ESD demanding overpayment after employer contested - Can I appeal without a lawyer?
I'm in a really difficult spot and could use some advice. ESD initially approved my unemployment claim back in February, and I've been receiving benefits for about 3 months (around $8,700 total). Yesterday, I got this shocking notice saying my former employer successfully contested my claim after the fact, and now ESD wants ALL the money back immediately! I literally don't have it - I've been paying rent and bills with that money while job hunting. Here's the weird part: I spoke with my former employer yesterday, and they said they won't fight if I appeal this decision. I'm completely confused about what to do next. Do I need a lawyer to handle this appeal? Is there any way to avoid paying back the full amount right away when I have zero income? The notice mentions something about an "overpayment waiver" but doesn't explain much. I'm freaking out because I'm still unemployed, have maybe $200 to my name, and now they want $8,700. Has anyone dealt with this type of situation before? Any advice would be really appreciated.
20 comments
Jenna Sloan
You absolutely CAN appeal this! Don't panic. You have 30 days from the date on the notice to file your appeal with the Office of Administrative Hearings (OAH). Since your employer said they won't fight it, you're in a decent position. You don't need a lawyer, though it can help. Many people successfully represent themselves in these hearings. What's important is gathering documentation: 1. Save any communication with your employer saying they won't contest the appeal 2. Compile documents showing why you qualified for benefits initially 3. If you have financial hardship (which clearly you do), gather proof for a waiver request Even if you lose the appeal, you can request an overpayment waiver based on financial hardship or apply for a reasonable payment plan. ESD can't garnish wages or take money you don't have. When you file your appeal, clearly explain that your employer has indicated they won't contest it. That's significant information for the hearing judge.
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Raul Neal
•Thank you so much for this information! The letter says I have until June 15th to appeal, so I still have time. Do you know if I need to get something in writing from my former employer about not contesting it? They told me this on the phone, but I'm worried that won't be enough for the hearing.
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Christian Burns
OMG THIS HAPPENED TO ME!!!! ESD is such a nightmare to deal with. They approved me then 4 months later said I wasnt eligible and wanted $12,500 back!!! I almost had a heart attack. I appealed and waited like 6 weeks for a hearing, but guess what? My employer never showed up and I automatically won! They can say theyll show up but if they dont thats good for you. But definitely APPEAL!! You have nothing to lose.
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Raul Neal
•That's really encouraging to hear! Did you have to prepare a lot of documents for your hearing even though your employer didn't show up? I'm trying to figure out how much work I need to put into this.
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Sasha Reese
Don't pay anything back until after your appeal process is complete. You need to do three things immediately: 1. File your appeal through your eServices account - there's a section specifically for appeals. Print/save the confirmation page. 2. Email or text your former employer asking them to confirm in writing they won't contest your appeal. Phone conversations aren't documented proof. 3. Request an overpayment waiver form from ESD. Even if your appeal is denied, you can often get the repayment waived if repaying would cause severe financial hardship. A lawyer isn't necessary but can be helpful. Some local legal aid offices offer free consultation for unemployment cases - try the Unemployment Law Project if you're in Washington. When did you receive the overpayment notice? Be aware the 30-day appeal deadline is strict.
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Christian Burns
•👆 This is all really good advice!! The waiver forms saved me when I had a partial overpayment I couldnt fight. they approved my waiver cause I had no income and it would cause financial hardship to pay it back.
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Muhammad Hobbs
you might need a lawyer tbh employers lie all the time... they say one thing to you then another thing to esd. dont trust them. if they really wont contest it get that in WRITING asap
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Noland Curtis
I went through something similar in 2025 and it was awful trying to reach ESD to discuss my situation. I spent weeks calling their number just to get disconnected or told the wait time was 4+ hours. I was ready to give up until someone on here recommended Claimyr (claimyr.com). They somehow got me connected to an ESD agent in less than an hour. The agent explained my appeal options and helped me request a payment plan instead of the lump sum demand. They have a video showing how it works here: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 Definitely appeal this decision, especially since your employer said they won't fight it! That's a huge advantage. But I'd recommend talking to an actual ESD agent about your specific case first.
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Raul Neal
•Thanks for the recommendation! I've been trying to call ESD for two days now with no luck. I'll check out that service because I really need to talk to someone about my options before the appeal deadline.
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Diez Ellis
ur employer is playing games! they contest it and then tell u they wont fight ur appeal?? sounds fishy to me. they probably just want to look like the good guy while still making sure ur benefits get denied. dont trust anything they say unless its IN WRITING!!!!
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Vanessa Figueroa
•This is actually a common scenario. The employer contests automatically to protect their unemployment insurance rates, but then when they realize the former employee is struggling, they sometimes back off. I've seen this happen multiple times. But you're right that getting it in writing is essential.
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Abby Marshall
i had a similar thing happen last year where my benefits were approved then later they decided i wasn't eligible for some of them. i filed an appeal myself, no lawyer, and i won! just be organized and have all your documents ready. the judges are actually pretty fair in my experience. also, even if you end up having to pay some back, they can set up a payment plan that's like $25 a month or something really small if you have no income. don't stress too much!
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Raul Neal
•That's reassuring to hear. I was worried I'd need to come up with thousands right away. Did you have to attend a hearing for your appeal?
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Abby Marshall
•yes there was a phone hearing. it was maybe 30 minutes long. they asked me questions about my employment and why i thought i qualified. it wasn't as scary as i thought it would be! just be honest and explain your situation clearly.
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Vanessa Figueroa
I work with unemployment cases and want to clarify a few things: 1. The appeal deadline is absolutely critical - miss it and you'll have very few options 2. When an employer says they "won't contest" your appeal, get this in writing. Email them summarizing your conversation and ask them to confirm. Print this for your hearing. 3. You can simultaneously appeal AND request an overpayment waiver. These are separate processes. 4. For the hearing, prepare a clear timeline of events and gather documentation showing why you initially qualified. 5. If your employer truly doesn't contest the appeal, your chances improve dramatically. Regarding whether you need an attorney - most claimants represent themselves successfully. The OAH judges are used to working with people who aren't lawyers. However, if your case involves complex eligibility issues or a large overpayment amount, consulting with an attorney could be worthwhile. Many offer free initial consultations.
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Raul Neal
•This is incredibly helpful information, thank you! I just emailed my former employer asking them to confirm in writing that they won't contest the appeal. Is it worth mentioning in my appeal that they said they won't contest it, or should I wait until I have that confirmation?
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Vanessa Figueroa
•You should absolutely mention it in your appeal, but note that it was a verbal statement and that you're seeking written confirmation. This puts it on record early. Then when you get the written confirmation (hopefully), you can submit it as additional evidence before your hearing. Just make sure to submit any new evidence at least 7 days before your hearing date.
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Muhammad Hobbs
how did u even get approved in the first place if ur employer was going to fight it? did they just not respond at first?
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Raul Neal
•From what I understand, they didn't respond within the initial timeframe, so ESD approved my claim by default. Then they filed some kind of late response/protest that ESD accepted. The notice mentioned something about "new information from the employer" but wasn't very specific.
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Sasha Reese
One more important thing: while your appeal is in process, you should continue looking for work and documenting your job search activities. The appeal process doesn't pause your job search requirements if you're still claiming benefits on weeks you're eligible for. Also, make sure to request a payment plan application right away, even before your appeal. This shows good faith on your part and starts the process in case your appeal is unsuccessful. ESD has reasonable payment plans that can be as low as $25-50 per month depending on your financial situation. Having your employer not contest the appeal is a huge advantage, but remember the burden of proof is still on you to show you met all eligibility requirements. Be prepared to explain why you qualified for benefits initially.
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