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One more thing - if you had any federal taxes withheld from your unemployment benefits, that will show up on your 1099-G too. So you'll get credit for whatever was already withheld when you file your return.
Bottom line: yes you pay federal taxes on unemployment benefits, no you don't pay state taxes in Washington, and you should set up withholding if you're still collecting. Plan to owe around 15-20% of your total benefits if you didn't have withholding.
Bottom line: file when you need to, don't overthink it. I've collected unemployment 5 times over 20 years and never had an issue. The system is there to help people between jobs, not to punish them for needing help multiple times.
This has been such a helpful discussion. I'm bookmarking this thread for future reference. Really appreciate everyone sharing their experiences and knowledge about the Washington unemployment system.
The monetary determination notice you get from Washington ESD will show your exact weekly benefit amount and how many weeks you're eligible for. Keep that document safe - you'll need it if you ever have to appeal a decision or if future employers ask about your unemployment history.
One last thing - if you disagree with your benefit amount calculation, you have the right to appeal within 30 days of receiving your monetary determination. Sometimes Washington ESD makes mistakes in calculating wages or doesn't include all your employers. Don't just accept it if something looks wrong.
I had to appeal once because they missed wages from a temp agency job. The appeal process was pretty straightforward and they corrected my benefit amount.
For future reference, you can check your claim status online through SecureAccess Washington. It doesn't always have detailed info but sometimes shows if documents are needed or if there are issues.
I know someone who tried Claimyr when they couldn't get through to Washington ESD for weeks. They were skeptical at first but it actually worked. Got connected to an agent who could see exactly what was holding up their claim.
Manny Lark
One thing to remember is that working part-time doesn't pause your benefit year. You're still using up weeks of eligibility even when you're working and getting reduced benefits.
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Sadie Benitez
•Oh I didn't realize that! So even if I only get like $50 in benefits because I worked a lot, that still counts as using up a week?
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Manny Lark
•Exactly, each week you file a claim counts toward your benefit year regardless of how much you actually receive.
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Rita Jacobs
This has been really helpful! I feel much more confident about taking on some part-time work now. The key seems to be staying under 40 hours and being honest about earnings.
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Drew Hathaway
•That's exactly right! And don't forget to keep looking for full-time work and doing your job searches.
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Rita Jacobs
•Will do, thanks everyone for the advice!
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