< Back to Washington Unemployment

ESD overpayment notice charging me $1700 for one $1000 commission payment - makes no sense!

I'm completely baffled by this ESD overpayment situation and desperately need some clarity. Last year I briefly worked at a commission-only sales job (no hourly pay). During my first week, I got lucky and made one sale that earned me a first-time bonus of $1000. I honestly reported this to ESD when filing my weekly claim, fully expecting to lose my benefits ($578/week) for that particular week. But now ESD is saying I owe them for THREE WEEKS of benefits, totaling around $1700! How does that make any sense? I earned $1000 one time, but they want back $1700? I tried disputing this months ago but missed the deadline to mail my paperwork (single mom with zero extra cash - couldn't even afford stamps at that point). The original notice said I owed $1100, so I've been making payments to clear that debt plus $53 interest. Now they're suddenly claiming I actually owed $1700+ so I still owe them another $500+. I've sent them proof of everything - my commission statement, payment records, everything. Can anyone explain how they calculated this? Why would one week of earnings affect THREE weeks of benefits? I can't get a straight answer from anyone at ESD - just automated messages about what I've paid and what I still owe.

This sounds like they're applying what's called a "pattern of earnings" rule. When you earn commission or self-employment income, ESD sometimes spreads that income across multiple weeks based on when they think you performed the work, not just when you got paid. So they might have assumed the $1000 represented work done over 3 weeks. You definitely need to talk to a claims specialist directly. They might have applied the wrong earnings rule to your situation, especially since this was a one-time bonus for a single sale, not ongoing work.

0 coins

Sophia Clark

•

Thank you for explaining! That makes sense about the "pattern of earnings" thing, but it still seems unfair since it was literally ONE sale on ONE day. Not 3 weeks of work. Ugh. I've been trying to call but it's impossible to get through to anyone.

0 coins

Madison Allen

•

somthing similar happened 2 me. ESD spreads ur earningz over multiple weeks even if u only worked 1 day. its stupid but thats how they do it. u shoulda appealed right away tho, stamps r like wat 60 cents? now ur probly stuck paying the whole thing.

0 coins

Sophia Clark

•

Yeah, I get it seems like just 60 cents, but when you're choosing between diapers and food for your kid, even that 60 cents matters. I'm not making excuses, but being a new single mom with zero support system was ROUGH. I definitely regret not finding a way to mail that appeal.

0 coins

Joshua Wood

•

There are actually three possible things happening here: 1. Pattern of earnings rule - as mentioned above, where they distribute commission earnings across multiple weeks 2. Eligibility issue - your work in the commission job might have triggered questions about your availability for regular employment, especially if they classified you as self-employed 3. Different benefit year calculation - if this commission work happened near the end of a quarter, it could have affected your benefit calculation across multiple weeks You need to request a detailed breakdown of the overpayment. ESD is required to explain exactly how they calculated it. Call and specifically ask for an "itemized overpayment calculation statement." This will show which weeks they're charging you for and why.

0 coins

Sophia Clark

•

Thank you for this detailed explanation! I think #1 is what happened. I've been trying to call but it's like winning the lottery to get through to an actual person. I'll specifically ask for that itemized statement when I eventually get through.

0 coins

Justin Evans

•

I've been dealing with ESD for YEARS and let me tell you - their calculation methods are bizarre and rarely explained properly. Had a similar situation where I worked ONE DAY as an extra on a film set, got paid $200, and somehow ended up owing $600 back!!! The system is designed to be confusing so people just give up and pay. DO NOT just keep paying without understanding exactly what you're paying for. You have the right to a detailed breakdown of every penny they say you owe. If you've already missed the formal appeal deadline, you can still request a hardship waiver based on your situation as a single mom. They don't advertise this option but it exists!

0 coins

Sophia Clark

•

THANK YOU! I didn't know about the hardship waiver! That could be really helpful since I'm still struggling financially. It's so frustrating that they make this process so complicated and don't clearly explain how they calculate these things. Appreciate the advice!

0 coins

Emily Parker

•

I had this EXACT issue!!!! What happened was that they looked at my commission-only job and decided I was "self-employed" even though I wasn't! Then they applied some weird formula where they spread earnings over multiple weeks. It took me FOREVER to get it resolved, and I was paying it back for months before they finally reversed it. Have you tried using Claimyr to reach ESD? That's how I finally got through to a real person who could help. I was skeptical at first but their website at claimyr.com explains everything. There's even a video that shows how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. It was the only way I could actually talk to someone who could help fix my overpayment issue.

0 coins

Ezra Collins

•

does claimyr actually work? ive heard of it but seems weird to use a service just to call unemployment

0 coins

Emily Parker

•

It worked for me! After spending literally DAYS trying to get through on my own. The video on their site shows exactly how it works. Worth it to finally get my overpayment sorted out instead of just blindly paying money I didn't actually owe.

0 coins

Sophia Clark

•

I might have to try that service because I've been calling for weeks without getting through. At this point, I just want to talk to a human who can explain what's going on with my account. Thanks for the suggestion!

0 coins

Victoria Scott

•

I'm sorry you're dealing with this frustrating situation. Based on what you've described, it sounds like there might be a misunderstanding about your work situation. When you earned that $1000 commission, did you report it as a one-time payment or did you list yourself as having started a new job? If ESD thought you started regular employment (even commission-based), they might have disqualified you for several weeks, assuming you were continuing to work. Also, was the sales job something you continued doing after that first week? Even if you didn't earn more commissions, if you were still technically employed there, ESD might consider you employed but with variable income. For the increased amount from $1100 to $1700, that could be because interest and penalties continue accruing during the dispute process. Missing the deadline for the appeal unfortunately means those extra charges kept building up.

0 coins

Sophia Clark

•

When I reported it, I specifically said it was commission from one sale, and that I wasn't continuing with the job because it wasn't sustainable (no base pay). I was very clear about that in my weekly claim. And regarding the amount increase - I've been making regular payments on the $1100, so I don't understand how it somehow became $1700 when I've already paid down most of the original amount. The whole thing is so confusing!

0 coins

just wondering did u report the job when u first started or only when u got the commission? cuz if u didnt report starting the job right away that could be why they hit u with more weeks of overpayment

0 coins

Sophia Clark

•

I reported it the same week I started - I was only there for about 10 days total before I realized it wasn't going to work (purely commission with no base pay wasn't sustainable as a single mom). I reported everything correctly each week, which is why this is so frustrating!

0 coins

Based on your additional details, I strongly recommend requesting an appeal extension based on financial hardship. Even though you missed the original deadline, ESD can sometimes grant extensions in cases of significant hardship, which being a new single mom certainly qualifies as. Call and specifically ask for a "late appeal request based on financial hardship" and explain your situation as a single parent who couldn't afford postage at the time. Document everything - the name of who you speak with, date, time, and what was discussed. Also, it's very concerning that the amount increased from $1100 to $1700 when you've been making payments. Definitely request that itemized statement. It might also be worth checking if they've applied any penalties for the missed appeal deadline, which could explain some of the increase.

0 coins

Sophia Clark

•

Thank you so much for this detailed advice! I'm going to call tomorrow and ask specifically for that late appeal request and the itemized statement. I'll make sure to document everything carefully. Fingers crossed I can actually get through to someone who can help straighten this out.

0 coins

TaxRefund AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
6,875 users helped today