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ESD claiming I have an overpayment but my weekly benefit amount changed - confused!

I'm completely confused and frustrated with ESD right now. When I initially filed my claim in January, I received a monetary determination letter stating my weekly benefit amount would be $540. I was so relieved because that would cover most of my bills while I look for work. Fast forward to when I actually started receiving payments in February - they're only coming in at $480 per week. I figured maybe there was some deduction I didn't understand, so I just accepted it and kept filing my weekly claims. Now out of nowhere I get this notice saying I have an overpayment of $540 that they want me to pay back?? How is that even possible when they've been paying me LESS than what they originally told me? Has anyone dealt with this kind of situation before? I tried calling ESD but after being on hold for 2+ hours I got disconnected. Their online message system is useless - no response after a week. I'm starting to panic because I definitely don't have $540 to give them right now.

this hapnd to me last yr!! the ESD system is a mess. they told me $610/wk but only paid $520 then came after me for $1800 in 'overpayments' even tho they underpaid me!! turned out they messed up my wage calculation TWICE. keep ALL ur determination letters and check ur wage records carefully

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Maggie Martinez

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Thanks for responding! Did you have to appeal or was there a faster way to fix it? I'm worried this is going to take forever to resolve and I can't afford any interruptions to my benefits right now.

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Monique Byrd

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What's likely happening is that there are two separate issues: 1) They recalculated your weekly benefit amount from $540 to $480 (probably due to wage verification), and 2) They're asking for a repayment of $540 for a different reason - perhaps a week they determined you weren't eligible for. I suggest you check your notices carefully in your eServices account. Look for a "Redetermination" notice that would explain the change from $540 to $480. Then look for a separate "Overpayment" notice that should explain exactly which week they want repaid and why. If the overpayment is actually referring to the WBA difference, then you definitely need to appeal within 30 days of the notice date.

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Maggie Martinez

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I looked through all my notices and there's nothing that explains the change from $540 to $480. The overpayment notice just says I was paid for a week I wasn't eligible for, but doesn't specify which week or why I wasn't eligible. This is so frustrating!

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Jackie Martinez

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ESD is NOTORIOUS for this!!! They deliberately make it confusing so people don't fight back. I was told I owed $3700 last year for "unreported earnings" when I reported EVERYTHING correctly. Took me 4 months to resolve and they still took $220 I shouldn't have owed. The system is DESIGNED to screw people over.

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Lia Quinn

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While the system certainly has problems, what's happening here is likely a documentation issue, not a deliberate attempt to confuse. The initial monetary determination is often based on employer-reported wages that haven't been fully verified. Once verified, the WBA can change. The overpayment is almost certainly for a specific disqualified week, not related to the WBA adjustment.

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Haley Stokes

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I had a similar issue last month and I was able to get it resolved by using Claimyr to reach an actual ESD agent. Getting through to someone who could look at my specific case made all the difference. The agent explained exactly what happened with my claim - turned out there was a mistake in how my base year wages were calculated. It cost a bit but saved me from owing back $850! Check out their demo video if you're curious: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 or their website claimyr.com

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Asher Levin

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does this claimyr thing actually work? ive been trying to talk to esd for 3 weeks now...

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Serene Snow

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Wait are we talking about regular UI or pandemic unemployment? Because those had different rules. I'm still sorting out issues from 2021 lol

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Maggie Martinez

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This is regular UI, just filed in January 2025. Nothing to do with the pandemic programs.

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Lia Quinn

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Here's what you need to do step by step: 1. File an appeal immediately to protect your rights - you have 30 days from the date on the overpayment notice 2. In your appeal, request all documents related to your claim, specifically asking for: - The original monetary determination showing $540 - Any redetermination notices changing your WBA to $480 - The overpayment calculation and specific weeks involved 3. Request a payment plan pending the appeal decision if you can't afford to repay the amount in full 4. Check your wage records carefully in your eServices account - make sure all employers and wages are correctly listed Most importantly, continue filing your weekly claims during this process, even while appealing. Many overpayment issues are the result of simple calculation errors that can be corrected once you get the right person looking at your claim.

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Maggie Martinez

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Thank you so much for this detailed plan. I just submitted my appeal through eServices and requested all the documents you mentioned. Should I also try to call them again or just wait for the appeal process to work?

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Monique Byrd

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I recommend trying to reach them by phone in addition to the appeal. The appeals process can take 6-8 weeks, but if you can get through to a claims specialist, they might be able to resolve it much faster, especially if it's just a calculation error. Their phone lines are usually less busy first thing in the morning (right when they open) or in the middle of the week (Tuesday-Thursday).

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Maggie Martinez

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I'll try calling right when they open tomorrow. Fingers crossed I can get through to someone who can help!

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did u check ur monetary determination letter? somtimes they show u the calculation breakdown. mine had 2 different amounts on it - one was 'maximum benefit amount' and one was 'weekly benefit amount' maybe ur looking at the wrong number?

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Maggie Martinez

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I double-checked and I'm definitely looking at the right numbers. The initial letter clearly states $540 as my weekly benefit amount (WBA), and my payment history shows I've been receiving $480 per week. The maximum benefit amount (MBA) is different - it's the total for the whole year.

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Asher Levin

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this happened to my cousin last month! turns out he had holiday pay they didn't know about at first and it changed his whole calculation. maybe check if you had any special pay they might have missed initially?

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Maggie Martinez

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I don't think that's it in my case. I was laid off in a standard reduction in force, no special pay involved. But thanks for the suggestion - I'll double check my last few paystubs just to be sure.

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Haley Stokes

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After you file your appeal, make sure to monitor your eServices account daily. ESD often sends requests for additional information with very short deadlines (sometimes just 48 hours). Missing these can cause bigger problems. If you have a smartphone, set up email notifications for your ESD account so you don't miss anything important.

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Maggie Martinez

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Good advice - I just checked my notification settings and realized I didn't have email alerts turned on. Just fixed that, thank you!

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