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Bottom line - collect your unemployment benefits and don't worry about SS. They're apples and oranges. Your future SS is based on your 35 highest earning years from actual employment, period.
Perfect summary. I feel so much better about this now. Thanks everyone for all the helpful responses!
One last thing - make sure you're thinking ahead about health insurance between when your UI ends and when you become eligible for Medicare. That gap can be expensive if you're not prepared.
Check if you qualify for any subsidies on the health insurance marketplace. At certain income levels you might get help with premiums.
Definitely worth looking into. The gap between employer insurance and Medicare can be brutal financially.
Don't panic yet. I've seen plenty of disqualifications get reversed once people provide the right information or documentation. The key is acting quickly and being persistent about getting answers.
That's the right attitude. Most of these issues are solvable if you stay on top of them and don't give up.
Update us when you figure out what happened! These threads help other people going through the same thing.
I was skeptical about using outside services to help with Washington ESD, but after spending three full days trying to get through on the phone, I tried that Claimyr thing someone mentioned earlier. Actually got connected to an agent and resolved my adjudication issue. Sometimes you just need to talk to a real person.
It sounds like that service is really helpful for people who are having trouble getting through. I'll keep it in mind if I run into issues.
Yeah, I was hesitant at first but when you really need to reach someone at Washington ESD, it's worth it. The video demo on their site explains exactly how it works.
Bottom line for the OP: 8 months of full-time work should definitely qualify you for benefits. Don't stress too much about it. File your claim online, register with WorkSource, and start your job search. You'll be fine!
Good luck with everything! Come back and update us on how it goes.
Will do! Thanks again for all the support and information.
Just remember that if you get disqualified for any reason, you can appeal. I got disqualified initially because they said I quit my job voluntarily, but I appealed and won because I had documentation that I was laid off.
Lucas Notre-Dame
One thing nobody mentioned - if you're on standby status (temporary layoff expecting to return to work), the time you're on standby still counts against your 26 week maximum. So if you're on standby for 10 weeks then get permanently laid off, you'd only have 16 weeks left of regular benefits.
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Nia Thompson
•Good to know. In my case it was a permanent layoff so I won't have the standby issue.
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Aria Park
•Yeah, standby can be tricky. A lot of people don't realize it uses up their benefit weeks even though they're expecting to go back to work.
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Noah Ali
Bottom line - 26 weeks is the standard maximum for regular unemployment in Washington state. Plan accordingly, start your job search immediately, and make sure you understand all the weekly requirements to keep your benefits flowing. The time goes by quicker than you expect when you're dealing with unemployment.
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Nia Thompson
•Thanks everyone for all the helpful information. I feel much better prepared now to file my claim and plan my job search strategy.
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Chloe Boulanger
•Good luck with your job search! Hope you find something before you need all 26 weeks.
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