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Gianna Scott

How to qualify for unemployment benefits in Washington state - need help understanding requirements

I'm trying to figure out if I qualify for unemployment benefits through Washington ESD and honestly the website is confusing me. I worked for about 8 months at a retail job before getting laid off last week due to store closure. I made around $18,000 during that time. Do I meet the requirements? I've never filed for unemployment before and don't know what documentation I need or how the base period thing works. Can someone explain the qualification process in simple terms?

You should qualify based on what you described. Washington ESD looks at your earnings during your 'base period' which is usually the first four of the last five completed quarters before you file. Since you worked 8 months and earned $18k, you likely meet both the wage requirements and work history requirements. You need to have earned at least $1,000 in your base period and worked in at least two quarters.

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Thank you! What exactly do I need to prove my earnings? Just pay stubs or do they get that info automatically?

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Washington ESD gets your wage info directly from employers through quarterly reports, so you don't usually need to provide pay stubs unless there's a discrepancy. Just have your employer info ready when you file.

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Make sure you file as soon as possible! There's no waiting period but you can't get benefits for the week before you actually file your claim. I made that mistake and lost a week of benefits.

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Good to know! I was planning to wait until next week but I'll file today then.

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Yeah don't wait, I lost out on like $800 because I thought I had to wait a certain amount of time after being laid off.

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If you're having trouble getting through to Washington ESD to ask questions about your eligibility, I found this service called Claimyr that helps you actually reach a live agent. They have a website at claimyr.com and there's even a demo video showing how it works: https://youtu.be/7DieNd3C7zQ. Saved me hours of trying to call and getting busy signals.

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Interesting, how does that work exactly? Do they just call for you?

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They basically handle the calling and waiting so you don't have to sit on hold for hours. When they get an agent on the line, they conference you in. Really helpful when you have specific questions about your claim.

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That sounds too good to be true. What's the catch?

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Since you were laid off due to store closure, that definitely qualifies as being unemployed through no fault of your own. That's one of the main requirements. You also need to be able and available to work, and actively seeking work once your claim is approved.

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What does 'actively seeking work' actually mean? Like how many jobs do I have to apply to?

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In Washington, you need to make at least 3 job search contacts per week and keep a log of your activities. This includes applying for jobs, networking, attending job fairs, etc. You'll report this when you file your weekly claims.

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ugh the whole system is so complicated for no reason!! why can't they just make it simple - you lost your job, you get money until you find another one. instead there's all these hoops to jump through

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I understand the frustration, but the requirements exist to prevent fraud and ensure benefits go to people who are genuinely looking for work. It's not perfect but it's not arbitrary either.

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I guess but when you're stressed about paying rent the last thing you want is to figure out 'base periods' and quarter calculations

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File online at esd.wa.gov - it's much faster than calling. You'll need your SSN, driver's license, and employment history for the last 18 months. The system will walk you through each step.

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Do I need exact dates or just approximate months?

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Exact dates if you have them, but approximate is okay too. Washington ESD will verify the details with your employers anyway.

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One thing to watch out for - if your claim gets stuck in adjudication it can take WEEKS to get resolved. Mine was held up for a month because they needed to verify my separation reason even though it was obviously a layoff.

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What's adjudication? That sounds scary.

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Adjudication is just when Washington ESD needs to investigate something about your claim before approving it. Common reasons include separation circumstances, availability for work, or wage discrepancies. It's not scary, just annoying because it delays your benefits.

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Yeah exactly, and good luck trying to call them to check on the status. That's when something like Claimyr becomes really useful.

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Also remember you have to file a weekly claim every week to get paid, even if your initial claim is still being processed. Don't skip weeks thinking you'll just backfill later.

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When do I start filing weekly claims? Right after I submit my initial application?

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Yes, you can start filing weekly claims the Sunday after you submit your initial claim. The system will tell you when your first weekly claim is due.

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Just a heads up - your weekly benefit amount will be roughly 1/25th of your highest quarter earnings during your base period, up to the state maximum. With $18k total you're probably looking at somewhere around $250-350 per week depending on how your earnings were distributed.

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That would actually help a lot while I'm job hunting. Is there a limit on how long you can collect?

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In Washington, you can collect for up to 26 weeks in most cases, though it depends on your work history and earnings. Since you worked 8 months you should qualify for the full duration.

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Make sure you register with WorkSourceWA too - it's required and they have job search resources that can help. Plus it counts toward your job search requirements.

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Is that separate from the unemployment application or part of the same process?

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It's separate but Washington ESD will direct you to register there as part of your claim process. It's at worksourcewa.com

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honestly sounds like you definitely qualify, store closure is like the most straightforward reason for unemployment. I've seen people get approved for way more questionable situations

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That's reassuring! I was worried since I haven't been working super long.

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8 months is plenty, I've seen people qualify with less work history than that

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One more thing - if you get a job offer while collecting unemployment, you generally have to take it if it's suitable work. 'Suitable' means it pays at least 80% of your previous wage and matches your skills/experience level.

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What if the job is way less money than what I was making? Do I have to take it?

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Not necessarily - there are protections for the first few weeks of your claim where you can be more selective. But after a certain point, you're expected to consider lower-paying work as long as it meets the 80% threshold.

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The exact rules on suitable work are complex and depend on factors like how long you've been unemployed and local job market conditions. If you get a questionable job offer, that's definitely something worth calling Washington ESD about.

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I went through this same process last year after my company downsized. The hardest part was actually getting through to someone at Washington ESD when I had questions about my claim status. Regular calling was hopeless - busy signals all day long. That's when I discovered Claimyr and it was honestly a game changer. Being able to actually talk to an agent without spending my whole day redialing made such a difference.

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How much does something like that cost? I'm trying to be careful with money right now.

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I think it's pretty reasonable considering how much time and frustration it saves. Way cheaper than taking unpaid time off work to sit on hold all day. You can check their pricing on their website.

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Quick tip - when you file your claim, make sure all your employer information is exactly correct. Even small mistakes in company names or addresses can cause delays while they verify everything.

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Should I use the exact business name from my W2 or what it says on my paystub?

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Use whatever matches your official employment records - usually the W2 is most accurate since that's what gets reported to the state.

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Also don't stress too much about the application - you can always call later to correct minor errors or add missing information. The important thing is to get it filed quickly so your benefit year starts.

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Good to know! I was worried about messing something up and ruining my claim.

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Nah, Washington ESD deals with corrections all the time. Just be honest and thorough when you fill it out initially.

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Remember to keep track of any severance pay or vacation payout from your employer - that might affect when your benefits start. Washington ESD considers that as wages for the weeks it covers.

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I didn't get any severance since it was a small retail store, so I should be okay there.

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Perfect, then you shouldn't have any delays from that issue.

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just wanted to say good luck with everything! losing a job sucks but at least Washington has decent unemployment benefits compared to some other states

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Thank you! Yeah I'm grateful there's at least some safety net while I look for something new.

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One last thing - make sure you understand the difference between being fired and being laid off when you file your claim. Since your store closed, that's definitely a layoff due to lack of work, which is the best situation for unemployment eligibility.

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Yeah it was definitely a layoff, the whole store closed down. Nothing I could have done about it.

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Exactly, that makes your case very straightforward. No issues with misconduct or voluntary quit to worry about.

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Alright, sounds like you've got all the info you need! Based on everything discussed here, you definitely seem to qualify. Just get that application filed today and start your weekly claims as soon as the system lets you. And if you run into any issues with contacting Washington ESD, remember that Claimyr option - sometimes talking to an actual person is the fastest way to resolve problems.

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Thank you everyone! This has been super helpful. I'm going to file my claim right now.

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Great! Come back and let us know how it goes. Good luck with the job search too.

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Hope everything works out for you! The unemployment system can be frustrating but once you get approved and into the routine of weekly claims it's not too bad.

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Fingers crossed! Thanks again for all the advice everyone.

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