How long will my teenagers receive Social Security child benefits while my husband is claiming at 68?

Children can receive benefits until they turn 18, or 19 if they're still attending high school full-time. Once your oldest turns 18, SSA will send a form that needs to be completed by the school to verify enrollment for continued benefits until graduation or age 19, whichever comes first. Regarding your benefits, unfortunately, you won't be eligible for spousal benefits until you reach 62, regardless of whether your children are receiving benefits or not. The only exception would be if you were caring for a child under 16 or disabled (which won't apply once your youngest turns 16).

my kid got checks til 19 because he was still in school. they send u a form u gotta get filled out by the school. but u cant get anything til ur 62 sorry

Let me add some specific details here since I went through this exact situation last year. Your children will receive benefits until age 18. Then, if still in high school, they can continue until graduation or age 19, whichever comes first. SSA will send Form SSA-1372 (Student's Statement Regarding School Attendance) about 3 months before their 18th birthday. As for your benefits, there are two types you need to understand: 1. Mother's/Father's benefits - These are available if you're caring for the beneficiary's child under 16 2. Spousal benefits - Available at age 62+ Since your youngest will be 16 next year, you will NOT be eligible for any benefits until you reach 62. There's no workaround for this unfortunately - it's one of those annoying gaps in the SS system. I recommend scheduling an appointment at your local field office to discuss your specific situation. Phones are nearly impossible lately.

This system is RIDICULOUS!!! I'm in the exact same boat except my kids are 15 and 13. My husband is 70 and when my youngest hits 16, I'll lose benefits until I'm 62 - SIX YEARS with NOTHING even though my husband paid into the system for 45+ years!!! How are families supposed to plan for this?? Does anyone know if Congress is looking at fixing this gap???

I had the WORST time trying to deal with this over the phone. Spent literally 17 hours over 2 weeks trying to get answers from SSA about my kids' benefits (similar situation - they were 17 and 15). Finally found a service called Claimyr that got me connected to a real SSA agent in 20 minutes instead of waiting on hold for hours. Saved my sanity! Check out their video to see how it works: https://youtu.be/Z-BRbJw3puU or go to claimyr.com They confirmed what others said - benefits continue until 18, or 19 if still in high school. And yes, there's unfortunately no spousal benefits until 62 once your youngest turns 16.

To address your questions specifically: 1. Children's benefits: Your children can receive benefits until age 18, or up to 19 years and 2 months if they remain in secondary education (high school). The benefits stop either at graduation or when they turn 19 and 2 months, whichever occurs first. 2. Your benefits: You're encountering what's often called the "widow's gap" (though in your case it's more of a spouse's gap). Under current regulations: - While caring for a child under 16: You qualify for mother's/father's benefits - Ages 16-61: No benefits available unless disabled - Age 62+: Eligible for early spousal benefits This gap period is unfortunately a known issue in the Social Security system. You might consider discussing with a financial advisor how to bridge this period, as many families need to adjust their financial planning around this gap.

I think you're confusing CIC (Child-in-Care) benefits with child's benefits. CIC is what YOU get for taking care of children under 16. Your kids are getting child's benefits which continue until 18 (or 19 if still in high school). The CIC benefits for you will stop when your youngest turns 16, as others have mentioned.

does ur husband have good retirement besides ss? my friend had to go back to work when her kid turned 16 cuz of this stupid rule