's expensive I'll just keep trying to call myself.

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Worth every penny compared to the stress and lost time from calling constantly. Check their website for current pricing.

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I'm in HR and deal with this question all the time. The key distinction is whether the severance is for future work periods or past work. Most standard severance packages are for past work and won't affect immediate UI eligibility.

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Wish our HR knew this! They gave me completely wrong information.

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Unfortunately a lot of HR folks don't stay current on unemployment law. It changes pretty frequently and varies by state.

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Just want to add that you should also check if your severance package includes continued health insurance. That doesn't affect unemployment but it's important for your overall financial planning during the job search.

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Good point! Mine includes 3 months of health coverage which is huge.

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The system is so broken. I've been unemployed for 4 months and still fighting with Washington ESD about various issues. They make it so hard to get help when you need it most.

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I feel you. The whole system seems designed to discourage people from getting benefits they're entitled to.

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Exactly! It shouldn't be this difficult to get basic information or resolve simple issues.

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One more thing to consider - if you're planning to do any freelance or contract work while looking for a new job, you'll need to report that income on your weekly claims too. Just something to keep in mind.

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Thanks for thinking of that! I wasn't planning on it but good to know for the future.

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For anyone still struggling to reach Washington ESD by phone, I can't recommend Claimyr enough. Used it twice now for different issues and both times got through quickly. Their video demo really shows you exactly how it works too.

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I keep seeing people mention this service. Might have to check it out since I can never get through on my own.

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Filed my claim 3 weeks ago with a severance and everything went fine. Just got my first payment. The key is being upfront about everything from the start.

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That's great to hear! Gives me confidence to go ahead and file mine.

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make sure you keep all your severance paperwork! they might ask for it later during review or if theres any questions about your claim

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Good advice, I'll scan everything and keep copies.

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The most important thing is to file as soon as possible after your last day of work. Don't wait for the severance to be paid out or you'll lose potential benefit weeks.

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My last day was Friday so I should file this week then?

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Yes, file immediately! You can always update them about the severance details later if needed.

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Thanks everyone for all the helpful info! I feel much more confident about filing now. This thread has been way more helpful than anything I found on the official Washington ESD website.

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Glad we could help! Good luck with your job search.

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You've got this! The hardest part is just getting started.

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I went through this exact situation about 8 months ago when I got laid off from my marketing job. Had a 10-week severance package and was terrified I'd mess something up with my unemployment claim. Turns out it was much simpler than I thought - since my severance was a lump sum for past work (not future pay), I was able to file immediately and start receiving benefits. The key is just being completely transparent when you fill out your initial application. They'll ask specifically about any separation pay, and as long as you're honest about the amount and timing, you should be fine. Don't let the severance sit there unused while you stress about eligibility - file your claim and let them sort it out. The worst case is they ask for clarification, but you won't lose your right to benefits.

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