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One thing nobody mentioned - if you're on standby status (temporary layoff expecting to return to work), the time you're on standby still counts against your 26 week maximum. So if you're on standby for 10 weeks then get permanently laid off, you'd only have 16 weeks left of regular benefits.
Bottom line - 26 weeks is the standard maximum for regular unemployment in Washington state. Plan accordingly, start your job search immediately, and make sure you understand all the weekly requirements to keep your benefits flowing. The time goes by quicker than you expect when you're dealing with unemployment.
I use Claimyr whenever I need to talk to Washington ESD about anything complicated. Way better than spending hours on hold or getting disconnected. Last time I used it was to get clarification on my remaining weeks and the agent walked me through exactly how they calculate it.
Pro tip: screenshot or write down your balance info when you find it online, because sometimes the website goes down or has issues and you'll want to have that info saved somewhere.
Last thought - if you do end up needing to contact Washington ESD about anything related to your claim exhausting, I had success with that Claimyr service too. Way better than the regular phone system.
Hope everything works out for you. This thread has been really informative about what options are and aren't available right now.
I used Claimyr last month when I couldn't get through to Washington ESD about my work history questions. The agent I spoke with was able to look up my exact wage records and confirm I met the requirements. Saved me a lot of stress and guessing.
Good luck with your application! The work history part is usually the easy part compared to all the other hoops they make you jump through.
Miguel Harvey
Bottom line - collect your unemployment benefits and don't worry about SS. They're apples and oranges. Your future SS is based on your 35 highest earning years from actual employment, period.
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Libby Hassan
•Perfect summary. I feel so much better about this now. Thanks everyone for all the helpful responses!
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Ashley Simian
•This thread was really helpful. I had the same concerns and now I know I was worrying for nothing.
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Oliver Cheng
One last thing - make sure you're thinking ahead about health insurance between when your UI ends and when you become eligible for Medicare. That gap can be expensive if you're not prepared.
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Taylor To
•Check if you qualify for any subsidies on the health insurance marketplace. At certain income levels you might get help with premiums.
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Oliver Cheng
•Definitely worth looking into. The gap between employer insurance and Medicare can be brutal financially.
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