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I'm in a similar situation and this thread has been super helpful! Just wanted to add that when I called TWC yesterday, they told me to make sure I have my last day of work documented clearly - apparently they need to know the exact date you went from "temporary disaster-related work loss" to "permanent layoff" for their records. The agent also mentioned that if you worked any hours during your DUA period (like cleanup work or temporary shifts), you need to report those too when filing your regular UI claim. It can affect your base period calculation. Also heads up - they're apparently pretty backed up right now with Beryl-related claims so expect longer processing times than usual. Stay strong everyone, we'll get through this!
Just went through this exact situation two weeks ago! Hurricane Beryl damaged my workplace and I was on DUA, then got permanently laid off when they decided not to rebuild. Here's what I learned: 1. You MUST file a completely new regular UI claim - they don't transfer automatically 2. File ASAP even if you're still getting DUA payments - you can keep collecting DUA until your regular UI gets approved 3. Your benefit amount will likely be different since regular UI uses your actual wage history vs DUA's set amounts 4. Make sure you have documentation of your permanent layoff (email, letter, etc.) - they'll want proof of why you're switching from disaster to regular benefits One thing that surprised me: my regular UI amount was actually $150/week MORE than my DUA payments since I had good earnings history. The transition took about 2 weeks and there was no gap in payments as long as I kept requesting my DUA benefits until the regular UI kicked in. The work search requirement for regular UI is annoying compared to DUA, but honestly just document everything you're already doing - applying online, networking, etc. You've got this! The TWC system is confusing but once you get the ball rolling it works out.
Based on your comments about having worked some small jobs since your last claim, I'd recommend filing a new initial claim immediately. Bring all documentation of those jobs - even if they were short-term. TWC will calculate if you've earned enough in your base period to qualify. Regarding your housing situation, contact your county's Health and Human Services department. Many counties have emergency housing assistance, especially if you're actively looking for work. As for your former employer, while they don't have to rehire you, if you believe their refusal is based on retaliation for filing unemployment or based on a protected characteristic (race, gender, age, disability, etc.), you might have grounds for a discrimination complaint. The Texas Workforce Commission's Civil Rights Division handles these types of complaints.
I went through something similar last year and it's really tough. One thing that helped me was applying for emergency rental assistance through 211 (just dial 2-1-1). They connected me with local programs that could help with hotel costs while I got back on my feet. Also, when you file that new claim, make sure to mention you're experiencing homelessness - TWC sometimes has expedited processing for people in crisis situations. Don't give up! It took me about 2 months to get everything sorted out but I eventually found something better than my old job anyway. Hang in there and keep us posted on how the new claim goes!
Thank you for sharing your experience! I'm definitely going to call 211 today - I had no idea they could help with hotel costs. That's exactly what I need right now. I'll also make sure to mention the homelessness situation when I file my new claim. It's encouraging to hear that you found something better after going through this mess. Really appreciate the hope and practical advice!
Just wanted to add one more thing that might help - if you do end up having to wait longer than expected for the EB determination, you can apply for emergency SNAP benefits while you're between programs. A lot of people don't realize that losing unemployment benefits actually qualifies you for expedited SNAP processing (usually within 3 days). Also, I noticed you mentioned medical billing - have you considered looking into medical coding positions? It's related to what you already do but often pays better, and many employers will train experienced billing specialists in coding. The AAPC (American Academy of Professional Coders) has free webinars and study materials. Even if you don't get certified right away, just showing familiarity with coding on your resume can open up more opportunities. Keep your head up - the fact that you're being so proactive and organized about this whole situation shows you're going to land on your feet!
Thank you for the SNAP tip - I honestly hadn't thought about that at all! I've been so focused on the unemployment side that I completely overlooked other assistance programs I might qualify for during this transition. That could really help with groceries while I'm waiting to hear about EB. The medical coding suggestion is brilliant too. I've always been curious about coding but thought I'd need to start completely over with training. Knowing that my billing experience could actually be an advantage is really encouraging. I'm going to check out those AAPC resources this weekend - even if I don't pursue certification right away, having some coding knowledge on my resume could definitely make me more competitive. Thanks for the encouragement and for thinking of practical solutions I hadn't considered. This whole thread has been such a lifesaver - I went from complete panic to having a real action plan!
I'm going through the exact same thing right now! My benefits just exhausted last week and I was completely panicking until I found this thread. Reading everyone's experiences has been so helpful - especially knowing that the EB determination is usually automatic and takes about 7-14 days. I wanted to add something I discovered that might help others: if you're really struggling to get through to TWC by phone, some local libraries have career counselors who are familiar with the unemployment system and can help you understand your options. My local branch has a "job seeker support" program that I didn't even know existed. Also, for anyone worried about medical billing opportunities - I've been seeing more remote positions lately, especially with smaller practices that outsource their billing. Don't overlook the smaller medical billing companies - they often have less competition than the big hospital systems. Thanks to everyone who shared their experiences here. It really helps to know we're not alone in this process!
I went through this exact same situation with TWC about 8 months ago when my retail job cut hours to basically nothing. Here's what I learned the hard way: Your first payment will definitely only cover ONE week because of the waiting week policy. Even though you'll certify for two weeks on Dec 10th, you won't get paid for that first week until much later in your claim (after you've collected benefits equal to 3x your weekly amount). One thing I wish someone had told me - the payment processing can sometimes take longer than the estimated date, especially around holidays. Don't panic if the Dec 18th deposit doesn't hit exactly on time. Mine was delayed by 2 days during Thanksgiving week. Also, start keeping a spreadsheet of ALL work search activities now. I used a simple Google Sheet with columns for date, company name, position applied for, and method (online, in person, etc.). TWC can audit you at any time and they want very specific documentation. Better to be over-prepared than scramble later! The uncertainty is really stressful but you're doing the right thing by planning ahead. Hang in there!
This is really helpful advice, thank you! The spreadsheet idea is great - I'll have my husband start one today. It's good to know about potential delays around holidays too, so we won't panic if it's a day or two late. The waiting and uncertainty is definitely the hardest part when you're already stressed about money. Really appreciate you sharing your experience!
Just want to add one more thing that might help with your planning - when you do get that first payment (likely around $300-500 depending on his previous wages), remember that unemployment benefits ARE taxable income. TWC doesn't automatically withhold taxes unless you specifically request it when filing your claim. You can have 10% federal taxes withheld from future payments by logging into your TWC account and updating your tax withholding preference. This might be worth considering so you don't get hit with a big tax bill next April. I learned this the hard way my first time on unemployment! Also, if your husband was in construction, he might want to check with his former employer about whether they're planning to call workers back after the holidays. Some construction companies do temporary layoffs during slow winter months and rehire in spring. If there's a chance of recall, make sure he reports that possibility to TWC - it could affect his work search requirements. Hope this helps and that things get better for your family soon!
Nia Davis
Just wanted to add that you should also keep track of exactly when your last teacher paycheck comes through - sometimes districts have slight variations in their final payment dates. Once that last check clears, make sure to note it because that's when you can expect to start receiving your full unemployment benefits (assuming you're still unemployed and eligible). Also, since you mentioned relocating within Texas, you might want to update your address with TWC once you move to avoid any mail delivery issues with important correspondence about your claim.
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Isaac Wright
•That's really good advice about tracking the exact date of the last paycheck! I hadn't thought about potential variations in when districts send out their final payments. I'll make sure to keep detailed records of when each check comes through so I know exactly when to expect my full benefits to kick in. And yes, I'll definitely update my address with TWC once we move - don't want to miss any important notices. Thanks for thinking of those details!
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Harmony Love
One more thing to keep in mind - make sure you're reporting your teacher salary on the correct weeks when you do your payment requests. TWC asks for earnings for the specific week being requested, so if you get paid every two weeks or monthly, you'll need to figure out which week(s) that paycheck covers. For example, if you get paid on the 15th for work periods that span multiple weeks, you'd report that income for the weeks it actually covers, not just the week you received the payment. This can get a bit tricky with teacher pay schedules, so keep good records of your pay stubs to make sure you're reporting accurately.
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Tasia Synder
•This is such an important point about timing! As someone new to unemployment claims, I was wondering about this exact issue. So if I understand correctly, if my district pays me monthly on the 30th for the entire previous month, I would need to divide that payment across the weeks it covers rather than reporting it all in the week I received it? That seems like it could get pretty complicated to calculate, especially since teacher contracts can have weird pay periods. Do you happen to know if TWC has any specific guidance on how to break down monthly payments across weekly reporting periods?
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