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Aria Park

What percentage of income do you get on Washington ESD unemployment benefits?

I'm about to file for unemployment in Washington and trying to figure out my budget. Does anyone know what percentage of your previous income Washington ESD pays out? I was making about $4,200 a month at my last job and need to know roughly what to expect so I can plan my expenses. Is it a flat percentage or does it depend on other factors?

Noah Ali

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Washington ESD doesn't use a straight percentage like some states. Your weekly benefit amount is calculated based on your highest earning quarter from your base period. The maximum weekly benefit amount for 2025 is $999, but most people get somewhere between 40-50% of their average weekly wages.

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Aria Park

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So if I was making $4,200 a month that's about $970 a week. Does that mean I'd get close to the maximum?

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Noah Ali

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Possibly, but it depends on your earnings pattern over the base period. Washington ESD looks at your highest quarter, not just your most recent pay.

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The formula is complicated but basically Washington ESD takes your highest earning quarter from your base period and divides by 26. Then they pay you a percentage of that weekly amount. For most people it works out to roughly 45-50% of their regular income, but there's a cap.

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This is confusing. Why can't Washington ESD just say 'you get 50% of your income' like normal people would expect?

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Because unemployment is meant to be temporary assistance, not full income replacement. The complex formula also accounts for people with irregular earnings.

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Olivia Harris

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I had the same question when I filed last year. Couldn't get through to Washington ESD on the phone for weeks to get a straight answer. Finally used this service called Claimyr (claimyr.com) that got me connected to an actual agent in like 20 minutes. They explained the whole calculation and I could see exactly what my benefit amount would be.

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Aria Park

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How does that work? Did you have to pay for it?

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Olivia Harris

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Yeah there's a fee but totally worth it when you can't get through otherwise. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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dont count on getting anywhere near 50%. i was making good money and only got like 35% of what i used to make. washington esd is stingy

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Noah Ali

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That might be because your earnings weren't consistent throughout the base period. The calculation really depends on your work history pattern.

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nah my pay was steady. just saying dont get your hopes up too high

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Here's the key thing people miss - Washington ESD uses your BASE PERIOD earnings, not your most recent job. The base period is usually the first 4 of the last 5 completed calendar quarters before you file. So if you just got a big raise or started a higher paying job recently, that might not be reflected in your benefit calculation.

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Aria Park

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Wait, so if I got promoted 3 months ago with a $800/month raise, that won't count toward my benefits?

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Depends on when you file and when the promotion happened. Washington ESD uses completed quarters, so recent changes might not be included.

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Alicia Stern

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This is exactly why I hate dealing with Washington ESD. Nothing is straightforward and they make it impossible to get clear answers.

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For what it's worth, I was making $4,800/month and my weekly benefit amount came out to $847. That's about 42% of my gross monthly income. Took forever to get approved though because of some adjudication issue.

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Aria Park

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That's actually higher than I expected! How long did the adjudication take?

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Almost 6 weeks. Never did figure out what the hold up was about.

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Drake

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Just remember you have to file your weekly claims every week and do the job search requirements. It's not just free money - there's work involved in staying eligible.

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Aria Park

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How many job contacts do you need each week?

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Drake

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Three per week minimum, and they have to be logged in WorkSourceWA. Plus you need to be actively seeking work that you're qualified for.

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Sarah Jones

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The percentage varies but expect somewhere between 40-50% of your regular income. More important question is how long will it take Washington ESD to actually process your claim and start paying you? That's where the real stress comes from.

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Aria Park

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Good point. I've heard horror stories about people waiting months.

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I waited 8 weeks last year. Finally got tired of calling and used that Claimyr service someone mentioned earlier. Agent told me my claim had been sitting in a queue and got it moving the same day.

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Emily Sanjay

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You can estimate your benefit amount using the Washington ESD calculator on their website, but it's not always accurate. The actual determination letter will show your exact weekly benefit amount and how they calculated it.

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Aria Park

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I tried their calculator but it asked for information I don't have easy access to, like quarterly earnings from 18 months ago.

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Emily Sanjay

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Yeah, you need your wage statements or tax records. Washington ESD has that information from employers but you might not.

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Jordan Walker

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Whatever percentage you get, make sure you set aside money for taxes. Unemployment benefits are taxable income and Washington ESD doesn't withhold much if you don't request it.

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Aria Park

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How much should I set aside?

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Jordan Walker

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Depends on your tax bracket, but I'd say at least 20% to be safe. You can have Washington ESD withhold 10% federal tax from your benefits.

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Natalie Adams

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been on unemployment twice in washington. first time got about 45% of my income, second time only got 38%. depends on your work history and when you file relative to your base period

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That's a big difference! Was your income similar both times?

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Natalie Adams

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similar but the timing was different. second time i had a gap in employment that affected my base period calculations

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Amara Torres

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Don't forget about the waiting week. Even once your claim is approved, there's usually a one week waiting period before benefits start. Plan accordingly.

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Aria Park

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So even if everything goes smoothly, I won't see money for at least a week after approval?

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Amara Torres

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Correct. It's like a deductible - you don't get paid for the first week even though you have to file a claim for it.

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The real answer is it depends on too many factors to give you a simple percentage. Your best bet is to call Washington ESD directly and ask them to walk through the calculation with your specific earnings history. Good luck getting through though - their phone system is terrible.

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Mason Kaczka

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I've been trying to call for three days straight. Always get a busy signal or get disconnected after waiting an hour.

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Sophia Russo

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Same experience here. That's actually how I found out about Claimyr - someone on Reddit mentioned it. Worked great for getting through to an actual person at Washington ESD.

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Evelyn Xu

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Bottom line: plan for getting 40-45% of your previous income, factor in taxes, and be prepared to actively job search while collecting benefits. The exact percentage isn't as important as understanding all the requirements to stay eligible.

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Aria Park

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This has been really helpful everyone. Sounds like I should plan conservatively and be prepared for the process to take longer than expected.

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Dominic Green

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Exactly. And file as soon as you're unemployed - there's no benefit to waiting and you can't get retroactive payments for weeks you don't file.

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