What happens to remaining NY unemployment benefit days when claim year expires?
I'm getting close to my Benefit Year Ending (BYE) date next month but I still have about 38 benefit days left. Does anyone know what happens to those remaining days? Do they just disappear when my BYE date hits? Can I file an extension to use them up? This is my first time on unemployment and I'm worried because I haven't found a job yet and really need those remaining benefits. The NY DOL website is confusing me - it says something about reapplying, but would I qualify for a new claim if I haven't worked since being on unemployment?
18 comments
Javier Torres
they just disappear. once your BYE hits thats it game over. you need to have worked during your benefit year to qualify for a new claim, something like earning 10x your weekly benefit amount. the system is designed to screw people who cant find work
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Natasha Volkova
•Seriously? That's so messed up. I've been applying everywhere but the job market in my field is terrible right now. What am I supposed to do if I can't find work by my BYE date? This is stressing me out.
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Emma Davis
The previous comment isn't entirely accurate. When you reach your BYE date, your current claim does end regardless of how many days you have left. However, you can file a new claim if you've worked and earned wages during your benefit year. You need to have worked in at least two calendar quarters and earned at least 10x your weekly benefit rate. If you haven't worked at all since starting unemployment, you unfortunately wouldn't qualify for a new regular UI claim. However, depending on economic conditions, there might be extension programs available. Currently in 2025, you should check if there are any active extension programs when you reach your BYE date. Either way, you'll need to reapply when you reach your BYE date even if you still have days remaining on your current claim.
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Natasha Volkova
•Thank you for the detailed explanation! I did work a part-time job for about 6 weeks during my benefit year, but I'm not sure if I earned enough to qualify. Do you know how I can check if I'd be eligible before my BYE date hits?
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Malik Johnson
Nope, they don't roll over. I had 52 days left when my BYE hit last year and they were gone. You HAVE to file a new claim when you hit your BYE date no matter how many days are left. The system will notify you when it's time to reapply. To be eligible for a new claim you need to have worked and earned at least 10x your weekly benefit rate during your benefit year in covered employment. So if your weekly benefit was $500, you need to have earned at least $5,000 in qualified employment.
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Isabella Ferreira
•EXACTLY what happened to me too! Had like 46 days left and POOF gone when BYE hit. Such a waste.
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Ravi Sharma
Is there any way to get an extension?? I'm in the same boat with 42 days left but my BYE is in 2 weeks and I'm FREAKING OUT. I have bills and rent and can't find a job. There has to be something we can do! Can we call and explain our situation?? Has anyone successfully got an extension beyond their BYE date??
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NebulaNomad
•The regular state UI program doesn't have extensions right now unless there's some special economic situation. Your best bet is to call and talk to an agent directly. When I needed to get through to someone last month, I used Claimyr (claimyr.com) and they got me connected to an agent in under 10 minutes when I'd been trying for days on my own. They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE - saved me so much frustration and the agent was actually able to help with my specific situation.
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Freya Thomsen
I've been through this twice now. Here's what you need to know: 1. Yes, unused days expire when you hit your BYE date - no exceptions to this rule 2. You MUST file a new claim when you hit your BYE date if you want to continue receiving benefits 3. To qualify for a new claim, you need to have worked during your benefit year and earned at least 10x your weekly benefit amount 4. If you don't qualify for a new claim, you unfortunately won't receive additional benefits unless there's a federal extension program active (which there currently isn't) If you've worked part-time, calculate if you've earned enough to qualify. Keep in mind only certain types of employment count - independent contractor work usually doesn't qualify for regular UI. And make sure to reapply IMMEDIATELY on your BYE date - don't wait or you could miss weeks of benefits if you do qualify.
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Natasha Volkova
•Thank you for breaking it down so clearly. I'll calculate what I earned during those 6 weeks of part-time work. My weekly benefit is $504, so sounds like I'd need to have earned at least $5,040 during my benefit year to qualify again. I'm not sure I hit that threshold during those 6 weeks.
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Isabella Ferreira
The whole system is RIGGED against people actually using their benefits. I had 37 days left when my BYE hit and they just VANISHED! Called for days and couldn't get a human. When I finally did they just said "sorry those benefits are gone" even though I EARNED THEM! This is why people get so frustrated with the system!!
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Omar Fawaz
•same thing happnd to me had like 48 days left and they all disappeared when BYE hit. tried calling 4 days straight couldnt get anyone.
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Natasha Volkova
Thanks everyone for the information. It seems pretty clear that I need to prepare for my benefits to end at my BYE date since I probably haven't earned enough at that part-time job to qualify for a new claim. This is really stressful - I wish they would let people use up their remaining benefit days regardless of the BYE date since we earned those benefits. Guess I'll need to step up my job search even more and maybe look at some jobs outside my field.
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Javier Torres
•yeah its total bs. they should let people use up all their days. if your struggling bad enough you might qualify for emergency assistance through HRA or food stamps at least until you find something. good luck
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Emma Davis
Make sure you still file the new claim even if you're unsure about qualifying! Sometimes people are surprised to find they do qualify. The system will evaluate your claim and tell you if you're eligible. If you don't file, you'll definitely get nothing. Also, keep certifying every week even during the transition period when your new claim is being processed. If your new claim is approved, you'll get backpaid for those weeks as long as you certified.
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Natasha Volkova
•That's a good point. I'll definitely file a new claim when I hit my BYE date and keep certifying. Even if it's a long shot, at least I'll know I tried everything possible. I appreciate everyone's help with this!
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Ravi Sharma
I'm in the exact same boat and tried calling UI for 3 days straight last week!!! The phone system is IMPOSSIBLE! Kept getting disconnected or told to call back later. Has anyone actually managed to talk to a real person about this issue? Did they offer any solutions??
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NebulaNomad
•I was in the same boat trying to get through about my missing backpay. What finally worked was using Claimyr - claimyr.com - they connected me to an agent quickly when I couldn't get through on my own. The agent confirmed that benefits don't continue past the BYE date regardless of remaining days, but they helped me understand exactly what I needed to qualify for a new claim and checked my specific earnings to see if I'd be eligible. Worth it to get a definitive answer for your situation.
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