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Final thought - whatever you decide, make sure you're emotionally and financially prepared for the possibility that your claim could be denied. Have a backup plan in case the unemployment benefits don't work out.
Thanks everyone for all the advice. I have a lot to think about and some documentation to gather. This has been really helpful in understanding what I'm getting into.
Just want to second the recommendation for Claimyr if you can't get through to Washington ESD on the phone. I was skeptical at first but it really works when you need to talk to someone urgently about your claim.
How much does Claimyr cost?
If you do end up owing the overpayment, make sure to request a waiver if you believe you weren't at fault for the overpayment. Washington ESD sometimes grants waivers in cases where the claimant reasonably relied on their initial determination.
There should be information about waiver requests in your overpayment notice, or you can call Washington ESD to request the waiver application.
This is exactly the kind of question where using Claimyr to get through to an agent would be helpful - they can explain the waiver process and requirements.
Bottom line: you have 30 days from the Board decision date to appeal to Superior Court if you want to fight it. Otherwise, you'll need to work with Washington ESD on repayment options and potential waivers.
Thanks everyone for all the advice. I think I need to talk to an agent first to understand exactly what my options are before deciding whether to appeal to court.
One last thing - if you do end up owing taxes on unemployment and can't pay it all at once, the IRS has payment plans available. Don't just ignore it if you can't afford the full amount.
Thanks to whoever mentioned Claimyr earlier - just used it to call Washington ESD and got my tax withholding set up. Took maybe 15 minutes total instead of the hours I've wasted trying to call before.
Yuki Tanaka
Just wanted to add that if you have issues reaching Washington ESD customer service, that Claimyr service someone mentioned earlier really does work. I was skeptical at first but it saved me hours of calling.
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Ravi Sharma
•I'll definitely keep that in mind if I run into problems. Hopefully I won't need it!
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Carmen Diaz
The whole process took me about 30 minutes to complete the initial application once I had all my information gathered. The hardest part was just getting started and knowing what I needed.
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Ravi Sharma
•That doesn't sound too bad! I was expecting it to take hours.
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