Would HR 82 Social Security Fairness Act increase my postal retirement benefits?
Can someone please explain what this HR 82 bill means for me? I worked at USPS for 26 years and retired in 2018. I keep hearing different things from coworkers about how it's supposed to increase my Social Security payments because of the WEP/GPO that's currently reducing my benefits. I'm only getting about $840/month from Social Security even though I worked enough quarters before the post office to qualify for more. Will this bill actually pass in 2025 and will it really help postal retirees like me? Anyone else here dealing with the same situation?
25 comments


Zoe Walker
HR 82 is the Social Security Fairness Act that aims to repeal both the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). If passed, it would potentially increase your Social Security benefits since you're a CSRS postal employee receiving a reduced benefit. The WEP currently reduces SS benefits for people who worked in jobs that didn't pay into Social Security (like federal/postal service under CSRS) but who also qualify for SS from other employment. The bill has bipartisan support but has failed to pass for several years despite being reintroduced. Nothing is guaranteed for 2025 yet.
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Ryan Kim
•Thank you for explaining! I'm under FERS, not CSRS - does that make a difference? My supervisor told me I'd get an extra $400/month if this passes, but that sounds too good to be true.
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Elijah Brown
my cousin works 4 the post office too and shes SUPER excited about this bill. she said all USPS people r gonna get like thousands more $$$ every year if it passes. but congress keeps stalling it cause they dont want 2 pay up. good luck!!!!
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Maria Gonzalez
•This is NOT accurate information. The bill would only affect those whose benefits are currently reduced by WEP or GPO. If you're under FERS and paid into Social Security throughout your postal career (post-1984), you might not even be affected by WEP. The impact varies greatly depending on your specific work history and which retirement system you were under. Not all postal employees will see changes.
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Natalie Chen
I'm in the EXACT same boat! Worked for USPS for 31 years, now getting a pathetic SS check every month. I've been watching HR 82 for THREE YEARS now and honestly, I've given up hope. They keep reintroducing it but it never gets voted on. Even with all these co-sponsors they talk about, it just sits there. Don't hold your breath waiting for Congress to actually DO SOMETHING to help us!!!
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Santiago Martinez
•You're right about the frustrating lack of progress, but it's important to understand why your benefits are reduced in the first place. If you were under CSRS, you didn't pay into Social Security during your postal service, which is why WEP reduces your benefit. If you were under FERS (after 1984), you were paying into both systems and WEP might not apply. Which system were you under? That makes a huge difference in how HR 82 would affect you.
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Samantha Johnson
If this bill passes, you would see an increase only if you're currently subject to WEP or GPO reductions. For FERS employees who've been paying into Social Security since 1984, there's generally no WEP reduction unless you had substantial earnings before 1984 that didn't pay into Social Security. CSRS employees who didn't pay into Social Security are more likely to benefit from this bill passing.
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Ryan Kim
•I started at USPS in 1992, so I've been in FERS my whole career. But I worked several jobs before USPS that paid into Social Security. My SS statement shows I should get about $1,400 but I'm only getting $840. So I am affected by WEP, right?
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Nick Kravitz
I've been trying to reach someone at SSA to explain exactly how the WEP is calculated in my case and it's IMPOSSIBLE to get through. Spent 3 hours on hold last week before giving up. Anyone know a better way to talk to an actual person at Social Security about how HR 82 would affect my specific situation?
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Santiago Martinez
•I had the same issue trying to reach SSA about my WEP reduction. I finally used a service called Claimyr (claimyr.com) that got me through to an agent in about 15 minutes instead of waiting for hours. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU - it worked great for me and the agent was able to explain exactly how my WEP reduction was calculated. Definitely worth it to get clear answers about your specific situation rather than general online advice.
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Maria Gonzalez
To answer your specific question - if HR 82 passes, and you're currently subject to WEP reduction (which it sounds like you are based on your reported benefit amount), then yes, you would likely see an increase in your Social Security payment. The exact amount depends on your earnings history and how the WEP is currently affecting you. But don't count on this bill passing - it's had strong support for years but continues to stall due to concerns about the cost to the Social Security trust fund.
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Ryan Kim
•Thank you for the clear explanation. Is there a way to find out exactly how much my benefit would increase if the WEP goes away? I hear different numbers from different people.
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Natalie Chen
THEY'VE BEEN TEASING US WITH THIS BILL FOR OVER A DECADE!!! Don't get your hopes up. This is just another empty promise from politicians who don't actually care about retired federal workers. I'll believe it when I see the money in my account!!!
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Elijah Brown
•my dad says the same thing! he's been retired from govt for like 20 years and says they've been promising to fix this forever!!
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Zoe Walker
To determine exactly how much your benefit would increase without WEP, look at your Social Security statement (available on mySocialSecurity). Find the section that shows your projected benefit WITHOUT the WEP reduction. The difference between that amount and what you're currently receiving would be your increase if HR 82 passes. For FERS employees who worked at USPS after 1984, WEP typically only applies if you also had substantial non-SS-covered employment or if you were switched from CSRS to FERS mid-career.
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Ryan Kim
•I just checked my statement online and you're right - it does show both amounts. Looks like I'd get about $560 more per month without the WEP reduction. That would make a huge difference for me. Keeping my fingers crossed this bill finally passes.
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Danielle Campbell
•@Ryan Kim That s'a significant increase! Just to add some context for others reading - the Social Security statement shows your unreduced "benefit" amount in one section and your actual WEP-reduced amount in another. The WEP reduction can vary quite a bit depending on your years of substantial "earnings in" SS-covered employment. Some people see reductions of $200-300/month while others like Ryan might see $500+ reductions. It s'definitely worth checking your own statement to see the potential impact if HR 82 passes.
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AstroAdventurer
I'm also a postal retiree dealing with WEP reduction on my Social Security benefits. Started at USPS in 1995 under FERS but had previous jobs that paid into SS. Currently getting about $1,200/month when my statement shows I should be getting around $1,650 without WEP. I've been following HR 82 closely and while it has more co-sponsors than ever before (over 300 in the House), the reality is that similar bills have had strong support in the past but still failed to pass. The main obstacle is always the projected cost to the Social Security trust fund - estimates range from $150-200 billion over 10 years. That said, this might be our best shot yet given the current political climate and increased awareness of how WEP/GPO affects federal retirees. For those asking about specific benefit increases, definitely check your Social Security statement online - it clearly shows both your WEP-reduced amount and what you'd receive without the reduction.
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Diego Chavez
•Thank you for the detailed breakdown! I'm in a similar situation - FERS employee since 1988 with prior SS-covered work. The $150-200 billion cost estimate is exactly why I'm skeptical this will actually pass, even with all the co-sponsors. Congress always gets cold feet when they see those numbers. But you're absolutely right about checking the SS statement online - that's the only way to know your actual potential increase rather than relying on rumors and guesswork from coworkers.
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Madison King
As a newcomer to this community, I've been reading through this discussion with great interest since I'm in a similar situation. I retired from a different government agency in 2020 and am also dealing with WEP reductions on my Social Security benefits. What I've learned from following HR 82 over the past few years is that while the bill does have unprecedented support with over 300 co-sponsors, the fiscal reality remains challenging. The Congressional Budget Office estimates it would cost around $196 billion over 10 years, which is why it keeps stalling despite bipartisan support. For those wondering about their specific situations, I'd recommend not just checking your Social Security statement online, but also calling during off-peak hours (early morning or late afternoon) to speak with an SSA representative who can walk you through exactly how WEP is calculated in your case. The calculation is quite complex and depends on your "years of substantial earnings" in Social Security-covered employment. While I remain cautiously optimistic about HR 82's chances in 2025, I think it's important we manage our expectations and continue advocating for this issue rather than just waiting and hoping.
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Dylan Evans
•Welcome to the community! Your perspective as someone from another government agency is really valuable. I appreciate you sharing the CBO cost estimate - $196 billion is a staggering number that really puts the congressional hesitation in perspective. Your suggestion about calling SSA during off-peak hours is excellent advice. I've been putting off making that call because of the horror stories about wait times, but knowing there are better times to call gives me hope I can actually get through to someone. The complexity of the WEP calculation is exactly why so many of us are confused about what HR 82 would actually mean for our individual situations. It's frustrating that something so important to our financial well-being is so difficult to understand and get clear answers about.
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Kaitlyn Otto
As a newcomer here, I've been following the HR 82 discussions with great interest since I'm also a federal retiree dealing with WEP. One thing I wanted to add that might help everyone understand the legislative process better - HR 82 actually passed the House in previous sessions but died in the Senate. The challenge isn't just getting House co-sponsors (which we have plenty of), but getting Senate leadership to bring it to a floor vote. The Senate version (S 597) has far fewer co-sponsors. For those checking their Social Security statements, also look for the "WEP Fact Sheet" that SSA sometimes includes - it explains your specific reduction amount and the years of substantial earnings that factor into the calculation. While I share everyone's frustration with the repeated delays, I think the key is understanding that this is as much a political timing issue as it is a fiscal one. The $196 billion cost estimate scares lawmakers, but if we can demonstrate strong constituent pressure across multiple states, that might finally push it over the finish line.
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Lukas Fitzgerald
•Welcome to the community! Your point about the Senate being the real bottleneck is spot on. I think many of us have been so focused on the House co-sponsor count that we've overlooked how much harder it is to get Senate movement. The difference in co-sponsors between HR 82 and S 597 really illustrates that gap. I hadn't thought about looking for the WEP Fact Sheet on my SS statement - that's a great tip! You're absolutely right about constituent pressure being key. Maybe we need to be contacting our Senators more aggressively rather than just assuming the House support will carry it through. It's encouraging to have someone with your perspective joining these discussions since navigating the legislative process can be so confusing for those of us just trying to understand how this affects our benefits.
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Jade Lopez
As a newcomer to this community, I want to thank everyone for this incredibly informative discussion! I'm also a federal retiree (different agency than postal) and have been struggling to understand exactly how HR 82 would affect my situation. Reading through all these comments has been more helpful than hours of trying to research this on my own. What really stands out to me is how many different situations people are in - some under CSRS, some under FERS, different start dates, different prior work history - yet we're all dealing with the same WEP reductions in various ways. I especially appreciate the practical advice about checking the Social Security statement online and the tips for actually getting through to speak with an SSA representative. Like many of you, I've been cautiously following this bill for years and trying not to get my hopes up, but it's encouraging to see the level of knowledge and advocacy in this community. For those still trying to figure out their specific situations, I'd also suggest documenting everything you learn about your WEP calculation - it helps when talking to SSA representatives if you can reference specific numbers from your statement.
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Emma Wilson
•Welcome to the community, Jade! I'm also new here and have found this discussion incredibly valuable. Your point about documenting everything is excellent advice - I've started keeping a folder with all my SS statements, WEP calculations, and notes from any conversations with SSA representatives. It's amazing how complex this issue is and how many different scenarios people are dealing with. What's really helped me is creating a simple timeline of my work history showing which jobs paid into SS and which didn't, along with the years of "substantial earnings" that affect my WEP reduction. This has made conversations with SSA much more productive. Like you, I'm trying to stay cautiously optimistic about HR 82 while not counting on it actually passing. But at least now I understand my situation better thanks to all the knowledge sharing in this community!
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