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The bottom line is working part-time while on unemployment is completely normal and expected. Don't let fear keep you from earning money when you need it!
I've been working part-time while collecting unemployment for about 3 months now and it's honestly been a lifesaver. The key things I learned: 1) Report your gross earnings for the week you actually worked (not when you got paid), 2) The system automatically calculates your partial benefits so you don't have to do the math yourself, and 3) Keep good records of your hours and pay just in case. With your $485 weekly benefit amount, you can earn up to $480 before losing all benefits that week, but even earning more than that doesn't hurt your claim - you just get zero benefits for that particular week. Don't let anxiety stop you from taking work when you need the income!
Just wanted to add my experience since I went through this exact situation about 6 months ago. I withdrew $8,000 from my 401k while on unemployment - only reported the employer match portion (about $400 in my case) and it only affected that single week's benefits. The key thing I learned is to be VERY specific when reporting it. Don't just put "retirement withdrawal" - I wrote "401k withdrawal - employer match portion only" in the comments section. This seemed to help avoid any confusion on their end. Also, keep your 401k statement showing the breakdown between your contributions and employer match, just in case they ask for documentation later. The whole process went smoothly for me and benefits resumed normally the following week. Good luck with your medical expenses!
This is exactly the kind of detailed guidance I was hoping for! Thank you for sharing your experience and the specific wording you used when reporting. I'll definitely copy that approach and write "401k withdrawal - employer match portion only" to be crystal clear. Having the 401k statement ready with the breakdown is a great tip too. It's reassuring to hear from someone who went through the exact same situation successfully. Really appreciate you taking the time to share this!
I'm in a similar situation and this thread has been incredibly helpful! One thing I wanted to add - if you're withdrawing for medical expenses, you might want to check if your withdrawal qualifies for the medical expense exception to the 10% early withdrawal penalty. The IRS allows penalty-free withdrawals for unreimbursed medical expenses that exceed 7.5% of your adjusted gross income. Since you're on unemployment, your AGI is probably lower this year, so you might qualify. It won't affect the ESD reporting requirements (still need to report that employer match portion), but it could save you some money on the tax side. Just something to discuss with a tax professional if the medical bills are substantial!
That's a fantastic point about the medical expense exception! I hadn't even thought about that possibility. Since I've been on unemployment for a few months now, my AGI for this year will definitely be much lower than usual. The medical bills are around $12,000, so there's a good chance they'll exceed that 7.5% threshold. I'll definitely consult with a tax professional about this - could save me a significant amount on the penalty. Thanks for bringing this up, it's exactly the kind of detail that could make a real difference!
Thanks everyone for all the helpful info! I feel much more confident about filing my first weekly claim now. This thread should be bookmarked for other newbies.
Just want to add that you can also check your claim status and payment history in the eServices portal. Sometimes payments get delayed due to bank processing times too, not just ESD issues. I usually get my payments on Tuesday or Wednesday after filing on Sunday. Also, if you ever need to update your direct deposit info or address, do it through eServices rather than trying to call - it's much faster and you'll get a confirmation email.
I feel for you, this system is so frustrating! My claim was stuck for THREE MONTHS earlier this year with zero communication from ESD. I finally got desperate and contacted my state representative's office. They have staff who can help with ESD issues and got my claim resolved within a week. Might be worth trying if your appeal gets stuck too.
Hey Caesar, I went through something very similar last year! Got denied for "quitting without good cause" even though I had a legitimate job offer with better pay. The key thing that helped me win my appeal was being super explicit about the connection between quitting my old job BECAUSE I had secured the new position. ESD seems to default to denial unless you spell everything out clearly. In your appeal, make sure to emphasize that this wasn't just you quitting randomly - you had a concrete job offer in hand that provided better wages before you gave notice. The fact that the new employer let you go after 2 weeks is totally separate from whether you had good cause to quit your original job. Also, don't stress too much about the resignation date vs last day worked thing. That's pretty standard - most people give 2 weeks notice. What matters is that you can prove you had the job offer before quitting and that you actually started the new position. Your paystub should be perfect evidence for that.
Ruby, this is exactly what I needed to hear! It's so reassuring to know someone else went through the same situation and won their appeal. I think I made the mistake of just providing documents without clearly explaining WHY I quit in the first place. I'll definitely emphasize in my appeal that I quit specifically because I had secured better employment, not just randomly. Thanks for sharing your experience - it really helps to know I'm not alone in dealing with ESD's confusing process!
Holly Lascelles
Great to see this thread helped so many people! Just wanted to add that after you update your address online, it's also worth double-checking that it updated correctly by logging back in after a day or two. Sometimes the system takes a bit to fully process the change, and you want to make sure everything looks right before your next weekly claim filing.
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Noland Curtis
•That's really smart advice! I didn't think about checking back to verify it went through properly. Better to catch any issues early rather than find out during a weekly claim filing when it might cause delays.
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Ella Harper
Just want to emphasize what others have said about keeping documentation! I learned this the hard way when Washington ESD had a system glitch that reset some address changes. Always screenshot your confirmation page and save any confirmation emails. Also, if you have direct deposit set up, double-check that your address change doesn't somehow affect your banking information - I've seen cases where updating one thing accidentally clears out other fields in their system. Better safe than sorry!
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Javier Torres
•This is such valuable advice! I hadn't considered that updating one piece of information might accidentally affect other fields in their system. That's definitely something to watch out for. It's frustrating that we have to be so careful with these government systems, but documentation really is key. Thanks for sharing your experience - it'll help others avoid the same issues!
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