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Make sure you understand the waiting week too. First week you file you don't get paid, so really you're looking at 25 weeks of actual payments if you use the full 26 weeks.
Bottom line - unemployment benefits and Social Security are completely separate. File for your UI benefits with confidence, and don't let this worry keep you from getting the help you need while you're looking for work.
Had the same concern when I was 63 and got laid off. Talked to someone at Social Security directly and they confirmed zero interaction between the two programs. Your future SS benefits are safe!
For future reference, Washington ESD has a payment schedule page that shows when payments are typically processed each week. Might help with planning.
One more thing - if you do get approved for both, make sure you report the disability income on your weekly unemployment claims. Failure to report other income is considered fraud even if it's an oversight.
Thanks everyone for all the advice. This has been really helpful in understanding what I'm dealing with. I'm going to contact Washington ESD and get official guidance before making any decisions.
Good luck! And seriously consider using Claimyr if you can't get through on the phone. It made all the difference for me.
Romeo Quest
My friend told me you can collect unemployment for up to 99 weeks but I thought it was only 26 weeks. Which is correct?
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Tate Jensen
•Regular unemployment is 26 weeks maximum. During the pandemic there were extended benefits that went much longer, but those ended in 2021. Your friend might be thinking of the old pandemic programs.
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Romeo Quest
•That makes sense. 26 weeks should be enough time to find something new hopefully.
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Val Rossi
I just want to say thanks to everyone who answered questions here. This thread helped me understand the unemployment system way better than the Washington ESD website did!
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Marcelle Drum
•Same here! I feel much more confident about filing my claim now.
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Peyton Clarke
•This community is great for getting real answers about unemployment. Way better than trying to navigate the bureaucracy alone.
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