Do I need marriage licenses & divorce decrees from all previous marriages for Social Security survivor benefits?
I'm preparing to apply for Social Security survivor benefits after losing my husband about 15 months ago. We were married for 27 years before he passed. I'm concerned about documentation requirements for previous marriages. Both of us had prior marriages before we met (mine ended in 1991, his in 1987). None of these previous marriages lasted even close to 10 years. My question is: Will SSA require me to provide actual marriage licenses and divorce decrees from ALL these previous relationships, or will just providing the dates be sufficient? His divorce papers would be especially difficult to track down since his first marriage ended in 1987 and was in another state. If I need all these documents, I'll need to start hunting them down now before my appointment. Has anyone gone through this process recently who can tell me what documentation was actually required?
37 comments


Ava Kim
For survivor benefits, SSA primarily needs documentation of your marriage to the deceased spouse. They will ask for dates of any previous marriages for both of you, but typically don't require actual documentation unless there's something unusual about your case. Since none of the prior marriages lasted 10+ years (which would potentially qualify for divorced spouse benefits), they're less concerned with those details. What you should definitely have: - Your marriage certificate to your late husband - His death certificate - Your birth certificate - His Social Security number They'll ask for the previous marriage information during the interview, but in most standard cases, they won't require you to produce those old documents.
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Emma Garcia
•Thank you so much for this information. That's a huge relief! I was dreading having to track down those old records, especially his. I do have our marriage certificate, his death certificate, and all the other documents you mentioned ready to go. One quick follow-up question - will they want to see my divorce decree from my previous marriage, or just the dates?
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Ethan Anderson
when i applied for survivors last yr they just wanted dates of previous marriages. didnt have to show any paperwork from those marriages just had to tell them when they were and when they ended. only needed my marriage license to my husband who passed and his death certificate. the rest was just answering questions
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Emma Garcia
•Thanks for sharing your experience! That makes me feel much better about the process. Did they verify the dates you provided in any way or just took your word for it?
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Layla Mendes
I went through this exact process last year and was totally panicking about the same thing! SSA only asked for our marriage certificate and his death certificate, plus my ID and SSN card. For previous marriages they just took down the dates verbally during the interview. HOWEVER, they did say they might request those documents later if needed for verification, but I never heard anything more about it. Just know the dates and locations in case they ask!
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Lucas Notre-Dame
•This is generally accurate, but I would add that sometimes they DO require previous marriage documentation if there's anything in their records that doesn't match what you tell them. For example, if you say a divorce was in 1991 but they have info suggesting it was different. It doesn't hurt to try locating these documents just in case, especially if you're worried there might be discrepancies. The 10-year marriage rule is only relevant for divorced spouse benefits, not for whether they need documentation.
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Aria Park
THE SSA MADE ME PRODUCE EVERYTHING!!! Marriage licenses, divorce decrees, the works. The rep said it was "required" even though I told her my ex and I were only married for 3 years back in the 80s. Wasted 2 months tracking down paperwork they supposedly didn't need. It depends entirely on which employee you get and what mood they're in that day. Their own rules don't seem to matter. Bring whatever you can find just to save yourself the hassle of multiple appointments.
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Noah Ali
•This is unusual but not unheard of. The official SSA policy is that they only need documentation for marriages that might affect benefit eligibility (like the marriage to the deceased or marriages lasting 10+ years). However, individual claims specialists sometimes request additional documentation if they have reason to believe there might be issues or inconsistencies in the information provided. It's always good to be prepared, but in most cases, they won't require all previous marriage documentation.
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Chloe Boulanger
I've been trying to call SS for 3 weeks about this exact question and can't get through to anyone!!! Just endless holds and disconnections. So frustrating trying to prepare for this appointment without getting answers.
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Lucas Notre-Dame
•I had the same problem until I discovered Claimyr. It's a service that gets you through to a live SSA agent without the wait. I was skeptical but it actually worked - got through in about 20 minutes when I'd been trying for days on my own. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/Z-BRbJw3puU. Saved me so much frustration when I was applying for my survivor benefits.
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Chloe Boulanger
•Thanks, I'll check that out! At this point I'd try anything to get some answers before my appointment next month.
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Noah Ali
From my experience assisting clients with survivor benefit applications, here's what typically happens: 1. SSA will ask for dates and locations of all marriages and divorces during your interview 2. You'll need to provide your marriage certificate to the deceased spouse and their death certificate 3. For previous marriages, verbal information is usually sufficient UNLESS: - There's a discrepancy in SSA records - A previous marriage lasted near or over 10 years - There's reason to question benefit eligibility I recommend at minimum knowing the full names of previous spouses, approximate dates of marriages and divorces, and locations where they occurred. Have your own previous divorce decree accessible if possible, but don't stress about obtaining your late husband's 1987 divorce documentation unless specifically requested later.
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Emma Garcia
•This is extremely helpful, thank you! I do have all the information about names, dates and locations for both our previous marriages, so it sounds like I should be prepared. I'll focus on making sure I have all the current documentation in order first, and then see if I can locate my divorce decree just in case.
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Ethan Anderson
btw make sure u kno his earnings history too cuz they look at that for calculating ur benefit. my husband worked for the govt for a few years so they had to calculate something called WEP or GPO i think? took longer to process my claim cuz of that special calculation
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Ava Kim
•This is an important point! If your late husband worked in jobs not covered by Social Security (like some government positions), the Government Pension Offset (GPO) or Windfall Elimination Provision (WEP) might affect your survivor benefits. If you know he had any government employment not covered by Social Security, bring any information you have about that to your appointment.
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Layla Mendes
After reading all these replies I'm confused now... seems like some people had to provide all documentation and others didn't? Is it just random whether they ask for everything or not?
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Noah Ali
•It's not random, but it is case-specific. The standard procedure is to only require documentation for the relationship that establishes benefit eligibility (your marriage to your late husband). However, SSA claims specialists have discretion to request additional documentation if they have reason to believe there might be issues affecting eligibility or benefit amounts. The majority of straightforward cases don't require documentation for brief prior marriages, but it's always good to be prepared.
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Layla Mendes
•That makes sense, thanks for explaining! Sounds like it's better to be over-prepared than under-prepared.
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Emma Garcia
Thank you all so much for sharing your experiences and knowledge! Based on your advice, I'm going to: 1. Make sure I have all the basic documents ready (our marriage certificate, his death certificate, my ID, etc.) 2. Write down all the dates and locations of previous marriages for both of us 3. Try to locate my own divorce decree just in case 4. Not stress too much about his old divorce papers unless they specifically ask for them I feel so much better prepared now. This community has been incredibly helpful!
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Yuki Sato
•That sounds like a great plan, Emma! You're definitely well-prepared now. One small additional tip - when you go to your appointment, bring a copy of everything rather than originals when possible, since they usually just need to see the documents to verify information in their system. The SSA staff will make copies if needed. Best of luck with your application, and I'm sorry for your loss.
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Nia Davis
I just went through this process 6 months ago and wanted to add my experience. SSA only required our marriage certificate and his death certificate for the main documentation. For previous marriages, they asked me verbally during the interview about dates and locations, but didn't request any paperwork. However, I did bring a list with all the details written down (spouse names, marriage dates, divorce dates, locations) which made the interview go much smoother. The representative seemed appreciative that I was organized and prepared. One thing I didn't see mentioned - they also asked about any name changes I'd had, so if you've changed your name multiple times through marriages, be ready to explain that timeline too. Good luck with your application!
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Emma Olsen
•This is really helpful advice about being organized with the details! I hadn't thought about the name changes aspect - that's a good point. I did change my name when I married my late husband, and I had changed it back to my maiden name after my first divorce in 1991, so there's definitely a timeline there to explain. I'll add that to my list of information to have ready. Thanks for sharing your recent experience - it's reassuring to hear from someone who just went through this process successfully!
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Giovanni Mancini
As someone who recently helped my sister through this process, I can confirm that most of what's been shared here is accurate. SSA typically focuses on documenting the marriage that establishes your benefit eligibility - so your 27-year marriage to your late husband is what matters most. They'll ask about previous marriages during the interview, but usually just need verbal confirmation of dates and basic details. One thing I'd add that hasn't been mentioned - if you're worried about remembering all the details during what can be an emotional interview, consider bringing a trusted family member or friend for support. They allowed my sister to have me there, and it helped her stay focused when the representative was asking all the questions about dates and personal history. Also, don't be surprised if they ask about any periods where either of you might have been married but separated before the actual divorce - they want to understand the full timeline to ensure there are no overlapping benefit claims. You sound very well-prepared, and I'm sorry for your loss. The process is usually more straightforward than the anxiety leading up to it makes it seem.
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Diego Rojas
•That's excellent advice about bringing someone for support - I hadn't considered that but it makes perfect sense given how emotionally difficult this whole process can be. The point about separated vs. divorced periods is also really important. In my case, there was about a 6-month gap between when my first husband and I separated and when the divorce was finalized, so I should be prepared to explain that timeline clearly. Thank you for sharing your sister's experience and for the kind words. It's reassuring to know that the actual process is usually more manageable than the anticipation of it!
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Daniel White
I'm so sorry for your loss, Emma. I went through the survivor benefits application process about 8 months ago and can share what my experience was like. The SSA representative only asked for our marriage certificate and my husband's death certificate as the main documentation. For previous marriages, they just asked me verbally during the interview about the dates and locations - no paperwork required for those. However, I'd recommend having at least a rough timeline written down beforehand because grief can make it hard to remember details on the spot. They asked things like "When did your previous marriage begin and end?" and "What was your former spouse's full name?" Having that information organized helped me get through the interview more smoothly. The whole appointment took about 45 minutes, and most of it was just confirming information they already had in their system. Don't stress too much about tracking down those old divorce papers unless they specifically request them later - which in my case, they never did.
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Javier Cruz
•Thank you so much, Daniel, and I'm sorry for your loss as well. Your advice about writing down the timeline beforehand is really smart - you're absolutely right that grief can make it hard to think clearly during these appointments. I've been making notes with all the dates, names, and locations as suggested by others here, and I think having everything organized will definitely help me stay focused. It's also reassuring to hear that your appointment was relatively straightforward and didn't drag on for hours. 45 minutes sounds very manageable. I really appreciate you taking the time to share your recent experience - hearing from people who have actually been through this process recently makes me feel so much more prepared and less anxious about the whole thing.
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Joshua Wood
I'm a newcomer to this community but wanted to share what I learned when I applied for survivor benefits last month. The SSA representative told me upfront that they only require documentation for marriages that could affect your benefit calculation - which means your marriage to your late husband and any previous marriages that lasted 10+ years (for potential divorced spouse benefits). Since none of your previous marriages were close to 10 years, you shouldn't need those old documents. They did ask me verbally about my previous marriage during the interview - just basic info like dates, spouse's name, and where the divorce was finalized. What really helped me was calling ahead to confirm what documents to bring. I know others mentioned phone wait times, but I called early morning (around 8 AM) and got through in about 15 minutes. The representative was able to tell me exactly what I needed for my specific situation. You sound very well prepared already. Having your marriage certificate, his death certificate, and organized notes about the previous marriage details should be more than sufficient. Best of luck with your application!
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Talia Klein
•Welcome to the community, Joshua! That's a great tip about calling early morning - I hadn't thought about timing my call strategically like that. 8 AM makes perfect sense since that's when they're fresh and probably have shorter wait times. I've been dreading trying to call them, but knowing there might be a better time to get through gives me hope. Your point about them only requiring documentation for marriages that could affect benefit calculations really reinforces what others have said here. Since my previous marriage was only about 6 years and ended in 1991, it definitely doesn't meet that 10-year threshold. Thank you for sharing your recent experience and the practical advice about calling ahead - that's something I'll definitely try to do before my appointment!
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Ravi Sharma
I'm new to this community and wanted to add my experience from when I applied for survivor benefits about 4 months ago. The documentation requirements were exactly as most people here have described - I only needed our marriage certificate and my husband's death certificate as the primary documents. For previous marriages, they just asked verbal questions during the interview. What I found helpful was creating a simple timeline document with columns for: Marriage Date, Spouse Name, Divorce Date, Location. Having this in front of me during the interview made me feel more confident and organized. The SSA representative actually complimented me on being prepared, which made the whole process feel less intimidating. One small detail that might help - they also asked if there were any periods of separation before the actual divorce dates, so be prepared to clarify those timelines if applicable. In my case, there was about a year between when we separated and when the divorce was finalized, and they just noted that in their system. The interview was much more straightforward than I had worried about. You're clearly well-prepared already, and I'm sorry for your loss. The anxiety beforehand is often worse than the actual process.
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Diego Flores
•Welcome to the community, Ravi! Your timeline document idea is brilliant - that's such a practical way to organize all the information. I love the column format you suggested (Marriage Date, Spouse Name, Divorce Date, Location) - that's much clearer than the scattered notes I've been making. I'm definitely going to reorganize my information that way before my appointment. Your point about separation vs. divorce dates is really important too. In my first marriage, we were separated for several months before the divorce was actually finalized, so I'll make sure to have those details clear in my timeline. It's reassuring to hear from another recent applicant that the interview went smoothly and that being organized was appreciated by the SSA representative. Thank you for sharing your experience and for the kind words - this community has been incredibly helpful in preparing me for this process!
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Teresa Boyd
I'm new to this community but wanted to share what happened when I applied for survivor benefits just 2 months ago. Like everyone else has mentioned, SSA only required my marriage certificate to my late husband and his death certificate for the main documentation. They asked about my previous marriage verbally during the interview - just the dates, my ex-husband's name, and where we got divorced. What I wish I had known beforehand was that they also asked about any children from previous relationships, even if those children are now adults. They wanted to know if there were any potential benefit claims that could affect the calculations. Since you mentioned both you and your husband had previous marriages, just be prepared to answer whether either of you had children from those relationships. The whole appointment took about 30 minutes and was much less stressful than I expected. Having all the basic information organized beforehand (like others suggested) definitely made it go smoother. You sound very well prepared already. I'm sorry for your loss, and I hope your application process goes smoothly!
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Jasmine Quinn
•Welcome to the community, Teresa! That's a really important point about children from previous relationships that I hadn't considered. Thankfully, neither my late husband nor I had any children from our previous marriages, so that shouldn't complicate things for my case. But it's definitely good information for others who might be reading this thread and do have children from prior relationships. It makes sense that SSA would need to know about potential benefit claims that could affect calculations. I really appreciate you mentioning that detail - it's exactly the kind of thing that would catch someone off guard during the interview if they weren't prepared for it. It's also encouraging to hear that your appointment was only 30 minutes and went smoothly. Thank you for sharing your recent experience and for the condolences!
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Lourdes Fox
I'm new to this community and wanted to share my recent experience applying for survivor benefits just 6 weeks ago. Like others have mentioned, SSA only required our marriage certificate and my husband's death certificate as the primary documents. They asked about previous marriages verbally during the interview - dates, locations, and former spouse names. One thing I found really helpful that I haven't seen mentioned yet is that they have a checklist they go through systematically during the interview. The representative told me upfront what topics we'd cover, which helped reduce my anxiety. They asked about previous marriages, any name changes, children (from any marriage), work history for both spouses, and whether either of us ever received government benefits. The key is being honest and organized with your information. I brought a simple folder with all my documents and a timeline sheet, and the representative appreciated the preparation. The interview took about 40 minutes, and most of that was just confirming information they already had in their system. You sound incredibly well-prepared already. Don't stress about tracking down those old divorce papers unless specifically requested. I'm sorry for your loss, and I hope your appointment goes smoothly!
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Aisha Mohammed
•Welcome to the community, Lourdes! Thank you for sharing such detailed information about your recent experience. The point about them having a systematic checklist is really reassuring - knowing what topics they'll cover ahead of time definitely helps with the anxiety. I hadn't thought about them asking about government benefits either, so that's good to keep in mind. Your folder organization idea sounds perfect - I'm going to set up something similar with all my documents and the timeline sheet that others have suggested. It's encouraging to hear from so many people who went through this recently and had positive experiences. The 40-minute timeframe seems pretty consistent with what others have shared. Thank you for the kind words and for taking the time to share such helpful details about the process!
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Alexis Renard
I'm new to this community but wanted to share my experience from when I applied for survivor benefits about 3 months ago. Like everyone else has mentioned, SSA only required documentation for my marriage to my late husband (marriage certificate and death certificate) plus my identification. For previous marriages, they only asked verbal questions during the interview - dates, locations, former spouse names, and whether the marriages produced any children. What really helped me was calling the SSA office a few days before my appointment to confirm exactly what I needed to bring. The representative was able to review my case briefly and confirm that I wouldn't need documentation from my previous marriage since it was under 10 years. One small tip that made a difference: I organized everything in a simple binder with tabs - "Required Documents," "Previous Marriage Info," and "Questions to Ask." The SSA representative commented on how organized I was, which seemed to make the whole process more efficient. Your situation sounds very similar to mine - previous marriages well under 10 years, so you should be in good shape with just the basic documentation and organized information about dates and locations. The interview was actually much less stressful than I anticipated. I'm sorry for your loss, and I hope your application process goes smoothly!
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Daniel Washington
•Welcome to the community, Alexis! I'm new here too but have been following this thread closely as I'm preparing for my own survivor benefits appointment. Your binder organization system with tabs sounds incredibly practical - that's such a smart way to keep everything organized and easily accessible during the interview. The idea of calling ahead to confirm what documents you need is brilliant too. I've been hesitant to call because of the wait times others mentioned, but knowing that they can actually review your specific case beforehand and confirm requirements makes it seem worth the effort. It's really encouraging to hear from someone with a similar situation (previous marriages under 10 years) who had a smooth experience. Thank you for sharing such detailed and practical advice - the binder system is definitely something I'm going to implement!
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PixelPrincess
I'm new to this community but wanted to share my experience from applying for survivor benefits just last month. The documentation requirements were exactly as everyone has described - I only needed our marriage certificate, his death certificate, and my ID for the core documents. What really stood out to me was how much the SSA representative appreciated when applicants came prepared with organized information. I created a simple one-page summary with previous marriage details (dates, locations, spouse names) and brought it to the interview. She actually made a copy for their files, which seemed to speed up the process significantly. For previous marriages, they asked standard questions verbally but didn't request any documentation since mine was only 4 years long (ended in 1995). The representative explained that they only need prior marriage documents if the marriage lasted close to 10 years or if there are discrepancies in their system that need verification. One thing that surprised me was how compassionate and patient the staff was during what's obviously a difficult time. The whole appointment took about 35 minutes, and I felt supported throughout the process. You sound extremely well-prepared based on all the great advice you've received here. I'm sorry for your loss, and I hope your appointment goes as smoothly as mine did!
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