Working in PA but living in WV - Where do I file for PA UC benefits?
Hey everyone, I'm in a bit of a confusing situation with my unemployment claim. I live in West Virginia but my employer is based in Pennsylvania. Over the last 3 years, I've worked in multiple states (PA, WV, and OH) as part of my job duties. Now that I've been laid off, I'm totally confused about WHERE I should be filing for unemployment benefits. Do I file in PA where my company's headquarters are located? Or should I file in WV since that's where I actually live? Does it matter that I worked across three different states? I tried calling the PA UC number but got the endless busy signal. The WV unemployment office told me something about 'interstate claims' but honestly I'm more confused now than before I called them. If anyone has dealt with a similar multi-state situation, I'd really appreciate some guidance!
28 comments


Mateo Perez
You should file in the state where you physically worked the most. If most of your work was performed in PA, then file with PA unemployment. If your work was fairly evenly split between states, file where you live (WV). This is because unemployment insurance taxes are paid to the state where the work is performed, not necessarily where the employer is headquartered.
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Nia Davis
•Thanks for the quick response! I'm trying to figure out which state I worked in most. My time was probably split about 50% PA, 30% WV, and 20% OH if I had to estimate. So it sounds like I should go with PA since that's where I worked the most hours?
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Aisha Rahman
i had this same issue last year. i live in ohio but worked in PA. ended up filing in PA because thats where my employer paid the unemployment taxes. the first state rejected me anyway and told me to apply in PA
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CosmicCrusader
•This is partially correct but also potentially misleading. Multi-state employment can be complicated. The correct approach is to file in the state where you physically performed most of your work. Then if needed, that state will coordinate with other states through something called a "combined wage claim" to ensure you receive the full benefits you're entitled to based on all your employment.
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Ethan Brown
This is called a multi-state or interstate claim situation. Here's what you need to know: 1. You should file in Pennsylvania if that's where you performed the majority of your work, regardless of where you live or where your employer is headquartered. 2. When you file with PA, you'll need to report ALL your work in all states during the base year. 3. PA will then determine if you qualify for a PA claim. If not, they may suggest filing in another state. 4. If you qualify in multiple states, file in the one that offers the best benefit amount (usually PA has better benefits than WV). The process is called a "combined wage claim" and is designed specifically for workers who cross state lines. Hope this helps!
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Nia Davis
•This makes a lot of sense, thank you! I did work more in PA than any other single state, so I'll file there. Do you know if I need to provide any special documentation about my work in the other states when I file my PA claim?
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Yuki Yamamoto
Just file in both states!!! Thats what my cousin did and he got benefits from PA AND WV lol
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Ethan Brown
•NO. Do NOT do this. Filing in multiple states simultaneously for the same period of unemployment is considered fraud and can result in penalties, having to repay benefits with interest, and even criminal charges. Interstate claims exist specifically to handle multi-state work situations legally.
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Carmen Ortiz
I had a nightmare trying to reach PA UC when I had a similar situation last year. After spending literally WEEKS trying to get through on the phone, I found this service called Claimyr that actually got me through to a PA UC rep in about 20 minutes. It's the only thing that worked after countless busy signals and disconnects. They have a video showing how it works here: https://youtu.be/CEPETxZdo9E?si=WL1ZzVZWG3KiHrg2 Definitely worth checking out their website (claimyr.com) if you need to talk to someone at PA UC about your multi-state situation. Interstate claims can get messed up if filed incorrectly, so you'll want to speak directly with PA UC to make sure it's done right.
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Andre Rousseau
•does that thing actually work? sounds too good to be true considering how impossible it is to reach anyone at PA unemployment
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Nia Davis
UPDATE: Thanks everyone for the advice! I decided to file with PA since that's where I worked the most hours. The application asked for my employment history from all states, so I included everything. I also managed to speak with someone at PA UC (finally!) who confirmed I'm doing the right thing. They said they'll look at all my wages from all three states when calculating my benefit amount. They did mention that if I had filed in WV first, they probably would have directed me to PA anyway since that's where most of my work was performed. So for anyone else in a similar situation - file where you physically worked the most!
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Ethan Brown
•Great update! Glad you got it sorted out. Just one more tip: make sure to keep detailed records of all your communications with the unemployment office, especially for an interstate claim like yours. These claims can sometimes take longer to process or have unexpected issues come up. Best of luck with everything!
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CosmicCrusader
Just to add some additional context that might help others with multi-state employment: 1. The technical term is "liable state" - this is the state where your employer paid unemployment taxes for you. 2. PA follows the "localization of work" doctrine to determine where taxes should be paid: - Where you physically work (majority of time) - If that's unclear, where your base of operations is - If that's unclear, where direction/control comes from - If still unclear, where you live 3. For remote workers, rules can be different - generally taxes go to the state where you physically perform the work, regardless of where the company is located. 4. Your benefit rate will be calculated based on the rules of the state where you file, using wages from all states where you worked during the base year.
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Aisha Rahman
•this is super helpful. wish the uc website explained it this clearly!!
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Andre Rousseau
My brothers friend works for the unemployment office and he says their all so backed up with claims theyre just approving everything without checking too much lol so you could probly get away with filing in both states but i wouldnt recommend it
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Mateo Perez
•This is absolutely terrible advice and completely false. PA UC and other state unemployment offices use sophisticated cross-matching systems that automatically detect if someone is claiming benefits in multiple states. They also regularly share data for exactly this purpose. Filing in multiple states is fraud, plain and simple. The penalties can include having to repay all benefits with interest and potential criminal charges. Please don't spread misinformation that could get people in serious legal trouble.
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Luca Ferrari
As someone who's been through a similar multi-state situation, I wanted to share my experience to help others. I worked in PA and NJ while living in DE, and like you, I was completely confused about where to file. Here's what I learned through trial and error: 1. The key factor is where you physically performed the majority of your work hours - not where your employer is headquartered or where you live. 2. When you file in PA (which sounds right for your situation), make sure you have documentation ready for ALL your employment in all three states during your base period. This includes pay stubs, W-2s, and any 1099s. 3. PA will coordinate with WV and OH automatically through the interstate claims process - you don't need to contact those states separately. 4. One thing that caught me off guard: the processing time can be longer for interstate claims because they have to verify wages with multiple states. In my case, it took about 3 weeks longer than a typical claim. 5. Your benefit amount will be calculated using PA's benefit formula but will include wages from all three states, which actually worked out better for me than filing in just one state. The good news is once PA accepts your claim, they handle all the coordination behind the scenes. Just be patient with the process and keep detailed records of everything!
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AstroAdventurer
•This is incredibly helpful, thank you for sharing your experience! The timeline information is especially useful - I was wondering why my claim seemed to be taking longer than expected. It's good to know that 3 extra weeks is normal for interstate claims. Did you run into any issues with documentation from the different states, or was providing pay stubs and W-2s sufficient for PA to verify everything?
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Carlos Mendoza
•Thanks for sharing such detailed info about the interstate claims process! I'm actually dealing with a similar situation right now - working across PA, MD, and VA. Quick question: when you mentioned having documentation ready for all three states, did PA actually ask you to upload or mail in copies of everything, or did they just need the employer information to verify wages electronically? I'm trying to get organized before I file and want to make sure I have everything ready to avoid delays.
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Zara Shah
I just went through this exact same situation a few months ago! I was living in Maryland but working primarily in PA with some work in Delaware. Here's what I wish I had known from the start: File in PA since that's where you worked the majority of your hours (50% is definitely the majority). When you complete the PA application, there's a specific section where you'll list ALL your employers from the past 18 months, including the ones in WV and OH. PA will automatically request wage information from those states - you don't need to do anything extra. One heads up: they may ask you to provide a "work location verification" letter from your employer stating where you physically performed your work duties. My HR department was able to provide this pretty easily, but it's good to know in advance in case PA requests it. Also, don't stress too much about the exact percentages of where you worked. As long as PA was clearly the primary location (which 50% definitely qualifies), you're filing in the right place. The interstate wage combining process is pretty streamlined once you get the initial claim started. Good luck with everything - interstate claims take a bit longer but the extra wages from all three states usually result in higher benefits!
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Isabella Ferreira
•This is really reassuring to hear from someone who just went through the process! I hadn't thought about the work location verification letter - that's a great tip. Did your employer provide that right away or did you have to explain what it was for? I'm wondering if I should reach out to my HR department proactively to get that documentation ready before PA potentially asks for it. Also, when you say the benefits were higher due to wages from all states, was that a significant difference compared to what you would have gotten filing in just Maryland?
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Aisha Abdullah
I'm dealing with a very similar situation right now - living in one state but working primarily in PA with some work in other states too. Reading through all these responses has been incredibly helpful! One thing I wanted to add that I learned from my research: if you're still unsure about which state to file in, you can actually call the Interstate Benefits Unit directly. PA has a specific department that handles these multi-state situations, and they can give you guidance before you file. The number is different from the regular UC line and supposedly has shorter wait times. Also, for anyone else reading this thread who might be in a similar boat - make sure you understand your "base period" before filing. The base period is the first 4 of the last 5 completed calendar quarters before you file your claim. So if you're filing now in March 2025, your base period would be October 2023 through September 2024. All the wages you earned in ALL states during that specific timeframe will be considered. The multi-state employment rules can definitely seem overwhelming at first, but once you understand the basic principle (file where you worked most), it becomes much clearer. Thanks to everyone who shared their experiences - it's really helping those of us navigating this process!
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Yuki Kobayashi
•Thanks for mentioning the Interstate Benefits Unit! I had no idea PA had a separate number for multi-state claims - that could have saved me hours of trying to get through on the main line. Do you happen to have that direct number, or know where to find it? I'm sure other people in similar situations would find that really helpful too. The base period explanation is also super clear - I think a lot of people get confused about exactly which time frame counts for their claim.
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Anastasia Romanov
This thread has been incredibly helpful for understanding multi-state unemployment situations! I'm currently in a similar position - working remotely for a Pennsylvania company while living in Ohio, with occasional travel to their offices in different states. One thing I haven't seen mentioned yet is how remote work specifically affects these determinations. Since COVID, a lot more people are working remotely across state lines, and the rules can be a bit different than traditional multi-state employment. For remote workers, the general rule is that unemployment taxes are paid to the state where you physically perform the work (usually your home state), even if your employer is based elsewhere. However, some companies still pay unemployment taxes to their home state regardless of where remote employees live. I'd recommend checking with your HR department or payroll to confirm which state your employer was paying unemployment taxes to - that information should be on your pay stubs or W-2. Also, for anyone still struggling to get through to PA UC, I've found that calling right at 8:00 AM when they open tends to have the best success rate. The lines get jammed pretty quickly after that. Tuesday through Thursday seem to be the least busy days in my experience. Thanks again to everyone who shared their experiences - it really helps to hear from people who've actually been through this process!
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Ryder Greene
•Great point about remote work! I'm actually in a remote situation too and it's definitely more complicated than traditional multi-state employment. You're absolutely right that checking which state your employer pays unemployment taxes to is crucial - I found that information on my most recent pay stub under the state tax withholdings section. Thanks for the tip about calling at 8 AM sharp - I'll definitely try that if I need to reach PA UC again. It's frustrating how hard it is to get through, but knowing the best times to call makes a huge difference. The Tuesday-Thursday advice is really helpful too!
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Yara Khalil
I'm going through something very similar right now! I live in Ohio but work for a company based in Pennsylvania, with some travel to West Virginia for client meetings. This thread has been a goldmine of information. One thing I wanted to add that helped me understand my situation better: I called my company's payroll department and asked them to clarify which state they've been paying unemployment insurance taxes to for my position. It turned out they were paying to PA even though I work remotely from Ohio, because that's where their payroll is processed. This made it clear that I should file in PA. For anyone else reading this, I'd definitely recommend making that call to your payroll/HR department before filing. They can usually tell you right away which state your unemployment taxes were paid to, and having that information makes the decision much clearer. Some companies pay to the employee's home state, others pay to their own state - it really varies by company policy. Also, I've been keeping a detailed log of all my work locations and hours over the past year, just in case PA asks for verification. It sounds like overkill, but after reading about some of the documentation requests people have mentioned here, I'd rather be over-prepared than caught off guard!
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James Maki
•This is such a smart approach! Calling payroll to confirm which state they're paying unemployment taxes to is definitely the most reliable way to figure out where to file. I wish I had thought of that earlier in my process - would have saved me a lot of confusion and research time. Your point about keeping a detailed work location log is really good too. I've seen other people mention having to provide work verification letters or other documentation, so being proactive about tracking that information makes total sense. Better to have it ready and not need it than to scramble trying to reconstruct months of work locations if they ask for it later. Thanks for sharing your experience - it's really helpful to hear how different companies handle the unemployment tax payments for remote workers!
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Aisha Abdullah
This has been such a comprehensive discussion! As someone who recently navigated a similar multi-state situation, I wanted to add a few practical tips that might help others: 1. **Document everything from day one** - I created a simple spreadsheet tracking all my communications with unemployment offices, including dates, times, reference numbers, and what was discussed. This was invaluable when I had to follow up later. 2. **Be prepared for the "monetary determination" to take longer** - Interstate claims require wage verification from multiple states, so your monetary determination (the document showing your benefit amount) can take 2-4 weeks longer than usual. Don't panic if it seems delayed! 3. **Check your state's reciprocity agreements** - Some states have special agreements that can streamline the process. PA has agreements with several neighboring states that can make wage verification faster. 4. **Save copies of EVERYTHING** - Your application, any correspondence, wage records from all states. I learned this the hard way when PA asked me to resubmit something I thought they already had. The interstate claims process is definitely more complex than single-state claims, but the good news is that once it's set up correctly, the weekly certification process is the same as any other claim. Hang in there - it's worth the extra effort to make sure you get all the benefits you're entitled to!
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