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Andre Laurent

What are the eligibility requirements for unemployment benefits in Washington ESD?

I'm trying to figure out if I qualify for unemployment benefits through Washington ESD but I'm getting confused by all the different requirements I'm reading about online. I worked at a retail store for about 18 months before getting laid off last week due to store closure. I made around $28,000 last year. I've never filed for unemployment before so I have no idea what the actual eligibility requirements are. Can someone break down what Washington ESD looks for when determining if you qualify? I keep seeing stuff about base periods and monetary requirements but it's all confusing. I really need to know if it's even worth applying or if I'm wasting my time.

The basic eligibility requirements for Washington ESD unemployment benefits are pretty straightforward. You need to have worked and earned wages during your base period (first 4 of the last 5 completed quarters), be unemployed through no fault of your own, be able and available for work, and actively seeking work. For the monetary requirement, you need at least $1,005 in your highest quarter and total base period wages of at least 1.5 times your highest quarter earnings.

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Thanks! So if I made $28k last year and got laid off due to store closure, that should qualify as 'through no fault of my own' right? And what exactly does 'actively seeking work' mean?

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Yes, layoffs due to store closure definitely qualify as involuntary separation. For job search requirements, you need to make at least 3 job search contacts per week and keep a log of your activities.

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Don't forget about the waiting week - there's no waiting week in Washington anymore but you still need to file your initial claim right away. The sooner you apply, the sooner your claim can be processed. Your benefit amount will be based on your wages during the base period.

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How do I know what my base period is? Is it just the last year I worked?

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Your base period is the first 4 of the last 5 completed calendar quarters before you filed your claim. So if you file in January 2025, your base period would be January-December 2024.

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I had trouble reaching Washington ESD when I first applied - their phone lines are always busy. If you need to talk to someone about your eligibility, I found this service called Claimyr at claimyr.com that helps you get through to an actual ESD agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting hung up on.

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How much does that cost? I'm already broke from being unemployed.

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It's way cheaper than missing out on benefits because you can't get answers. The main thing is it actually works - I got through to ESD in like 20 minutes instead of calling for days.

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You also need to register with WorkSource Washington within 2 weeks of filing your claim unless you're on standby with a definite return date. This is required for all claimants now.

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What's WorkSource Washington? Is that different from the regular ESD website?

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WorkSource is the state's job search website. You'll need to create a profile there and use it for your required job search activities. It's separate from your ESD account.

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Make sure you understand the difference between being 'able and available' versus just available. You have to be physically and mentally capable of working, not just willing to work. If you have any medical issues that prevent you from working, that could affect your eligibility.

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I'm healthy and ready to work, so that shouldn't be an issue. But what if I can't find work in my exact field right away?

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You need to be available for suitable work, which includes work in your field but also other work you're qualified for. ESD considers your education, experience, and local job market when determining what's suitable.

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ugh the whole system is so confusing!! I've been trying to figure this out for weeks and keep getting different answers. Why can't they just make it simple?

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I know it seems overwhelming but once you get through the initial application it gets easier. The key is just getting started with your claim.

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i guess but like what if i mess something up on the application? will they deny me?

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Another thing to keep in mind - if you quit your job voluntarily, you might still be eligible if you had good cause. But layoffs are usually pretty straightforward for approval as long as you meet the other requirements.

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Good to know! I was definitely laid off, not quit, so hopefully that part will be easy.

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The income requirements aren't too high. Based on your $28k, you should easily meet the monetary eligibility. The trickier part is often the ongoing requirements like job searches and weekly claims.

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What happens if I miss a weekly claim? Can I make it up later?

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You can file late claims but it's better to file on time every week. Late claims sometimes require additional verification which can delay your payments.

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Don't overthink it - just apply! The worst they can do is deny you, and then you can appeal if needed. Most people who were laid off through no fault of their own qualify if they worked enough.

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True, I guess I should just go for it. Thanks everyone for the help!

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If you do get approved, remember that unemployment benefits are taxable income. You can choose to have taxes taken out of your weekly payments or pay them later.

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Oh I didn't know that! Should I have taxes taken out or pay later?

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Most people have them taken out so they don't owe a big chunk at tax time. It's 10% federal withholding.

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Also worth noting - you can work part-time while collecting unemployment as long as you report all earnings. Your benefits will be reduced but you might still get some money.

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That's good to know in case I find temporary work while job hunting.

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I second the Claimyr recommendation if you need to talk to ESD. I used them when my claim got stuck in adjudication and they got me through to someone who could actually help resolve the issue.

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How long did your adjudication take? Mine's been pending for 3 weeks now.

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Mine took about 4 weeks total but that was before I used Claimyr to get answers. They were able to explain what was holding it up.

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Make sure you have all your employment information ready when you apply - employer names, addresses, dates of employment, and reason for separation. Having this organized will make the application process much smoother.

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Good tip! I'll gather all that before I start the application.

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The system has gotten better since COVID but there are still delays sometimes. Don't panic if your claim takes a few weeks to process - that's normal for many people.

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How will I know if there are any issues with my claim?

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You'll get notifications through your ESD account and by mail. Keep checking your account regularly for updates.

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Remember that you need to be actively looking for work from day one, not just when your benefits start. Keep detailed records of your job search activities.

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What counts as a job search contact? Just applying for jobs or other things too?

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Applying for jobs, contacting employers directly, networking activities, attending job fairs, etc. ESD has a list of approved activities on their website.

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If you worked in multiple states, you might need to file in the state where you earned the most wages. Since you mentioned working retail locally, Washington is probably the right state for you.

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Yeah I only worked in Washington so that should be straightforward.

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The good news is that Washington ESD benefits are among the better ones in the country. The maximum weekly benefit is pretty decent and the duration is up to 26 weeks in normal times.

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That's reassuring! Hopefully I won't need the full 26 weeks but it's good to know it's there.

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Exactly! Use the time to find the right job, not just any job. That's what the system is designed for.

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One last tip - if you have any questions about your specific situation, Claimyr really is worth it. I was skeptical at first but they saved me so much time and stress dealing with ESD's phone system.

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Thanks! I'll definitely keep that in mind if I run into any issues with my claim.

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Good luck with your application! Based on what you've described, you should qualify. The key is just getting started and staying on top of your weekly claims once approved.

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Thank you everyone! This has been incredibly helpful. I feel much more confident about applying now.

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