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One thing to keep in mind is that disaster unemployment typically has a 7-day waiting period just like regular UI, so don't expect payments immediately even if you get approved quickly. Plan accordingly for that gap.
Thanks everyone for all this information! This thread has been way more helpful than trying to navigate the Washington ESD website on my own. I'm going to start a regular unemployment application today while keeping an eye out for disaster unemployment announcements.
Smart approach! Starting with regular UI gives you the best chance of getting some income flowing while you wait to see what disaster options become available.
One thing to remember is that if you do get denied for any reason, you can appeal the decision. Don't just accept a denial if you think you qualify - fight it.
The Washington ESD online system is actually pretty good for checking your claim status once you file. Much better than trying to call for updates on routine stuff.
Make sure you understand the difference between your weekly benefit amount and what you actually receive. The weekly benefit amount is the maximum you can get, but if you have any earnings or other deductions it will be less.
Bottom line - your weekly benefit amount depends on your earnings in the highest quarter of your base year. For most people it ends up being around 40-50% of what they were making per week when they were working. Not great but better than nothing.
Victoria Scott
Just remember that if she runs into issues with her claim or has questions, getting through to Washington ESD can be really frustrating. I ended up using Claimyr to help me get connected when I had problems with my claim status. Way easier than trying to call directly.
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Ethan Clark
•Several people have mentioned Claimyr now. I'll keep that in mind if she runs into problems.
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Benjamin Johnson
•Yeah, it's pretty common for people to have trouble reaching Washington ESD. The call volume is always high.
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Zara Perez
Bottom line: unemployment benefits are earned insurance that provides temporary income replacement while you search for work. Nothing more complicated than that. Your sister earned this benefit by working and paying into the system.
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Ethan Clark
•Thanks everyone. I think I have enough good explanations now to help her understand it properly.
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Daniel Rogers
•Good luck to your sister. Hope she finds something new soon!
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