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One last tip - if you do start collecting Social Security, make sure you understand how it might affect your spouse's benefits too, especially if they haven't started collecting yet.
I went through this exact situation last year at age 64. Washington ESD unemployment benefits definitely don't affect your Social Security calculation - they're completely separate systems. I collected both for about 4 months while job searching. The key things to remember: 1) Both are taxable income so plan for taxes accordingly, 2) You need to stay available for work to keep getting unemployment, and 3) If you find work while on early Social Security, there are earning limits to consider ($23,400 for 2025). I'd recommend using that Claimyr service others mentioned to get through to Social Security - it really does work better than calling directly. The peace of mind from having both income sources while looking for work was worth it for me.
This is really reassuring to hear from someone who actually went through it! Four months of collecting both sounds like it gave you good financial stability while job searching. Did you have any issues with Washington ESD when you were also collecting Social Security, or did they not care as long as you were doing your work search activities?
Make sure you register with Washington ESD as soon as you hire your first employee. There are penalties for late registration and you'll be liable for back taxes from the date you should have registered.
Thanks everyone for all this detailed info! This thread has been incredibly helpful. Just to summarize what I've learned: new tech businesses typically start around 1.5-2.7%, there's an additional 0.02% surcharge, taxes are paid quarterly on wages up to $68,500 per employee, and rates can drop significantly over time with good experience ratings. The hardest part seems to be actually reaching Washington ESD when you have questions - definitely going to check out that Claimyr service several people mentioned. Really appreciate this community sharing real-world experiences!
Last thought - if you're really struggling while waiting, some employers offer emergency hardship assistance even after layoffs. Might be worth reaching out to HR to ask. Also, local churches and community organizations often have emergency assistance funds available.
Based on my recent experience with Washington ESD, I'd plan for 3-4 weeks realistically. Mine took exactly 22 days from initial filing to first direct deposit. The key things that helped speed it up: having all my employment docs ready upfront, setting up direct deposit immediately, and making sure my WorkSourceWA registration was complete before filing my first weekly claim. The waiting week plus processing time is unavoidable, but being prepared with all the paperwork definitely prevents delays. Stay on top of your weekly claims even while the initial claim is pending - that's crucial!
The system is actually pretty straightforward for seasonal workers once you understand it. The confusion usually comes from people not knowing about the base period earnings requirements.
Agreed! A lot of seasonal workers think they can't get benefits because they only worked a few months, but as long as you earned enough in the right quarters you qualify.
One last tip - if your seasonal job was through a temp agency make sure you understand who your 'employer' was for Washington ESD purposes. Sometimes it's the agency, sometimes it's the actual worksite.
Good point though - temp agency situations can definitely complicate the wage reporting aspect of seasonal claims.
I had a temp agency situation with my seasonal warehouse job last year and it was such a headache! The agency wasn't reporting wages correctly to Washington ESD and I had to get them to fix their records before my claim could be processed. Make sure to keep all your paystubs if you're working through an agency.
Anita George
The whole process is designed to eventually move forward even if employers don't cooperate. Washington ESD can't just leave claims hanging indefinitely - they have performance metrics and federal requirements to meet for processing times.
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Nina Fitzgerald
•Performance metrics don't mean much when people are waiting months for benefits they desperately need.
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Anita George
•Fair point - the system definitely isn't perfect, but at least there are mechanisms to prevent claims from being stuck forever.
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Abigail Spencer
Just went through this exact situation last month. Employer never responded and my claim got approved after exactly 2 weeks and 3 days. Got all my back pay from the date I filed. Hang in there!
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Sophia Miller
•This is really encouraging to hear! I'm at about the 2 week mark now so hopefully I'll see movement soon. Did you get any notification when it was approved or did you just notice it when checking your account?
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Liam Fitzgerald
•I got both an email notification and saw the status change when I logged into my account. The email came about an hour after the status updated online. Definitely keep checking your account regularly!
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