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Wells Fargo customer here too and ran into this exact same nightmare! What worked for me was actually going INTO a Wells Fargo branch and having them call their fraud department while I was there. The branch manager was able to speak directly to someone in fraud prevention and get a permanent note added to my account specifically allowing PA UC deposits. It took about 45 minutes total, but after that my direct deposit worked perfectly. The key was having the branch employee make the call - when I called myself from home, I kept getting transferred around and nobody could actually make the account changes I needed. If you have a Wells Fargo branch nearby, definitely try this before switching to the Money Network card. Though honestly, having both options available isn't a bad backup plan given how unreliable this whole system seems to be!
That's brilliant advice about going to the branch in person! I never would have thought of that approach. Having the branch manager actually call the fraud department while you're there is so much smarter than trying to navigate their phone system solo. I'm definitely going to try this if my Money Network card doesn't work out or if I need direct deposit set up again in the future. Thanks for sharing what actually worked - it gives me hope that there might be a permanent solution to this Wells Fargo/PA UC compatibility mess!
I'm dealing with this exact same issue right now! Wells Fargo customer for 8 years and PA UC keeps rejecting my direct deposit setup. It's so frustrating because like you said, all my information is correct and matches perfectly. I've been getting paper checks for the past month and honestly the weekly bank trips are getting old fast. Reading through these comments though, it sounds like there are actually several potential solutions I hadn't considered. I'm definitely going to try the in-branch approach that Layla mentioned - having the branch manager call fraud prevention while I'm there sounds way more effective than me trying to navigate their phone maze. If that doesn't work, I'll probably go with the Money Network card option. Seems like most people here had success with that route. It's ridiculous that this is such a widespread problem between Wells Fargo and PA UC though. You'd think they would have worked out these compatibility issues by now given how many people this affects! Thanks for posting about this - at least now I know I'm not alone and there are actual solutions to try.
does anyone know if the 10% they take out is enough? i had it set up from the beginning but im worried its still not going to cover what i owe next year
UPDATE: I followed the advice to go through the Claim Information section and found the checkbox! It was actually under 'Financial Determination' and then 'Payment Options' on my screen (the UI must have changed recently). Just wanted to update in case anyone else is looking for it. Fingers crossed it takes effect with my next payment!
Smart tip about the screenshot! I just went back and grabbed one showing my change was submitted. Really hoping this works because I calculated roughly what I might owe and it's going to be a lot without any withholding. Has anyone had success with the system actually processing the change once you find the right section?
Yes! I made the change about 6 weeks ago through that same section and it worked perfectly. My next payment after the change had the 10% federal tax withheld. Just make sure you don't see any error messages when you submit the change. If the system accepts it, you should get a confirmation screen. The change usually takes effect with the very next payment cycle, so you should know pretty quickly if it worked!
i work at the post office and we've been getting tons of these UC checks lately. they usually take 3-5 days from harrisburg to most places in PA if that helps
Just wanted to follow up on this - I went through the exact same thing about 6 months ago! The bank verification issue is so frustrating because they really don't warn you about it ahead of time. In my case, it took exactly 6 business days from when my portal showed "paid by check" to when I actually received it in the mail. Since yours shows payment date as yesterday, you'll probably see it by early next week. One tip: after you get your first check and deposit it, wait about a week then try updating your direct deposit info again through the portal. Sometimes the system needs that first successful payment to "reset" whatever flagged your bank account initially. Worked for me and I've been getting direct deposits ever since. Hang in there - the check should arrive soon!
Thanks for sharing your experience! It's reassuring to hear from someone who went through the exact same thing. 6 business days sounds pretty reasonable, and I'll definitely try the direct deposit reset trick after my first check clears. It's crazy how they don't explain any of this upfront - you'd think they'd at least mention the bank verification process when you're setting up your claim initially!
So does anyone know if theres a way to predict which day itll come? I need to pay my car loan next week and was hoping to time it right
I've been tracking my payments for about 6 months now and noticed a few patterns that might help others predict timing better. Tuesday payments seem more common during weeks with federal holidays (even if PA state offices are open), lower unemployment claim volume in summer months, and oddly enough, weeks when there's scheduled system maintenance over the weekend. Wednesday payments are more typical during high-volume periods like after holidays when everyone files at once, or during winter months when more people are claiming benefits. I started keeping a simple spreadsheet and it's helped me plan better - not perfect but gives me a better guess than just hoping!
Derek Olson
Glad to hear your card finally arrived! For anyone else still waiting, I had a similar experience last month - took exactly 10 business days for mine to show up. One thing that helped me was creating an account on the Money Network website (moneynets.com) even before I got my physical card. You can track your card status there and see if it's been shipped. Just need your SSN and some basic info from your UC claim. Also, once you do get the card, make sure to activate it right away and set up online access - makes checking your balance and transaction history much easier than calling every time.
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Connor Byrne
•This is super helpful info! I didn't know you could track the card on the Money Network website before getting it. That would have saved me so much anxiety during my wait. The online account setup tip is great too - I was definitely planning to just call every time I needed to check my balance. Thanks for sharing your experience!
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Mateo Silva
Another tip for anyone waiting - if you have the Money Network mobile app, you can actually use your phone to make contactless payments at stores even before your physical card arrives! Just download the app, create your account with your card details (they'll email you the card number once it's issued), and add it to your phone's digital wallet. Saved me during those last few days of waiting when I needed groceries. The app also lets you find free ATMs in your area which is super helpful since Money Network has partnerships with certain banks and credit unions for fee-free withdrawals.
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Freya Christensen
•Wow, I had no idea you could use the mobile app for contactless payments before getting the physical card! That's a game changer. I'm still waiting for my card (day 6) and was stressing about running out of cash for groceries. Definitely downloading the app now. Do you know if all stores accept the contactless payments or just certain ones?
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