Can I fax marriage certificates for Social Security spousal benefits or must they be mailed?
I'm about to apply for Social Security spousal benefits and I'm getting conflicting information about submitting my documentation. I spoke with two different SSA representatives this week and got completely different answers! The first rep told me I NEED to submit certified copies of both my marriage certificate and divorce decree (from my previous marriage), and that these documents must be either physically taken to the local office or mailed. But when I called back with a question, another rep said I could just fax everything instead. Has anyone gone through this process recently? Do you know for certain whether the SSA will accept faxed copies of these documents for spousal benefits? I live about 75 miles from the nearest office, so faxing would save me a lot of hassle, but I don't want my application delayed because I submitted documents the wrong way.
18 comments
Jason Brewer
I went through this exact situation last year. The official SSA policy is that they need to see original documents or certified copies for proof of marriage and divorce. However, some field offices have flexibility in how they implement this. In my experience, you CANNOT fax these documents for an initial spousal benefits application. I tried to fax mine and ended up having to mail them anyway, which delayed my application by 3 weeks. If you don't want to drive to the office, I'd recommend sending certified copies (not originals) via certified mail with tracking. Keep copies of everything you send them.
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Nina Fitzgerald
•Thank you so much for sharing your experience! That's exactly what I was afraid of - sending them via fax only to have to resend them later. Did they at least return your certified copies promptly? I only have one certified copy of my divorce decree and it was expensive to get.
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Kiara Fisherman
i faxed mine last summer and it was fine!!! the lady at ssa told me faxing was ok as long as the copies were clear. got my spousal benefits started without any problems
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Nina Fitzgerald
•Really? That's encouraging! Maybe it does depend on the office then. Did you follow up with a phone call after faxing to confirm they received everything?
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Liam Cortez
The Social Security Administration has specific requirements regarding documentation for spousal benefits applications. According to their official procedures, certified copies of marriage certificates and divorce decrees are required for verification purposes. While some field offices may accept faxed documents initially, they typically still require original or certified copies to be submitted before final processing. The safest approach is to either appear in person at your local office with the original documents (they'll make copies and return them immediately) or mail certified copies using a traceable delivery method. Faxed documents often have quality issues that can cause processing delays.
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Kiara Fisherman
•but they took mine just fine by fax? maybe the rules changed or something
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Savannah Vin
The SSA is SO FRUSTRATING with their inconsistent information!!! I got THREE different answers when I applied for spousal benefits in January. First they said I could upload docs online, then they said fax was fine, THEN they claimed they never received anything and I had to physically bring everything in!!! Wasted a month of benefits because of their confusion. DON'T TRUST what any single rep tells you - always double check and get names of who you speak with.
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Nina Fitzgerald
•Ugh, that sounds terrible! I'm sorry you had to go through that. I think I might just bite the bullet and make the drive to the office to be safe. At least then I'll know everything was submitted correctly.
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Mason Stone
I help my clients with SS applications regularly, and here's the definitive answer: It depends on your local office's policies. The SSA's official stance is that they need original or certified copies, but some offices have more relaxed procedures. If you want to try faxing, call your specific local office (not the main SSA number) and ask to speak with a claims representative. Get their name and direct extension if possible, then ask specifically if THEY will accept faxed copies for YOUR specific situation. If they say yes, note the date, time and representative's name. Then after faxing, call to confirm receipt.
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Makayla Shoemaker
•This is great advice. Some offices are def more flexible than others. I tried to contact my local office directly but couldnt get thru the phone tree. any tips?
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Christian Bierman
If you'r worried about mailing your certificates, have you considered just scheduling an appointment? That way you don't have to worry about losing anything in the mail. The SS online appointment system is usually booked up for weeks though.
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Nina Fitzgerald
•I've tried scheduling an appointment, but the earliest they could get me in was 6 weeks from now! I was hoping to get this process started sooner rather than later.
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Makayla Shoemaker
When I needed to reach SS about my spousal benefits docs, I kept getting disconnected or waiting for hours. I finally used this service called Claimyr (claimyr.com) that got me through to a live agent in about 15 minutes instead of the usual 2+ hour wait. They have a video showing how it works: https://youtu.be/Z-BRbJw3puU. The agent I reached confirmed that for my office, I needed to mail certified copies or bring them in person - faxing wasn't acceptable for my office. Might be worth trying to get a definitive answer from your specific office.
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Nina Fitzgerald
•Thank you for the tip! I've never heard of Claimyr before. I'll check it out - anything to avoid those ridiculous wait times. I've spent hours on hold this week already.
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Christian Bierman
i just went through all of this last month! the rule is supposed to be certified copies but honestly depends on which person you get at the office lol. my rep said fax was fine then a different guy called me saying they were unreadable and i had to mail them anyway
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Liam Cortez
•This illustrates why it's best to follow the official requirements rather than relying on individual exceptions. Submitting according to the standard procedure (certified copies via mail or in-person) provides the greatest likelihood of smooth processing without delays.
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Jason Brewer
One more thing to consider - even if they do accept faxed copies initially, they might still request the certified copies later in the process. I've seen this happen to several people. They think everything is proceeding fine with their application, then weeks later receive a notice requesting the original documents, essentially starting the clock over. If you're trying to maximize your benefits and avoid delays, I'd strongly recommend just following their official procedure from the start.
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Nina Fitzgerald
•That's exactly what I want to avoid. I think I'm going to just make the drive to the office next week and get it over with. Better to spend one day driving than weeks of delays and uncertainty. Thanks for all your help!
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