I've been using Credit Karma for about 2 years now for various direct deposits (work, tax refunds, etc.) and it's been solid. That said, after reading through all these responses, I'm definitely leaning toward using my traditional bank account for UC instead. It sounds like while Credit Karma/MVB Bank might technically work, the risk of delays just isn't worth it when you're depending on those unemployment payments. I had a friend who used Varo (another online bank) for her UC claim and ended up having to switch to paper checks after the direct deposit failed twice - took her almost a month longer to get her money. The advice about having a backup account ready is spot on. Even if you want to try Credit Karma first, definitely have those traditional bank account details handy in case you need to make a quick switch. Better to be overprepared than dealing with payment delays when you really need the funds!

I actually had a similar dilemma when I was setting up my unemployment benefits earlier this year. I ended up going with my regular Chase account instead of my Credit Karma account, and I'm so glad I did after reading about everyone's experiences here. What really helped me make the decision was thinking about it this way: unemployment benefits are literally a lifeline when you need them most. The last thing you want is ANY chance of delays or complications with getting those payments. Sure, Credit Karma might work fine, but even if there's just a 10% chance of issues, that's not a risk worth taking when you're depending on that money for rent and groceries. I'd definitely echo what others have said - use a traditional bank account if you have one available. The peace of mind alone is worth it. And if you don't have a traditional bank account, it might be worth opening a basic checking account just for this purpose. Most major banks have free options that would work perfectly for UC direct deposit.

Great job being proactive about getting the documentation! One thing that really helped me when I went through a similar situation was keeping a detailed timeline of events. Write down exactly when you started the job, when your back problems began/worsened, any conversations you had with supervisors about your condition, and when you made the decision to quit. Having those specific dates and details ready for your fact-finding interview will show you're organized and credible. Also, if you have any text messages or emails related to your back pain or job struggles during those two weeks, screenshot them as additional evidence. The more documentation you can provide, the stronger your case will be.

Just wanted to add that when you get your doctor's note, make sure it includes specific language about your inability to perform "heavy lifting," "repetitive bending," or whatever specific physical demands were required at the warehouse job. PA UC looks for clear connections between your medical limitations and the job requirements you couldn't meet. Also, if your doctor can reference your pre-existing back injury and how the warehouse work aggravated it, that strengthens your case that this wasn't a new condition you were trying to use as an excuse. I've seen cases where people got approved even without getting the doctor's note before quitting, as long as they could prove the medical condition existed and made the job impossible to continue. Stay positive and keep fighting for what you're entitled to!

I've been dealing with the same inconsistent timing for about 6 months now. What I've found is that the Tuesday deposits usually happen when there's been some kind of processing delay earlier in the week - could be system maintenance, high volume, or like others mentioned, holiday schedules. I started keeping a little spreadsheet tracking when I file my weekly cert vs when the deposit hits, and there does seem to be some correlation between filing really early Sunday morning (like before 8am) and getting those Tuesday evening deposits. Not 100% reliable but maybe worth trying if you want to increase your odds of getting paid a day early. The timing within the deposit day is still all over the place for me too - anywhere from midnight to 5am like you said. I think we're just at the mercy of whatever batch processing queue we end up in that week.

I've been on PA UC for about 2 months now and seeing all these responses makes me feel so much better! I thought something was wrong with my account because my deposits have been all over the place timing-wise. Mine typically comes Wednesday morning around 1-3am, but I've had it hit as early as Tuesday at 10pm and as late as Thursday morning (that was during a holiday week). The inconsistency was really stressing me out because I'm used to regular paychecks that always hit at the same time. I'm definitely going to try filing my weekly certification early Sunday morning like some of you suggested. And the text alert tip is genius - I've been obsessively checking the Money Network app multiple times a day which is not good for my anxiety. Thanks everyone for sharing your experiences. It's reassuring to know this is just how the system works and I'm not doing anything wrong!

I'm having this EXACT same issue right now! My payment has been showing "issued" for 8 days and absolutely nothing in my Chime account. I've been panicking thinking something went wrong, but after reading through all these comments it's clear that PA's system just doesn't work with online banks like Chime. It's honestly outrageous that they don't send ANY notification when they switch you from direct deposit to sending a card - I've been refreshing my bank account constantly! I'm definitely going to call Money Network tomorrow to see if there's a card coming my way. This whole system is such a nightmare but at least now I know I'm not alone in this mess. Thanks to everyone who shared their experiences - this thread has been way more helpful than anything I could find on the official PA UC website!

This is such a widespread issue and it's crazy that PA UC hasn't fixed this yet! I'm dealing with something similar right now - my payment has been "issued" for 3 days to my Chime account with nothing showing up. After reading everyone's experiences here, it sounds like the direct deposit probably failed and they're automatically sending a Money Network card without telling me. It's so frustrating that their system can't handle online banks properly in 2025! I'm going to call Money Network first thing Monday morning to see if there's a card being sent my way. Thanks to everyone for sharing your stories - this thread has been incredibly helpful and reassuring that I'm not the only one dealing with this mess!

I'm dealing with almost the exact same situation right now! Filed for UC with two employers - one approved, one denied, and now I'm stuck with that dreaded "Results Issue Found" status. It's been 12 days so far and I'm losing my mind waiting. From what I've gathered reading through this thread and other forums, the key things seem to be: 1. Keep filing those weekly claims no matter what 2. Document EVERYTHING 3. Be patient (easier said than done!) Your Job B situation honestly sounds like a slam dunk case for eligibility - you gave proper notice and they cut it short in a hostile way. Those text messages are going to be your golden ticket. I'm bookmarking this thread to follow your updates. We're all in this mess together! Hoping we both get some good news soon 🤞

I'm so sorry you're going through this stress! I went through something very similar last year with multiple employers and that "Results Issue Found" status. The waiting is absolutely brutal when you're worried about rent. From my experience, you definitely want to keep filing your weekly claims while this is pending - that's super important for getting backpay once it's resolved. The system evaluates each employer separately, so even if Job B's denial stands, you should still be able to get benefits based on Job A's wages. Your Job B situation actually sounds pretty strong for eligibility - being told to leave immediately after giving proper notice is usually considered involuntary termination. Those text messages are going to be huge in your favor during the review process. I know everyone's timeline is different, but mine took about 3 weeks to resolve and I ended up getting approved for both employers. The examiner called me for a brief interview where I explained what happened, and having documentation made all the difference. Hang in there - most of these cases do work out when you have clear evidence like you do!