Lost OKDHS EBT card: How long for replacement? Advice needed for fraud prevention and payments

lol welcome to the club 🤣 lost mine last month. took about a week to get a new one. just use it as an excuse to be broke for a bit 😂

To address your concerns about fraud and making payments while you wait for a replacement, you can take a few steps to protect yourself. Immediately report your lost card to your bank to ensure it's cancelled and a new one is issued. Most banks offer expedited shipping for a replacement card, sometimes for a small fee. In the meantime, review your recent transactions for any unauthorized charges and inform your bank of them. Updating any automatic payments linked to your lost card is crucial to avoid missed payments. Additionally, consider using mobile payment apps or virtual cards as a temporary solution. These can be set up to directly link to your bank account or other financial services. Keep track of your credit report over the next few months to identify any signs of fraud early. If contacting your bank has been challenging, tools like Claimyr can help expedite the process by managing the hold time for you. Though it's a paid service, it can save you the frustration of long wait times. However, remember that ultimately, banks are equipped to handle such situations, and most have a zero liability policy for fraudulent charges.

Protip: Take a pic of the front and back of your card (obvs block out the security code) and store it securely. Makes it way easier to update autopayments when this happens.

Hey, I found a method to get someone on the phone fast. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Check out this video for more info: https://youtu.be/t439IQdM0yQ

Quick question - did you have any virtual card numbers set up? Some banks offer those for online shopping. Might be a good backup if you did!

Am I the only one who thinks its crazy we still rely on little plastic cards in 2023? Like, there's gotta be a better way, right? 🤔

Dude, chill. It's not the end of the world. Just call the bank and theyll sort it out. In the meantime, use cash or mobile payments if you can. No biggie.

Has anyone else noticed how GARBAGE customer service is these days? I lost my card last year and was on hold for HOURS trying to report it. The system is broken, I swear.

Here's what you need to do: 1. Call your bank immediately to report the card lost 2. Check your recent transactions for any suspicious activity 3. Update any automatic payments linked to that card 4. Ask about expedited shipping for your new card 5. Consider setting up mobile payments as a backup 6. Keep an eye on your credit report for the next few months Remember, most banks have zero liability policies for fraud, so don't stress too much. Just act fast and stay vigilant!

Pro tip: Always keep a backup card at home for emergencies like this. Saved my butt more than once!

Ugh, been there done that. First things first, call your bank ASAP and report it lost. They'll cancel the card and start the process for a new one. Most banks can expedite it if you ask nicely (and maybe pay a small fee).