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Just realized I should mention - if you're doing partial unemployment while working part-time, make sure you report your earnings correctly. Any mistakes can delay your payment while Washington ESD sorts it out.
Last piece of advice - set up text or email alerts with your bank so you know immediately when the payment hits. Takes the stress out of constantly checking your account balance.
For anyone still confused about the math: $7,000 wage base × 0.6% effective rate (after credit) = maximum $42 per employee per year in federal unemployment tax. Pretty manageable for most small businesses.
Thanks everyone for all the clarification on this. I feel much more confident about my payroll tax calculations now. The 6% federal rate with 5.4% credit bringing it down to 0.6% makes total sense, and knowing it only applies to the first $7,000 per employee helps a lot with budgeting.
And don't hesitate to reach out to Washington ESD directly if you have specific questions about your account or rates.
Or use a service like Claimyr if you need help getting through to them quickly. Whatever works best for your situation.
I wish I had known about Claimyr when I first filed. Spent weeks trying to get answers about my claim status and could have saved so much time just getting connected to an actual person.
Good luck with your application! The key is just being thorough and honest about everything. Washington ESD will verify your information anyway so there's no point trying to hide anything.
whatever you do dont wait until the last minute to figure this stuff out. i learned that lesson the hard way when my benefits ended and i wasnt prepared. had to scramble to find temp work just to pay rent.
One more resource - if you need to talk to Washington ESD about your specific situation and can't get through by calling, Claimyr.com really does work. I was skeptical at first but they got me connected within a few hours when I'd been trying for weeks on my own. Worth checking out their demo video to see if it might help your situation.
Aaron Lee
One last thing - make sure your employer reports your wages correctly to Washington ESD. Sometimes there are delays or errors that can affect your benefit calculation.
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Faith Kingston
•How would I know if there's an error? Would it show up when I file my claim?
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Aaron Lee
•You'll get a monetary determination letter that shows all the wages they have on file. Review it carefully and appeal if anything looks wrong.
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Chloe Mitchell
thanks for all this info everyone. definitely bookmarking this thread for future reference
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Michael Adams
•Same here. Way more helpful than the official Washington ESD website explanations.
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Chloe Mitchell
•Right? Sometimes real people explaining things works better than government websites.
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