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I calculated my benefit amount wrong initially because I forgot about some part-time work I did. Make sure you include ALL your earnings from the base year, even small amounts from temporary jobs.
If you need to talk to Washington ESD about your specific calculation, I'd recommend trying Claimyr again. I was skeptical at first but it really does work better than calling directly. Got through in about 15 minutes when I needed to clarify some base year wage issues.
Just want to confirm - the $999 maximum weekly benefit for 2025 is correct? I've seen some old information online with lower amounts.
Bottom line - take your highest earning quarter from your base period, divide by 26, and that's probably what your weekly benefit will be (unless it exceeds the $999 max). Everything else is just details.
Final thought - start preparing financially now. Cut expenses, talk to creditors if needed, look into payment plans for utilities, etc. The transition period can be rough but planning ahead helps.
Has anyone tried using the WorkSource offices for advice on this kind of situation? I wonder if they have counselors who can help you think through the decision and understand your options.
Final thought - whatever you decide, keep taking care of your mental health through this process. Toxic work environments can really mess with your head, and the unemployment process can be stressful too. Don't hesitate to seek counseling or support.
Avery Davis
The main thing is to stay current on all your existing accounts. If UI benefits plus any other income you have can cover minimum payments, your credit should be fine. Focus on job searching and don't stress about credit impact from the benefits themselves.
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Xan Dae
•Thanks everyone for all the reassurance and advice. Feeling much better about this whole situation now!
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Collins Angel
•Good luck with the job search! The unemployment benefits are there to help you through this transition.
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Marcelle Drum
I'm actually an HR person and deal with this question sometimes. Unemployment benefits are considered temporary assistance, not permanent income, so they're not reported to credit agencies. Your job search activities through WorkSource might be tracked by ESD but that's completely separate from credit reporting.
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Xan Dae
•Thanks for the professional insight! The job search requirement is definitely something I'm staying on top of.
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