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One more thing - if you ever need to speak with Washington ESD about your direct deposit setup, calling through Claimyr saved me hours of frustration. The regular phone lines are impossible to get through on.
I've been using Chime for my Washington ESD benefits for over a year now and it's been fantastic. The early deposit feature means I usually get my payments on Monday evening instead of waiting until Tuesday or Wednesday like traditional banks. Just make sure you're using the correct ACH routing number from your Chime app settings - not the wire transfer number. Also, definitely set up direct deposit immediately once your claim is approved to avoid any delays with your first payment. You're all set with Chime, don't stress about needing a traditional bank account!
The bottom line is yes, you can get both, but be prepared for the bureaucracy. Keep good records and be patient with the process.
I'm also collecting Social Security and was recently laid off from my part-time job. Reading through this thread has been incredibly helpful - I didn't realize you could receive both benefits simultaneously. One thing I'd add is to make sure you have all your employment documentation ready when you apply, including your separation notice and pay stubs. Washington ESD seems to move faster when you have everything they need upfront. Also, don't let the online application intimidate you - it's actually pretty straightforward once you get started.
One more thing - if you ever need to reach Washington ESD urgently about payment issues, calling right at 8am when they open gives you the best chance. Or use Claimyr if you can't get through the regular way.
I've been dealing with Washington ESD payments for about a year now and here's what I've learned: they batch process payments Tuesday nights, usually between 11pm-2am. Most banks will post the deposit Wednesday morning between 2-6am, but some take until Thursday. The key thing is checking your payment status on the ESD website first - if it shows "paid" then it's just your bank's processing time. If it shows anything else, that's when you need to call them. Don't stress too much if it's only been a day or two, the timing really is that variable between different banks.
Just wanted to follow up - did you get your issue resolved? For anyone else experiencing this issue in the future, there's actually a formal process for these $0.00 payment errors. You need to: 1) Contact ESD and specifically request a "payment recalculation review" 2) Have them check if there's a "wage validation exception" or a "payment processing exception" 3) Ask them to verify your monetary eligibility hasn't changed In about 80% of cases, this is a simple system error that can be fixed within 48 hours once properly identified. The other 20% involve some type of eligibility question that needs to be resolved.
Yes! Thank you for asking. I used that Claimyr service someone mentioned and got through to ESD yesterday. The agent said it was a system glitch related to my address change. They submitted what they called a "payment reprocessing request" and this morning the correct amount showed up in my account! Money should be in my bank account tomorrow. Really appreciate everyone's help!
That's such great news that you got it resolved! I'm dealing with a similar issue right now - my payment also shows $0.00 and I've been stressed about it all week. I'll definitely try using Claimyr to get through to ESD since calling normally seems impossible. Did they give you any timeline for when the reprocessed payment would hit your bank account? Also wondering if this address change glitch is happening to other people - I updated my mailing address about two weeks ago and now I'm wondering if that's what triggered my payment issue too.
I'm in the exact same boat! My payment has been showing $0.00 for the past week and I'm getting really anxious about it. I also changed my address recently (about 3 weeks ago) so there might definitely be a connection there. From what I've read in this thread, it seems like address changes can trigger some kind of validation issue in their system. I'm going to try calling ESD using that Claimyr service too - spending hours on hold is just not an option when you're already stressed about money. Really hoping this gets resolved quickly for both of us!
Alice Fleming
Just to clarify some misinformation in this thread - I spoke with an ESD supervisor last month about this exact issue. Here are the facts: 1. Filing method (online vs phone) does NOT affect processing speed 2. Claims filed Sun-Mon are processed in the same batch 3. ANY reported work hours trigger a manual review (which adds 1-2 days) 4. Bank processing times vary (credit unions are often faster than major banks) 5. Holiday weeks always add at least one day to processing If you consistently have delays even with clean claims (no work reported), call ESD and ask them to check if there's a flag on your account.
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Zoe Wang
•This is super helpful info, thank you! I guess I'll stick with online filing since it's more convenient, and just plan for the extra processing time when I report work hours. Really appreciate the clear explanation.
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Vera Visnjic
As someone who's been claiming benefits for about 3 months now, I can confirm what Alice said about work hours triggering manual review. I learned this the hard way after doing some temp work and wondering why my claim was stuck for almost a week! One tip that's helped me - I keep a simple spreadsheet tracking when I file, when it processes, and when I get paid. After tracking for 8 weeks, I can see the pattern clearly: clean claims process Tuesday/Wednesday, claims with work hours process Thursday/Friday. It's actually pretty predictable once you know the rules. Also seconding the banking thing - I switched from Bank of America to a local credit union and started getting deposits about 12 hours earlier on average. Every little bit helps when you're living paycheck to paycheck!
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Mia Alvarez
•That's really smart to track it in a spreadsheet! I might start doing that too. The credit union tip is interesting - I'm with Wells Fargo right now and always seem to get my deposits later than other people mention. Did you have any issues switching your direct deposit info with ESD, or was it pretty straightforward?
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