Social Security marriage records question - divorced and remarried same person with 6-month gap
I have a somewhat unusual marriage situation and need advice before applying for Social Security retirement. I was married to my spouse for just over 2 years, then we divorced, but reconciled and remarried the same person about 6 months later. We've now been married in this second marriage for 40 years. My question is: When applying for Social Security, will I need to provide documentation (marriage certificate, divorce decree) for BOTH marriages to the same person? Or does SSA only care about the current 40-year marriage? I don't think it affects my benefit amount either way since I'll be claiming on my own record (not getting any spousal top-up benefits). Just trying to get my paperwork in order and avoid delays when I apply next month. Thanks for any insights!
20 comments
Sarah Jones
Yes, you'll need to provide documentation for both marriages to the same person. The SSA requires a complete marital history including all marriages, divorces, and dates - even if they were to the same person. Bring your original divorce decree and both marriage certificates when you apply. The 10-year marriage duration rule only applies if you were seeking benefits on an ex-spouse's record, which it sounds like you aren't doing.
0 coins
Drake
•Thank you for the clear answer! I wasn't sure if they'd consider it as one continuous marriage with a brief interruption or as two completely separate marriages. I'll dig up that old divorce paperwork and the first marriage certificate. Appreciate the help!
0 coins
Sebastian Scott
same thing happened with my sister lol!!! she had to show all papers when she applied last yr. SSA wants EVERYTHING even if its the same person twice 🤣
0 coins
Drake
•Good to know I'm not the only one with a complicated history! Did your sister have any trouble finding her old documents? I'm a bit worried about tracking down that first marriage certificate from 40+ years ago.
0 coins
Sebastian Scott
•she had to get copies from county clerk where they got married. took like 2 weeks to get them mailed. not a big deal just plan ahead!!!
0 coins
Emily Sanjay
The SSA is RIDICULOUS about marriage documentation!! When I applied they made me provide evidence for a marriage that lasted only 11 MONTHS from 1982!!! Like how does that even matter to my retirement?!? I had to postpone my whole application because I couldn't find the paperwork. They treat everyone like we're trying to commit fraud. Be prepared for them to be extremely picky about this!!
0 coins
Jordan Walker
•They're just following the rules. SSA has to verify marriage history for fraud prevention and accurate benefit calculation. It's not personal - millions of people apply for benefits every year.
0 coins
Natalie Adams
To clarify a technical point: SSA needs your complete marital history primarily for two reasons: 1. To verify potential entitlement to spousal or survivor benefits 2. To ensure proper application of the Government Pension Offset (GPO) or Windfall Elimination Provision (WEP) if applicable The 10-year duration requirement only matters for divorced spouse benefits. Since you've been married to your current spouse for 40 years and are claiming on your own record, the documentation is mostly procedural. Include Form SSA-3 (Marriage Certification) with your application. You can get replacement vital records from the vital records office in the state where the events occurred if needed.
0 coins
Drake
•Thank you for explaining the reasons behind it! I'll check out Form SSA-3. Is that something I can fill out online before my appointment, or do I need to get it at the SSA office?
0 coins
Natalie Adams
•You can download Form SSA-3 from the SSA website, but I generally recommend waiting to complete it during your application process (whether online or in-person) as the claims representative can guide you through it. The form essentially summarizes your marriage history in one place.
0 coins
Elijah O'Reilly
My cousin got married FOUR times (twice to the same guy!) and she said applying for SS was a nightmare because she couldn't remember all the exact dates and had to hunt down papers from the 70s! I think they're crazy strict about this stuff so definitely get all your docs together before applying.
0 coins
Amara Torres
I had a similar situation trying to reach Social Security about my marriage records. Spent weeks trying to get through on the phone until someone told me about Claimyr. It's a service that calls SSA for you and connects you when an agent is ready - saved me hours of hold time. I watched their video demo (https://youtu.be/Z-BRbJw3puU) and tried it. Got through to SSA in about 20 minutes instead of spending days redialing. For marriage documentation questions like yours, speaking directly with an agent at claimyr.com was way more helpful than guessing what I needed.
0 coins
Emily Sanjay
•Does this actually work?? I've been trying to get through to SSA for THREE WEEKS about my survivor benefits calculation. Keep getting disconnected after waiting an hour!!
0 coins
Amara Torres
•It worked for me! The agent I spoke with confirmed exactly which marriage documents I needed to bring to my appointment. Saved me from making multiple trips to the SSA office with incomplete paperwork.
0 coins
Jordan Walker
Just to add a bit of practical advice - I work with retirement planning, and I always tell clients to order certified copies of ALL vital records (birth certificates, marriage certificates, divorce decrees) well before applying for Social Security. County records offices can take 4-6 weeks to process requests, especially for older records that may not be digitized. Better to have them and not need them than to delay your benefits while waiting for documentation.
0 coins
Drake
•That's excellent advice, thank you! My application appointment is in about 5 weeks, so I should probably request those records right away. Do you know if they need to be certified copies or will regular photocopies work?
0 coins
Jordan Walker
•SSA typically requires original or certified copies of vital records, not photocopies. They may make exceptions in some cases, but it's always safer to have the certified copies. They'll look at them during your appointment and return them to you - they don't keep your originals.
0 coins
Sebastian Scott
just wondering..... why did u divorce and remarry the same person?? lol thats kinda funny 😂
0 coins
Drake
•Haha, we were young and impulsive! Had a big fight over something that seemed important at the time but was actually pretty silly in retrospect. Divorced in the heat of the moment, then realized we'd made a huge mistake. The 6 months apart made us appreciate each other more. Been solid for 40 years since then!
0 coins
Sebastian Scott
•awww thats actually really sweet!! ❤️ glad it worked out!
0 coins