Social Security website glitches when applying at FRA - can't complete application process
So frustrated right now! My husband turned 66 and 6 months yesterday (his Full Retirement Age) and we've been waiting for this moment to file for his SS retirement benefits. He can log into his MySocialSecurity account just fine, but when he tries to complete the actual application, the page freezes or gives an error message. We've tried three different browsers (Chrome, Edge, and Firefox) and even tried on both our laptop and iPad. Same problem every time! He can navigate through the account but as soon as he clicks 'Apply for Retirement Benefits' it either hangs indefinitely or kicks him back to the home screen. Is the SSA website having issues today? Is anyone else experiencing this problem? We really wanted to get his application submitted right away since we've carefully planned for him to start benefits exactly at his FRA. Should we just keep trying online or is there another way? This is so stressful!
22 comments

Ethan Taylor
same thing happened to me last week!! so annoying. the website is ALWAYS down lately
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Aisha Khan
AuthorOh no! How long did it take to get fixed? Did you end up getting through eventually?
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Yuki Ito
I swear the SSA does this on purpose at the beginning of each month when everyone's trying to apply. My neighbor couldn't get through either yesterday. Try really early in the morning like 5am when the system isn't as busy.
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Aisha Khan
AuthorThanks for the suggestion! We'll try early tomorrow. I just hope we don't lose a month of benefits because of their technical problems.
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Carmen Lopez
This is a common issue with the SSA website, especially during high-traffic periods. A few things you can try: 1. Clear your browser cache and cookies completely 2. Try applying between 5-7am ET when server load is lowest 3. Make sure you're not using any browser extensions that might interfere 4. Try using a private/incognito browser window If none of those work, you can also call and request a telephone appointment to file. Just be aware that applications are effective the month you apply, so even with the technical issues, you won't lose benefits as long as you apply within the same month.
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Aisha Khan
AuthorThank you! This is really helpful. We'll try those technical suggestions tonight. Good to know about not losing benefits as long as we apply this month - that takes some pressure off.
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Andre Dupont
I work with SS recipients regularly and the website has been especially glitchy this past week during their system updates. Don't panic! As the previous poster mentioned, your benefits will be paid from the month you apply, even if there's a delay in submitting the application. One important thing to remember: the SSA counts your age attainment as occurring the day before your birthday, so if your husband just reached FRA yesterday, you're good to apply anytime this month without losing benefits. If the website continues to give you trouble, calling is your best option - though be prepared for long wait times. The average hold time to speak with an SSA representative is currently over an hour.
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Aisha Khan
AuthorThis is so reassuring, thank you! We'll keep trying the website but good to know calling is an option too. The long wait times sound rough though.
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QuantumQuasar
Try using Microsoft Edge browser. For some reason the SSA site works better with it than Chrome or Firefox. Had same issue last yr when applying for spousal benefits.
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Aisha Khan
AuthorWe actually tried Edge already but no luck! It got a little further in the process but still crashed. Thanks though!
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Zoe Papanikolaou
I had EXACTLY the same issue when trying to file for my retirement benefits last month!! The website is absolutely terrible. I wasted THREE DAYS trying to get it to work. Then I spent TWO FULL DAYS trying to get through on the phone - constant busy signals, disconnects, and hold times that went nowhere! Finally I found this service called Claimyr that got me through to an actual SSA agent in about 30 minutes. It was such a relief after all that frustration. They have a demo video at https://youtu.be/Z-BRbJw3puU that shows how it works. I was skeptical but desperate and it actually worked! The agent I spoke with was able to take my husband's application over the phone and we got confirmation in the mail about 10 days later.
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Yuki Ito
I've heard about that service. Did it actually work? Seems weird to have to use a third party just to call a government agency we fund with our taxes!
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Zoe Papanikolaou
I know right? It's ridiculous we even need something like this. But yes it did work for me when I was completely stuck. The SSA phone system is just broken these days.
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Jamal Wilson
We all need to contact our representatives about the terrible state of SS customer service! My aunt couldn't get through for WEEKS trying to fix an issue with her widow's benefits. The website is constantly malfunctioning and the phone lines are a joke. They're basically forcing people to use paid services just to access their earned benefits!!! This is NOT acceptable for a critical government service that millions of seniors depend on!
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Ethan Taylor
100% agree!! it's crazy how bad its gotten. my dad couldnt even get an appointment at our local office for 3 months
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Carmen Lopez
Just a quick update on the technical issues: SSA posted on their Twitter account that they're experiencing intermittent outages with the online application system and are working to resolve them. They expect the system to be fully operational within 48 hours. In the meantime, they recommend calling or scheduling an in-person appointment if you need immediate assistance. One important thing to note about filing at FRA: while it's good to file promptly, remember that your husband's first payment would typically arrive the month after filing anyway. So if he files anytime in May for example, his first payment would arrive in June regardless of whether he filed on May 1st or May 31st.
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Aisha Khan
AuthorThank you for checking their Twitter - I didn't think to look there! That's really helpful information about the payment timing too. Takes some pressure off trying to file immediately.
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Yuki Ito
My brother just went through this last month. He ended up going to the local SS office in person and they helped him file right there. Took about 2 hours total with waiting but at least it got done!
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Aisha Khan
AuthorThat's good to know! We might try that if the website is still down tomorrow. Our local office is about 30 miles away but might be worth the drive.
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Andre Dupont
One more thing to consider - since your husband is exactly at his FRA, there's no financial penalty for waiting a few days or even a week to file. Benefits are paid the month after filing, so as long as you file in May, the first payment will come in June regardless. The only time exact timing is critical is when you're filing: - In your birthday month to start benefits that same month - When turning exactly 70 to maximize delayed retirement credits - When coordinating spousal benefits with specific start dates Since he's already at FRA and you mentioned you planned for him to start exactly at FRA, a few days delay won't impact his benefit amount or payment schedule.
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Aisha Khan
AuthorThis is so helpful - thank you! We were really stressing about losing money if we couldn't file immediately. Knowing we have the whole month to file without any financial impact is a huge relief. We'll keep trying the website but won't panic about it now.
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Charlee Coleman
I'm dealing with a similar issue right now! I'm trying to help my mom apply for survivor benefits and the website keeps timing out during the document upload section. It's so frustrating because she's already gathered all the required paperwork. One thing that helped us get a little further was switching to a wired internet connection instead of WiFi - apparently the SSA site is really sensitive to any connection interruptions. We also found that disabling our antivirus temporarily (just for the SSA site) helped with some of the page loading issues. Still haven't gotten all the way through the application process yet, but wanted to share what's worked so far. Hang in there - sounds like a lot of us are dealing with the same technical problems!
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