Social Security benefits when autistic child turns 18 - what's next for disabled parent?
My situation is getting complicated and I need some advice. I'm currently receiving SSDI due to my disability, and my son (who has autism) receives benefits as my dependent child. He's turning 18 in March, and I was told his benefits will stop then. I'm really worried about our financial situation when this happens. Does anyone know what I need to do? Can he qualify for his own disability benefits? Do I need to file something special before his birthday? The local SS office is impossible to reach by phone and the earliest appointment is 2 months away. Any guidance would be so appreciated!
36 comments


Elijah Jackson
Same thing happened with my daughter last year. You need to apply for adult SSI for him BEFORE he turns 18!!! Don't wait til after or there will be a gap in coverage.
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Isabella Martin
•Thank you! Do you know how long before his birthday I should start this process? And did your daughter automatically qualify or did they make her go through a whole new evaluation?
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Sophia Miller
Your son needs to apply for SSI (Supplemental Security Income) as an adult with a disability. The key is to start this process about 3 months before his 18th birthday. Since he's already diagnosed with autism, the SSA will conduct an age-18 redetermination to see if he meets the adult disability criteria, which are different from the childhood criteria. His current auxiliary benefits that he receives on your record will end, but if he qualifies for SSI as an adult with a disability, he could receive his own benefits. The evaluation process can take 3-5 months, so starting early is crucial. You'll need medical documentation of his autism and how it affects his ability to work. The 2025 SSI federal benefit rate is higher than previous years, but eligibility also depends on his resources and living arrangements.
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Isabella Martin
•This is incredibly helpful, thank you. I didn't realize the adult criteria would be different. He's never been able to work and still needs a lot of support with daily activities. Will SS consider that or do they only look at certain specific criteria?
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Mason Davis
My brother with down syndrome got his own check when he turned 18. they look at if he can work a job. its not about the diagnonsus its about can they function in a workplace.
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Sophia Miller
•That's correct. For adult SSI disability determination, the SSA evaluates whether the individual can perform substantial gainful activity (SGA). For 2025, that means earning more than $1,550 per month. The evaluation focuses on functional capacity more than the diagnosis itself.
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Mia Rodriguez
One thing nobody mentioned - the change doesnt happen exactly on his birthday. SS benefits for kids continue until the month AFTER they turn 18. So if his bday is March 15, benefits stop after April payment. Just fyi!
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Isabella Martin
•Oh that's good to know! Gives us a tiny bit more time. Thanks for that clarification.
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Jacob Lewis
I went through this NIGHTMARE with my daughter last year. Started application 4 months before her birthday and STILL had a 3-month gap with no benefits because SSA kept losing our paperwork and canceling appointments!!! If you've been trying to call and getting nowhere, try Claimyr (claimyr.com). My friend recommended it after I was in tears from being on hold for 4+ hours. They somehow get you through to an actual SSA person within minutes. Totally saved my sanity. You can see how it works at https://youtu.be/Z-BRbJw3puU Don't wait for that appointment 2 months away - you need to get this process started ASAP.
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Amelia Martinez
•Is that service legit? Sounds too good to be true with how impossible SS is to reach. I spent 3 hours on hold last week and got disconnected right when someone answered!
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Jacob Lewis
•100% legit. My friend in my disability support group recommended it, and I was skeptical too. But it worked exactly as promised - I was talking to an actual SSA agent in about 8 minutes. Saved weeks of frustration.
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Ethan Clark
I've worked with several families in your situation through our disability advocacy center. Here's a practical checklist for you: 1. Request an appointment for an age-18 redetermination at least 90 days before his birthday 2. Gather recent medical documentation (within the last year) from all treating providers 3. Get documentation from his school about accommodations and functional limitations 4. Complete the Adult Disability Report (SSA-3368) and Adult Function Report (SSA-3373) 5. If he has no income or assets of his own, he'll likely qualify for the maximum SSI benefit ($943/month for 2025) Due to his existing juvenile benefits, SSA should automatically initiate the age-18 redetermination, but don't rely on this - be proactive and contact them directly.
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Isabella Martin
•This checklist is EXACTLY what I needed. I have his medical records but didn't think about getting the school documentation. He's in a special program that should definitely help show his limitations. Thank you so much for this detailed advice!
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Elijah Jackson
Forgot to mention - make sure your income and household situation is documented correctly. If he lives with you, they'll count part of your income against his SSI amount. Its called "in-kind support and maintenance" and can reduce his benefit.
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Ethan Clark
•Great point. For 2025, if he lives in your household and you provide food and shelter, they may reduce his SSI through this in-kind support calculation. However, there are exceptions if you charge him rent with a formal agreement, even if it's a minimal amount. This can help maximize his SSI benefit.
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Mason Davis
he might also qualify for medicad when he gets ssi. my brother got both.
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Sophia Miller
•You're absolutely right. In most states, qualifying for SSI automatically qualifies someone for Medicaid, which is crucial for ongoing healthcare needs. This is an important benefit that comes with SSI eligibility.
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Amelia Martinez
THE SYSTEM IS RIGGED AGAINST US!! My daughter has severe disabilities and they DENIED her adult benefits claiming she could work!!! She can barely feed herself! We had to hire a lawyer and fight for 19 MONTHS to get benefits reinstated. Start the process EARLY and DOCUMENT EVERYTHING!!!
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Isabella Martin
•Oh no, that's exactly what I'm afraid of. Did the lawyer help? Was it worth the cost? I'm already struggling financially and worried about adding legal fees on top of everything else.
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Amelia Martinez
•The lawyer was worth EVERY PENNY because they only get paid if you win (25% of backpay, capped at $7,000). We won on appeal and got 19 months of backpay. DOCUMENT EVERYTHING and don't give up!
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Mason Davis
good luck! the wait times for decisions are crazy now after covid. my nephew waited 7 months!
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Isabella Martin
Thank you all so much for the advice! I'm going to start gathering all his documentation right away and try that Claimyr service to get through to SSA. I feel much more prepared now about what to expect and what we need to do. This community is so helpful!
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Ethan Clark
•You're welcome! One final tip: when submitting documents to SSA, always keep copies of everything and get delivery confirmation. Request a receipt for any documents submitted in person. This creates a paper trail that can be invaluable if there are issues later in the process.
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CosmicCadet
I'm going through something similar with my 17-year-old daughter who has intellectual disabilities. From what I've learned talking to other parents, the key is to start the SSI application process at least 3-4 months before the 18th birthday. One thing that really helped us was connecting with our state's developmental disabilities services office - they often have benefits counselors who can walk you through the whole process and help with paperwork. Also, if your son is still in school, ask his special education team to provide a detailed report on his functional limitations and support needs. This documentation can be really valuable for the SSI determination. The transition from child benefits to adult SSI can be scary, but you're asking the right questions and getting good advice here. Don't hesitate to advocate strongly for your son - you know his needs better than anyone!
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Natasha Ivanova
•Thank you for mentioning the developmental disabilities services office - I hadn't thought of that resource! Do you know if they help with the actual application process or just provide guidance? I'm feeling a bit overwhelmed with all the paperwork and deadlines, so having someone who can walk me through it step by step would be amazing. Also, great point about getting documentation from his school team - they've been working with him for years and really understand his daily challenges.
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Chloe Green
The developmental disabilities services office can be a huge help! In most states, they have benefits specialists who will actually sit down with you and help complete the SSI application forms. They know exactly what documentation SSA is looking for and can help you present your son's case in the strongest way possible. Some offices even have staff who will accompany you to SSA appointments or help with appeals if needed. The services are usually free since they're funded by the state. You can typically find your local office by searching "[your state] developmental disabilities services" or calling 211 for referrals. Also, don't forget to ask about other support services your son might be eligible for as an adult - things like vocational rehabilitation, supported employment programs, or independent living services. The transition to adulthood opens up a whole new set of potential resources beyond just SSI.
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Amun-Ra Azra
•This is such valuable information! I had no idea these services existed. I'm definitely going to call 211 tomorrow to find our local developmental disabilities office. The idea of having someone who actually knows the system help with the paperwork is such a relief. And you're absolutely right about looking into other adult services too - I've been so focused on just the financial benefits that I hadn't thought about vocational programs or independent living support. Thank you for opening my eyes to all these resources!
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NebulaNomad
I'm new to this community but wanted to share what I learned when my nephew went through this transition last year. One thing that really caught us off guard was that even though the SSI application process can take months, if he's approved, the benefits are backdated to the application date - not to when his child benefits ended. So there's often still a gap period with no income even if everything goes smoothly. We found it helpful to start building a small emergency fund if possible during the months leading up to his 18th birthday, just to cover basic needs during any benefit gap. Also, some local food banks and disability organizations have emergency assistance programs specifically for families going through this transition period. The other thing I wish we'd known earlier is that once he starts receiving adult SSI, there are work incentive programs that allow him to try working part-time without immediately losing benefits. The PASS program (Plan to Achieve Self-Support) can even let him save money for specific goals like education or job training. Just something to keep in mind for the future!
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Romeo Barrett
•Thank you for sharing your experience with your nephew! The point about benefits being backdated to the application date rather than when child benefits end is so important - I hadn't realized there would still be a gap even with perfect timing. Starting an emergency fund now is really smart advice. I'm also really interested in what you mentioned about the PASS program and work incentive options. My son has expressed interest in maybe trying some kind of part-time work in the future, but I was worried that any income would immediately disqualify him from benefits. It's encouraging to know there are programs designed to support people who want to try working while maintaining their safety net. Do you know if there are resources to learn more about these work incentive programs, or is that something the SSA office would explain during the application process?
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Liam McConnell
Great question about the work incentive programs! The SSA office will provide basic information during the application process, but honestly their explanations can be pretty limited. I'd recommend contacting your state's Work Incentives Planning and Assistance (WIPA) program - they have benefits counselors who specialize in explaining exactly how work affects SSI and can help create a personalized plan. You can find your local WIPA program at choosework.ssa.gov or by calling 1-866-968-7842. They offer free services and really know the ins and outs of programs like PASS, Ticket to Work, and other incentives that let people with disabilities try employment without losing their safety net. Also, the Red Book (ssa.gov/redbook) is SSA's guide to work incentives - it's a bit technical but has all the details about earning limits and how different programs work together. Starting to understand these options now gives you time to plan for the future when your son might be ready to explore work opportunities.
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Lucas Lindsey
•This is exactly the kind of detailed information I was hoping to find! Thank you for the WIPA program recommendation and the phone number - I'm going to call them next week. The Red Book sounds like it might be overwhelming right now, but I'll definitely bookmark it for when we're further along in the process. It's so reassuring to know there are specialized counselors who can help navigate the work incentives when the time comes. I really appreciate how supportive everyone in this community has been - you've all given me so much hope and practical guidance during what felt like an impossible situation just a few days ago!
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Sofia Peña
I'm also going through this transition with my son who has autism and will turn 18 in a few months. Reading through all these responses has been incredibly helpful! I wanted to add one thing I learned from our case worker - if your son receives any services through your state's developmental disabilities waiver program, make sure to notify them about the upcoming transition too. Sometimes there are coordination issues between different benefit programs, and the waiver services coordinator can help ensure there aren't any gaps in his medical coverage or support services during the SSI transition. They may also have additional resources or emergency assistance available if there ends up being a temporary gap in benefits. Also, I second what others said about starting early and documenting everything. We started a binder with copies of all his medical records, school IEPs, and any correspondence with SSA. It's been a lifesaver when different offices ask for the same information multiple times!
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StormChaser
•Thank you for mentioning the developmental disabilities waiver program coordination - that's something I completely overlooked! My son does receive some services through our state's waiver program, and you're absolutely right that I should notify them about the upcoming transition. I hadn't thought about potential coordination issues between the different programs, but it makes total sense that there could be complications. The binder idea is brilliant too! I've been keeping his medical records in different folders and it's already getting confusing. Having everything organized in one place will definitely make the application process smoother and help when offices inevitably ask for the same documents multiple times. It's really comforting to connect with other parents going through the exact same situation. Even though the process feels overwhelming, reading everyone's experiences and advice makes me feel like we can actually navigate this successfully. Thank you for sharing your insights!
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Amina Sy
I'm currently working as a benefits counselor at our local disability services center and see families navigate this transition regularly. A few additional points that might help: 1. Consider requesting a "protective filing date" if you can't get all documentation together immediately - this essentially holds your place in line while you gather required paperwork. 2. If your son has any history of mental health treatment (anxiety, depression often co-occur with autism), make sure those records are included. SSA evaluates the combined impact of all conditions. 3. Keep track of his daily routine and what assistance he needs - things like meal preparation, medication management, money handling, transportation. This functional information is often more important than the diagnosis itself. 4. Don't be discouraged if the initial decision is a denial - the appeals process has higher approval rates, especially with proper documentation and representation. The transition is stressful, but with early preparation and the right support, most young adults with autism who need ongoing support do qualify for adult SSI benefits. You're being proactive by asking these questions now!
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Amara Oluwaseyi
•This is incredibly helpful advice from someone who works directly with these cases! The protective filing date tip is something I hadn't heard before - that could be a real lifesaver if we run into delays getting all the documentation together. You're absolutely right about including mental health records too. My son does struggle with anxiety, especially around changes in routine, and I hadn't thought to include those treatment records as part of the application. The point about documenting his daily routine and assistance needs really resonates with me. He needs help with so many everyday tasks that I sometimes take for granted because they've just become part of our normal routine. I'm going to start keeping a detailed log of what he needs help with throughout a typical day - things like managing his medications, preparing meals, handling money, and getting around in the community. Thank you for the encouragement about the appeals process too. It's reassuring to know that even if there's an initial denial, there are still good chances for approval on appeal with the right documentation. Having insights from someone who sees these cases regularly gives me a lot more confidence about moving forward!
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Zara Rashid
As someone who went through this exact transition with my autistic daughter two years ago, I want to emphasize something that really helped us - start keeping a detailed "Activities of Daily Living" journal RIGHT NOW. Document every single thing your son needs help with over the course of a week: Does he need reminders to shower? Help managing his schedule? Assistance with grocery shopping or meal planning? Problems with social interactions at work or school? The SSA disability examiners really focus on functional capacity, and having concrete examples of daily limitations is incredibly powerful. We kept a simple notebook for about a month before the application, writing down things like "needed help understanding bus schedule," "required step-by-step guidance to prepare a sandwich," "became overwhelmed and had meltdown when routine changed." This documentation was crucial during the interview process because it showed the real-world impact of his autism beyond just the medical diagnosis. The examiner specifically asked for examples of daily challenges, and we had pages of specific incidents to reference. Also, if your son has any repetitive behaviors, sensory issues, or communication difficulties that would interfere with work, make sure those are thoroughly documented by his doctors. Good luck - you're already ahead of the game by starting this process early!
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