Can I file for Washington ESD unemployment if I own a business?
I've been running a small landscaping business for the past two years but business has completely dried up this winter. I'm not making enough to cover my basic expenses and I'm wondering if I can file for unemployment benefits through Washington ESD even though I'm technically a business owner? I pay myself through payroll when there's work but haven't had any income for the past month. Does anyone know if this disqualifies me from getting UI benefits?
40 comments


Carmen Vega
Business ownership doesn't automatically disqualify you from Washington ESD benefits, but it's complicated. The key question is whether you're considered an employee of your own business or truly self-employed. If you've been paying into the UI system through payroll taxes, you might be eligible.
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Yuki Kobayashi
•I do pay myself through payroll and have been paying unemployment taxes. Does that mean I should be eligible?
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Carmen Vega
•That's a good sign, but Washington ESD will also look at whether you're actively seeking other employment and if your business is truly inactive. You'll need to document that you're not currently operating the business.
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Andre Rousseau
This is exactly why I hate dealing with Washington ESD! The rules are so confusing and they never give you straight answers. I spent hours on the phone trying to get clarification on this same issue.
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Zoe Stavros
•Have you tried using Claimyr? I was having the same problem getting through to Washington ESD agents and someone mentioned claimyr.com. They have this demo video (https://youtu.be/7DieNd3C7zQ) that shows how they help you get connected to actual agents instead of sitting on hold forever.
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Jamal Harris
I think you're gonna have problems because if you own the business they'll say you can just go back to work anytime. That's what happened to my brother when he tried to file.
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GalaxyGlider
•That's not necessarily true. Washington ESD looks at whether the business is actually generating income and if you're actively seeking other employment. Seasonal businesses can qualify during off-seasons.
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Jamal Harris
•Really? I thought business owners were automatically excluded from UI benefits.
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Mei Wong
You need to be very careful about how you answer the weekly claim questions if you file. Even if you're not actively working, if you still own the business they might consider you as having some control over your employment status.
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Yuki Kobayashi
•What specific questions should I be worried about on the weekly claims?
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Mei Wong
•The questions about refusing work and being available for work. If you own a business, they might argue you're not truly available for other employment.
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Liam Sullivan
I filed for unemployment while I owned a consulting business and it was approved. The key is that I had to show I was actively looking for other work and that my business wasn't generating any income. I also had to report any potential business income on my weekly claims even if it was zero.
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Yuki Kobayashi
•How did you prove your business wasn't generating income? Did you have to provide financial records?
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Liam Sullivan
•Yes, I had to provide bank statements and business records when they requested them during the adjudication process. It took about 3 weeks to get approved.
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Amara Okafor
The landscaping business is seasonal so that might actually help your case. Washington ESD understands that some businesses have natural down periods.
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Yuki Kobayashi
•That's what I was hoping. Winter is always slow for landscaping but this year has been especially bad.
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Giovanni Colombo
Whatever you do, don't lie on your application. If they find out you weren't honest about owning a business, they'll come after you for overpayment and possibly fraud charges.
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Yuki Kobayashi
•I definitely plan to be upfront about everything. I just want to make sure I understand the rules before I apply.
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Fatima Al-Qasimi
•Smart approach. Better to get denied honestly than face overpayment issues later.
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StarStrider
You should probably talk to an actual Washington ESD representative about your specific situation. The rules can be really nuanced depending on how your business is structured.
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Dylan Campbell
•Good luck getting through to anyone at Washington ESD though. I've been trying for weeks to get clarification on my claim status.
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Sofia Torres
Make sure you understand the job search requirements too. Even if you're approved, you'll need to be actively looking for work and documenting your job search activities.
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Yuki Kobayashi
•Do I need to look for work in landscaping specifically or can it be any type of work?
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Sofia Torres
•You need to look for suitable work, which is usually in your field or something you're qualified for. But you might need to expand your search if suitable work isn't available in landscaping.
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Dmitry Sokolov
I'm in a similar situation with my photography business. Been thinking about filing but worried they'll say I can just go take pictures anytime.
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Ava Martinez
•It's more about whether you have paying customers and income, not whether you could theoretically work. If there's no demand for your services, that's legitimate unemployment.
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Miguel Ramos
The important thing is documenting everything. Keep records of your income, expenses, and job search activities. Washington ESD loves paperwork.
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Yuki Kobayashi
•What kind of job search documentation do they want to see?
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Miguel Ramos
•You need to log your job search activities in WorkSourceWA and be ready to show applications, interviews, networking contacts, that sort of thing.
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QuantumQuasar
honestly this whole system is so confusing. why can't they just have clear guidelines about business owners instead of making everything case by case?
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Zainab Omar
•Because every business situation is different. A landscaper is different from a consultant which is different from a retail owner. One size fits all rules wouldn't work.
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Connor Gallagher
If you do file, be prepared for the adjudication process to take longer than usual. Business ownership claims almost always get flagged for additional review.
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Yuki Kobayashi
•How much longer are we talking? I really need to get some income coming in soon.
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Connor Gallagher
•Could be anywhere from 2-6 weeks depending on how complex your situation is and how busy they are.
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Yara Sayegh
Just wanted to add that if you do get approved, you'll need to report any business income on your weekly claims, even if it's just $20 from a small job. They're very strict about that.
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Yuki Kobayashi
•Got it. Better to over-report than under-report I guess.
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Keisha Johnson
I used Claimyr when I had questions about my business ownership and UI eligibility. The agent I spoke with was really helpful in explaining how Washington ESD evaluates these situations. Worth checking out their demo at claimyr.com if you need to talk to someone directly.
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Yuki Kobayashi
•Thanks for the recommendation. I think I do need to talk to someone who can look at my specific situation.
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Paolo Longo
Bottom line - if you've been paying into the system and your business isn't generating income, you have a legitimate claim. Just be honest and thorough in your application.
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Yuki Kobayashi
•That's reassuring. I've been paying unemployment taxes for two years so hopefully that counts for something.
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