What percentage of your salary do you get on Washington ESD unemployment benefits?
I'm about to file for unemployment for the first time and trying to figure out my budget. Does anyone know what percentage of your regular salary Washington ESD pays out? I was making $4,200 a month at my last job and need to know roughly what to expect so I can plan my expenses. Also wondering if there's a maximum amount they'll pay regardless of what you made?
46 comments


Madeline Blaze
It's not really a straight percentage like that. Washington ESD calculates your weekly benefit amount based on your highest earning quarter from the past year. Generally you can expect somewhere between 40-50% of your average weekly wages, but there's a maximum weekly benefit amount that changes each year. For 2025 I think the max is around $999 per week but don't quote me on that exact number.
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Tyler Lefleur
•So it's based on quarterly earnings? That's confusing. I thought it would just be a percentage of what I was making monthly.
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Max Knight
•Yeah the quarterly thing trips everyone up at first. They look at your base period which is usually the first 4 of the last 5 quarters before you filed.
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Emma Swift
The formula Washington ESD uses is your highest quarter divided by 26, then they pay you roughly half of that amount weekly. So if your highest quarter was $13,000, you'd get around $250 per week. But like others said there's a cap. You should be able to get a benefit estimate when you file your initial claim online.
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Tyler Lefleur
•That's way lower than I expected. $250 a week won't even cover my rent.
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Emma Swift
•Yeah unemployment isn't meant to replace your full income, just provide temporary assistance while you job search. Make sure you're meeting the work search requirements too.
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Isabella Tucker
I've been trying to get through to Washington ESD for weeks to ask this same question but their phone lines are always busy. Has anyone found a way to actually talk to someone there? I keep getting disconnected after waiting on hold for hours.
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Jayden Hill
•I had the same problem until I found this service called Claimyr (claimyr.com). They actually get you through to Washington ESD agents instead of you having to keep calling over and over. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me so much frustration.
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Isabella Tucker
•Is that legit? How much does it cost?
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Jayden Hill
•Yeah it's real, they just handle the calling part for you. Way easier than spending your whole day redialing Washington ESD.
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LordCommander
the system is totally broken anyway, they take forever to process claims and when you finally get benefits its never enough to actually live on. I was getting maybe 30% of what I used to make and still had to find a job asap because the money runs out so fast
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Lucy Lam
•I feel you on that. The whole thing is designed to make you want to get back to work as quickly as possible.
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Tyler Lefleur
•That's what I'm worried about. I have a mortgage and car payment, 30% won't cut it.
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Max Knight
OP you should know there's also a one week waiting period before you get your first payment, so factor that into your planning. And you have to file weekly claims every week to keep getting benefits.
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Tyler Lefleur
•Weekly claims? What does that involve?
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Max Knight
•Just answering questions about whether you worked that week, if you're available for work, job search activities, stuff like that. Takes like 5 minutes online.
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Madeline Blaze
•And make sure you keep track of your job search contacts because they audit those sometimes.
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Aidan Hudson
I think the percentage varies by state but in Washington it's usually around 45-50% of your average weekly wage up to the maximum. The exact calculation is weird though because they use your base period wages which might not reflect what you were making right before you got laid off.
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Tyler Lefleur
•What if I just started a higher paying job a few months ago? Would that hurt my benefit amount?
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Aidan Hudson
•Possibly, depending on when you started and what quarters they're looking at for your base period. The timing can definitely work against you.
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Zoe Wang
Just went through this whole process last month. Filed online through the Washington ESD website and got my benefit amount pretty quickly. Ended up being about $380 per week which was roughly 40% of what I was making. Not great but better than nothing while I look for work.
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Tyler Lefleur
•How long did it take to get your first payment?
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Zoe Wang
•About 3 weeks total including the waiting week. No issues with my claim though, some people get stuck in adjudication for much longer.
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Isabella Tucker
•That's what I'm dealing with now, been in adjudication for over a month. Still can't get anyone on the phone at Washington ESD to explain what's holding it up.
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Connor Richards
does anyone know if overtime pay counts toward your base period wages? I worked a ton of OT last year and wondering if that helps my benefit amount
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Emma Swift
•Yes overtime counts as regular wages for unemployment purposes. Should help boost your quarterly totals.
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Connor Richards
•sweet, that should help then since I was pulling 60 hour weeks for most of 2024
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Grace Durand
The whole calculation is so confusing. I wish Washington ESD would just publish a simple calculator where you could enter your wages and see what you'd get. Instead you have to file a claim and wait to find out.
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Madeline Blaze
•There actually are some unofficial calculators online but they're not always accurate because the rules change. Best to just file and see what happens.
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Steven Adams
•I tried one of those calculators and it was way off from what I actually got. Don't trust them.
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Alice Fleming
Been on unemployment twice in the past 5 years and both times it was around 45% of my regular income. First time I was making $3800/month and got about $420/week. Second time making $4500/month and got about $480/week. So seems pretty consistent in that range.
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Tyler Lefleur
•That's helpful context, thanks. Sounds like I should expect somewhere in the $400-450 range based on what I was making.
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Alice Fleming
•Yeah that sounds about right for your income level. Just remember to factor in taxes too since UI benefits are taxable.
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Hassan Khoury
Pro tip: if you're having trouble reaching Washington ESD by phone, try calling right when they open at 8am. Sometimes you can get through easier then. Or there's that Claimyr service someone mentioned that handles the calling for you.
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Isabella Tucker
•I've tried the 8am thing multiple times and still can't get through. Might have to check out that Claimyr thing.
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Victoria Stark
•I used Claimyr when I needed to talk to someone about my adjudication issue. Worked pretty well, got connected to an actual Washington ESD agent without having to sit on hold forever.
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Benjamin Kim
One thing to keep in mind is that if you have any issues with your claim like identity verification or job separation questions, it can take weeks or months to resolve. My friend has been waiting 6 weeks just to get someone to review his case.
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Tyler Lefleur
•6 weeks?? How is anyone supposed to survive that long without income?
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Benjamin Kim
•Right? The system is overwhelmed and understaffed. That's why so many people end up needing services like Claimyr just to get basic questions answered.
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Samantha Howard
Just remember the maximum benefit duration is 26 weeks in most cases, so even if you get a decent weekly amount it's not going to last forever. Use that time wisely to find your next job.
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Tyler Lefleur
•26 weeks should be enough time hopefully. Planning to start applying for jobs right away.
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Megan D'Acosta
•Good plan. And document all your job search activities because Washington ESD requires proof that you're actively looking for work.
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Sarah Ali
The percentage question comes up a lot but honestly it varies so much based on your specific wage history and the timing of when you file. Best advice is just to file as soon as you're eligible and see what you qualify for. You can always appeal if you think the amount is wrong.
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Tyler Lefleur
•Good point about the appeal option. Didn't know that was possible.
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Sarah Ali
•Yeah if you disagree with your benefit determination you have 30 days to file an appeal with Washington ESD. Sometimes they make mistakes in the calculation.
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Sophia Nguyen
Tyler, based on your $4,200/month income, you're likely looking at somewhere between $400-500 per week depending on your quarterly wage history. Washington ESD uses your highest quarter from your base period (usually the first 4 of the last 5 quarters) and divides that by 26, then pays you about half of that weekly amount. The 2025 maximum is $999/week, so you won't hit that cap. Just keep in mind there's a one-week waiting period before your first payment, and you'll need to file weekly claims to keep receiving benefits. Also consider that unemployment benefits are taxable income, so you might want to have taxes withheld or set money aside for tax season.
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