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Amina Diop

Social Security disability letter says I meet medical requirements but non-medical decision still pending - what does this mean?

I'm so confused about this letter my wife and I just received from Social Security. It clearly states "We found that you meet the medical requirements for disability benefits." But then it says "We have not yet made a decision about whether you meet the non-medical requirements but we will make a decision soon." What are these "non-medical requirements" they're talking about? Does this mean I'm likely to be approved for SSDI? We've been waiting for almost 9 months since filing and I'm getting really anxious about whether I'll actually get benefits. My long-term disability from work runs out in 2 months and we'll be in serious financial trouble if SS doesn't come through. Anyone been through this process recently?

This is actually good news! The medical decision is the harder part to get approved. The "non-medical requirements" typically refer to things like work credits (have you worked enough quarters to qualify), income/resource limits (mainly for SSI), and making sure there's no fraud concerns. Since you mentioned waiting 9 months, I'm guessing this is for SSDI not SSI. At this stage, they're probably just verifying your work history and earnings records to calculate your benefit amount. In my experience, once you get past the medical approval, the rest usually goes through without issues as long as you have enough work credits.

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Thank you! That's a relief to hear. Yes, it's SSDI I applied for. Do you know how long this final part usually takes? My notice doesn't give any timeframe beyond "soon" which isn't very helpful when we're trying to budget.

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The same exact thing happened to me!!! They approved me medically but then took ANOTHER 2 months for the "non-medical" part. It was so frustrating I almost had a breakdown waiting. Nobody tells you anything and when you call they just say "it's processing" over and over. I got approved eventually but had to live on credit cards while waiting.

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That's why I recommend using Claimyr when you need to actually speak with someone at SSA instead of getting generic answers. It helped me get through to a real agent when I was in a similar situation waiting for my final decision. I was able to get specific information about my case instead of the standard "it's processing" response. The video at https://youtu.be/Z-BRbJw3puU shows how it works. Saved me weeks of stress wondering what was happening with my application.

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congrats ur basically approved! the non-medical stuff is just paperwork they gotta do. my brother got the same letter 3 months ago and got his first payment like 3 weeks after that letter came

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3 weeks would be amazing! I hope mine moves that quickly. Did they also send him backpay for the months he was waiting?

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The non-medical requirements for SSDI include: 1. Having enough work credits (generally 40 total with 20 earned in the last 10 years, though this varies by age) 2. Not engaging in Substantial Gainful Activity (earning more than $1,550/month in 2024) 3. Meeting the technical definition of disability (unable to do substantial work due to medical condition expected to last at least one year or result in death) Since they've determined you meet the medical requirements, they're now just verifying your work history and that you haven't been working above SGA levels during your application period. This is typically much faster than the medical determination, often 2-6 weeks.

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Wait I thought SSI and SSDI were the same thing?? I didn't know there were work requirements for disability. What if someone hasn't worked enough? Does that mean they just don't qualify even if they're disabled?

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DONT COUNT ON IT COMING QUICKLY!! They told me "soon" too and it took over 2 months!!! The system is BROKEN. They don't care that people are losing their homes waiting for decisions. Call them EVERY SINGLE DAY until they process it or you'll end up at the bottom of some pile.

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While I understand your frustration, calling daily can sometimes backfire as it takes representatives away from processing claims. However, calling once every 2 weeks for a status update is reasonable. Be sure to document who you spoke with and what they told you each time.

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My husband got that same letter in January and we're STILL waiting for the non-medical decision. Every time he calls they say different things. One person said it was approved waiting for payment, another said they needed more employment verification. I don't trust anything they say anymore.

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That's really discouraging to hear. I'm sorry you're going through that. What kind of employment verification did they ask for? I worked for the same company for 15 years before becoming disabled, so hopefully that's straightforward for them to verify.

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To clarify some confusion in this thread: SSI and SSDI are different programs. SSI (Supplemental Security Income) is needs-based and doesn't require work credits, but has strict income and resource limits. SSDI (Social Security Disability Insurance) requires work credits earned through employment but doesn't have the same resource limits. For the original poster: When they approve the medical portion but are still reviewing non-medical, it typically means they're calculating your benefit amount, checking work credits, and processing the administrative details. While the actual timeframe varies, the median time at this stage is about 3-4 weeks.

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thx for explaining! i always get confused about which is which lol

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When I got that letter last year, it took about 5 weeks for the final approval to come through. The back pay took another 3 weeks after that. Make sure all your contact information is up to date in the system so they can reach you if they need anything else. Also, if you haven't already, create a my Social Security account online - sometimes updates appear there before you get letters in the mail.

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I do have an online account but it just shows my application as 'pending' with no details. But that's a good point about making sure my contact info is current - I'll double check that today.

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Based on my experience working with SSA cases, getting medical approval is definitely the biggest hurdle - congratulations! The non-medical review typically involves verifying your work credits through your earnings record, confirming you haven't exceeded substantial gainful activity limits during your disability period, and calculating your benefit amount. Since you mentioned working for the same company for 15 years, your work history should be straightforward to verify. Most cases at this stage are resolved within 4-6 weeks, though it can vary by processing center workload. Keep monitoring your online account and consider calling for a status update if you don't hear anything after 6 weeks from the date of that letter.

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This is really encouraging to hear from everyone! I went through something similar about 6 months ago. Once they approved the medical part, the non-medical review took about 3 weeks for me. During that time, they were mainly verifying my work history and calculating my benefit amount. One thing that helped me was keeping a record of all my communications with SSA - dates, times, and what was discussed. Also, if you haven't already, make sure you have direct deposit set up because once they approve everything, the payments can start flowing pretty quickly. The waiting is definitely the hardest part, but getting past the medical approval is a huge step forward. Hang in there!

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Thanks for sharing your experience! That's really helpful to know it only took 3 weeks for you. I do have direct deposit set up already, so that's good. The record keeping is a great idea - I've been so stressed I haven't been documenting my calls very well. I'm definitely going to start doing that from now on. It's reassuring to hear from people who've actually been through this process recently rather than just guessing what might happen.

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I went through this exact same situation about 8 months ago! Getting the medical approval is honestly the hardest part - they reject so many people at that stage. The non-medical review they're doing now is mainly administrative stuff. They need to verify you have enough work credits (sounds like you do with 15 years at the same company), make sure you haven't been working above the substantial gainful activity limit while disabled, and calculate your monthly benefit amount. In my case, this took about 5 weeks from the date of that letter. The good news is that once you get final approval, they'll pay you retroactively from your established onset date, so you'll get a lump sum for all those months you've been waiting. Try not to stress too much - you're basically approved at this point, they just need to do the paperwork!

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This is exactly what I needed to hear! Thank you so much for explaining the retroactive pay - I had no idea they would pay back to the onset date. That would actually help us catch up on some bills we've fallen behind on during this whole process. 5 weeks sounds manageable, especially knowing it's mostly just paperwork at this point. I've been so worried they would find some reason to deny me after getting this far. Your explanation about the substantial gainful activity limit makes sense too - I haven't worked at all since filing, so that shouldn't be an issue. Really appreciate you taking the time to share your experience!

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Congratulations on clearing the medical hurdle - that's honestly the biggest challenge in the SSDI process! I went through something very similar about a year ago. The "non-medical requirements" they're reviewing are pretty straightforward: verifying your work credits (which with 15 years at one employer should be no problem), confirming you haven't earned over the substantial gainful activity threshold while disabled, and calculating your benefit amount. In my case, this stage took about 4 weeks. One tip: if you haven't already, make sure your direct deposit info is current in your online account - once they approve everything, payments can start surprisingly quickly. The waiting is nerve-wracking but you're essentially approved at this point. They're just crossing the t's and dotting the i's on the administrative side. Hang in there!

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Thank you for the encouragement! It's such a relief to hear from people who've actually been through this process. I did update my direct deposit information last week just in case, so that should be all set. The 4-week timeframe you mentioned gives me something concrete to hope for rather than just "soon." I've been so anxious about this whole process, especially with my work disability running out in 2 months. Knowing that I'm essentially approved and they're just handling the administrative details makes me feel so much better. I really appreciate you taking the time to share your experience - it means more than you know when you're going through this uncertainty!

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I'm going through something very similar right now! I got the exact same type of letter about 3 weeks ago saying I met the medical requirements but they were still reviewing non-medical stuff. Like you, I was really confused about what that meant. From what I've learned by calling SSA and reading online, the non-medical review is mainly about verifying you have enough work credits and haven't been earning too much money while disabled. Since you worked 15 years at the same company, the work credits shouldn't be an issue. I'm still waiting for my final decision but the representatives I've spoken with have been more optimistic once you get past the medical approval. The medical determination is definitely the hardest part - most denials happen there. Try to stay positive! I know it's easier said than done when you're worried about finances, but it sounds like you're in a good position.

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Thanks for sharing your experience! It's really helpful to connect with someone who's going through the exact same thing right now. 3 weeks in - have you gotten any updates since that letter, or are you still waiting too? I keep checking my online account obsessively but it just says "pending" with no new information. It's so hard to be patient when your financial security is hanging in the balance. I'm trying to stay optimistic like you said, but some days are definitely harder than others. Hoping we both get good news soon! Please keep me posted on how your case progresses if you don't mind - it would be great to hear from someone in the same boat.

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I just went through this exact situation about 6 months ago! Getting that letter saying you meet the medical requirements is actually huge - that's where most people get denied. The "non-medical requirements" they're reviewing are pretty standard administrative checks: making sure you have enough work credits (which you should with 15 years of work), verifying you haven't earned over the substantial gainful activity limit while disabled, and calculating your monthly benefit amount. In my case, it took about 6 weeks from that letter to final approval, but I know others who got theirs faster. The hardest part is definitely the waiting, especially when your other benefits are running out. One thing that helped me was calling every 3 weeks or so for a status update - not to pressure them, but just to make sure nothing was stuck or needed additional information from me. You're basically approved at this point, they just need to finish the paperwork! Hang in there.

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Thank you so much for sharing your experience! It's incredibly reassuring to hear from someone who went through this exact same situation. 6 weeks feels manageable, especially knowing that the medical approval was the real hurdle. I like your approach of calling every 3 weeks for updates - that seems reasonable without being pushy. I've been hesitant to call too much because I don't want to annoy them, but you're right that it's important to make sure nothing gets stuck. With my work disability ending in 2 months, I'm definitely feeling the time pressure. Your comment about being "basically approved" really helps calm my nerves. I keep second-guessing whether this letter actually means what I think it means, but hearing from multiple people who've been through it gives me much more confidence. Really appreciate you taking the time to encourage someone going through the same stress you experienced!

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I've been helping people navigate the SSDI process for several years, and I want to echo what others have said - getting medical approval is absolutely the biggest milestone! The non-medical review is much more straightforward and predictable. They're essentially doing three things: (1) verifying you have sufficient work credits through your earnings record, (2) confirming you haven't worked above substantial gainful activity levels during your disability period, and (3) calculating your monthly benefit amount based on your lifetime earnings. Given your 15-year work history with one employer, the first two should be very straightforward. The calculation might take a bit longer since they need to pull all your earnings records, but this is typically completed within 3-8 weeks. One helpful tip: if you haven't already, consider setting up text or email alerts through your my Social Security account so you get notified immediately when there are updates to your case status. You're in the home stretch - congratulations on making it this far!

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This is incredibly helpful information! I really appreciate you breaking down exactly what they're reviewing in those three steps. Setting up text/email alerts is a great suggestion - I had no idea that was even an option. I just logged into my account and enabled notifications, so hopefully I'll get updates faster than waiting for letters in the mail. It's such a relief to hear from someone who has experience helping others through this process. The 3-8 week timeframe gives me a realistic expectation to work with. Thank you for taking the time to provide such detailed guidance - it means so much when you're navigating this system for the first time and feeling overwhelmed by the uncertainty!

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I went through this exact situation last year! Getting the medical approval is honestly the hardest part - most SSDI denials happen at that stage. The "non-medical requirements" they're reviewing now are much more straightforward: verifying your work credits (which shouldn't be an issue with 15 years at one company), confirming you haven't worked above the substantial gainful activity limit while disabled, and calculating your benefit amount. In my case, this took about 4 weeks from getting that letter to final approval. The waiting is definitely stressful, especially with your work disability ending soon, but you're essentially approved at this point. They're just handling the administrative side now. One thing that helped me was calling every few weeks for status updates to make sure nothing was stuck. Also, make sure your direct deposit info is current because once they approve everything, payments can start pretty quickly. You'll also get backpay from your established onset date, which really helped me catch up on bills. Try to stay positive - you've cleared the biggest hurdle!

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This is so reassuring to hear from someone who went through the exact same thing! I've been checking this forum obsessively trying to understand what that letter really meant. The 4-week timeframe you mentioned gives me hope, and knowing about the backpay is huge - I had no idea they would pay retroactively from the onset date. That could really help us get back on our feet financially. I'm definitely going to call for status updates every few weeks like you suggested. It's such a relief to hear from multiple people that clearing the medical hurdle means I'm basically approved. The uncertainty has been eating at me, especially with the clock ticking on my work benefits. Thank you so much for sharing your experience and encouraging words - it really helps to know others have made it through this stressful process successfully!

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I completely understand your anxiety - I went through this exact same situation about 8 months ago! Getting that letter saying you meet the medical requirements is actually fantastic news. The medical determination is by far the most difficult part of the SSDI process, and that's where most denials happen. The "non-medical requirements" they're reviewing are pretty standard administrative items: verifying you have enough work credits (which with 15 years at one employer should be no problem), confirming you haven't earned above the substantial gainful activity threshold while disabled, and calculating your monthly benefit amount. In my case, this final stage took about 5 weeks from receiving that letter. You're essentially approved at this point - they're just crossing the administrative t's and dotting the i's. One tip: make sure your direct deposit information is current in your online account because once final approval comes through, payments can start surprisingly quickly. Also, you'll receive backpay from your established onset date, which really helped me catch up on bills during the long wait. Try to stay positive - you've cleared the biggest hurdle!

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Thank you so much for this detailed explanation! As someone new to this process, I've been really confused about what all these different stages mean. It's incredibly helpful to hear from someone who recently went through the exact same situation. The 5-week timeframe you mentioned gives me something concrete to plan around, and I had no idea about the backpay from the onset date - that's actually really important information for our financial planning. I just double-checked my direct deposit info in my online account to make sure it's current. Reading all these responses from people who've been through this is giving me so much more confidence that this letter really is good news. The waiting has been so stressful, but knowing I've cleared the medical hurdle makes me feel much more optimistic about the outcome. Really appreciate you taking the time to share your experience and encourage someone going through the same uncertainty!

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I'm going through this exact same process right now and found your post really helpful! I got a similar letter about 2 weeks ago saying I met the medical requirements but they're still reviewing non-medical aspects. Like you, I was completely confused about what that meant. After reading all these responses, I feel so much more optimistic. It sounds like the medical approval really is the hardest part, and now it's just administrative work they need to complete. I'm also worried about timing since my long-term disability benefits end soon, but hearing from so many people who've been through this successfully gives me hope. The information about backpay from the onset date was news to me too - that would make such a difference financially. Thanks for posting this question because the answers have been incredibly informative for someone else in the same boat! Fingers crossed we both get our final approvals soon.

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I'm so glad this thread has been helpful for you too! It's really comforting to connect with someone else who's going through the exact same situation right now. When I first got that letter, I was honestly scared to feel hopeful because the whole process has been such an emotional rollercoaster. But reading all these experiences from people who've actually been through it has made me feel so much more confident that we're both on the right track. The fact that you're only 2 weeks in gives me hope that maybe we'll both hear something soon! I've been obsessively checking my online account, but like others mentioned, I set up email notifications so hopefully I'll know immediately when there's an update. It really does seem like getting past the medical review is the biggest hurdle. Fingers crossed for both of us - please keep me posted on how your case progresses if you don't mind! It would be great to celebrate together when we both get our final approvals.

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I'm a newcomer here but wanted to share what I learned when I went through this same situation about 4 months ago. Getting that medical approval letter is huge - congratulations! The non-medical review they're doing now is much more routine. They're basically verifying three things: that you have enough work credits (which you definitely do with 15 years of employment), that you haven't been working above substantial gainful activity levels while disabled, and calculating your monthly benefit amount based on your earnings history. In my case, this stage took about 6 weeks, though I know others who got theirs faster. The most important thing to know is that you'll receive backpay from your established onset date once everything is approved, so all those months of waiting will be compensated. Make sure your direct deposit info is current because once they process the final approval, payments start quickly. You're basically approved at this point - try not to stress too much about the timing, even though I know that's easier said than done when benefits are running out. The hardest part is behind you!

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Thank you for sharing your experience! As someone just starting to understand this process, it's incredibly reassuring to hear from people who've actually been through it. The 6-week timeframe you mentioned is really helpful to know, and I had no idea about the backpay being calculated from the onset date - that's such important information that they don't really explain clearly in their letters. I'm definitely going to double-check my direct deposit information today. It's amazing how much clearer this all becomes when you hear from real people rather than trying to decipher the official government language. Your point about the hardest part being behind me really helps with the anxiety. I know I need to be patient, but it's so much easier when you have realistic expectations about timing. Really appreciate you taking the time to help someone new navigate this confusing process!

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I'm new to this community but wanted to share my recent experience since it sounds exactly like what you're going through! I got that same letter about 3 months ago - medical requirements met but non-medical decision pending. I was terrified it meant they might still deny me after getting so far. Turns out the non-medical review is mostly just verifying your work history and calculating benefits. Since you worked 15 years at the same company, that should be very straightforward for them to confirm. In my case, it took about 7 weeks from that letter to final approval, and then I received my first payment about 10 days later along with a substantial backpay check covering all the months I'd been waiting. The relief was incredible! I know the timing is stressful with your work benefits ending soon, but based on what I've learned, getting past the medical approval really does mean you're essentially approved. They're just handling the administrative paperwork now. Make sure your banking info is current in your online account so payments can start immediately once everything is processed. You've made it through the hardest part!

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Thank you so much for sharing your recent experience! It's incredibly helpful to hear from someone who just went through this exact situation. 7 weeks feels very manageable, and knowing you got your first payment just 10 days after final approval is really encouraging. The information about the substantial backpay check is huge - I had no idea they would pay for all the waiting months until I started reading these responses. That could really help us get caught up financially after this long process. I'm definitely going to verify my banking information is current in my online account today. It's such a relief to hear from so many people that getting the medical approval really does mean I'm essentially through the process. As a newcomer to all this, the government letters are so confusing and don't really explain what each stage means. Reading real experiences from people who've successfully navigated this system has been incredibly reassuring. Thank you for taking the time to help someone just starting to understand this process!

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I'm new to this community but wanted to share some encouragement since I went through this exact situation about 5 months ago! Getting that letter saying you meet the medical requirements is actually fantastic news - that's where the majority of SSDI applications get denied. The "non-medical requirements" they're reviewing are pretty standard administrative checks: verifying your work credits (which shouldn't be an issue with your 15-year work history), confirming you haven't worked above substantial gainful activity limits while disabled, and calculating your monthly benefit amount. In my case, this final stage took about 4 weeks from receiving that letter to getting final approval. The waiting is definitely nerve-wracking, especially with your work disability ending soon, but you're essentially approved at this point. Make sure your direct deposit information is updated in your online account because once they process everything, payments start quickly. You'll also receive backpay from your established onset date, which really helped me catch up on expenses during the long wait. Try to stay positive - you've cleared the biggest hurdle in the process!

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