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Sofia Peña

Is my NY unemployment bye date 9/5 the last day I can claim benefits or when I'm completely cut off?

I'm getting really confused about my benefit year ending date. My NY unemployment profile shows my BYE date is 9/5/2025. Does this mean I can still claim on exactly 9/5 but not after? Or does it mean 9/4 is actually my last day to claim? I don't want to miss out on that last week if I'm still eligible. Also, what happens if I still have a balance in my account when the bye date hits? Does the money just disappear? Sorry if this is a dumb question but the website explanation isn't very clear.

BYE date means Benefit Year End date, so 9/5 is the last day your claim is active. You cant claim after that day.

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So does that mean I CAN claim on 9/5 itself, or is 9/4 my last day to actually submit a claim? I want to make sure I don't miss out on any weeks I'm entitled to.

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Your BYE (Benefit Year End) date of 9/5/2025 is the last day your current benefit year is active. You can certify for the week ending 9/5, but you won't be able to claim for any weeks after that date. If you still have a balance in your account when your benefit year ends, unfortunately that money does go back into the general unemployment insurance fund - you don't get to keep claiming until your balance reaches zero. If you're still unemployed after your BYE date, you'll need to file a new claim to continue receiving benefits. The system will evaluate your eligibility for a new benefit year based on any work you've done during your current benefit year.

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Thank you for the clear explanation! So just to double check - the week ending 9/5 would be my final week, and I'd certify for that final week on the Sunday/Monday after 9/5, right? I want to make absolutely sure I don't miss out on claiming that last week.

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Dont overthink it, u just cant claim AFTER the bye date. So submit for that last week b4 it hits & ur good

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The thing is, I usually certify on Sundays for the previous week. If my BYE date is 9/5 (a Friday), would I still certify for that final week on Sunday 9/7? Or does the system lock me out completely after 9/5?

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Great question about the certification timing. The BYE date affects your eligibility period, not your certification period. So yes, you would certify on Sunday 9/7 for the week ending 9/5. The system understands this workflow and won't lock you out from claiming that final week. Just make sure you certify as soon as possible after that week ends.

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This isn't ALWAYS true though!!! When my BYE date hit last year the system completely locked me out and I couldn't certify for my final week. Had to call like 45 times to get through to someone who manually processed my last week. The NYSDOL phone system is IMPOSSIBLE to get through!!

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I had the same issue with getting locked out right at my BYE date last month. After wasting days trying to get through on the phone, I used Claimyr.com to connect with an agent. It got me through to a real person in about 20 minutes who was able to process my final week's payment. You can see how it works in their video demo: https://youtu.be/Rdqa1gKtxuE - it basically calls for you and holds your place in line. The agent told me this happens a lot with the system automatically locking people out at BYE dates even though you're supposed to be able to certify for that final week.

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Thank you for the tip! I'll definitely keep this in mind if I run into problems. I'm hoping the system works as intended for me, but it's good to know there's a backup option if I get locked out when trying to claim that last week.

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also jus so u kno - if ur still unemployed u can apply for a new claim rite after ur BYE date hits. doesnt mean ur done 4ever

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But don't you need to have worked and earned enough during your benefit year to qualify for a new claim? I remember reading something about needing to have earned at least 10x your weekly benefit rate during your benefit year to establish a new claim. So if the person hasn't worked at all since their original claim, they probably can't just open a new one.

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To clarify about continuing benefits after your BYE date: Yes, you need to have worked during your benefit year to qualify for a new claim. Specifically, you need to have earned wages in employment equal to at least 10 times your weekly benefit rate. If you haven't worked enough during your benefit year, you won't be eligible for a new regular UI claim. However, depending on the current economic situation, there might be extension programs available. These change based on legislation, so you would need to check the NYSDOL website for current options after your benefit year ends. Regarding your original question: The safest approach is to make sure you certify for your final week (ending 9/5) as soon as the system allows on 9/7. While the system should allow this certification since it's for the period before your BYE date, some users have experienced technical issues as others have mentioned.

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This is all very helpful information, thank you. I have worked some part-time hours during my benefit year, but I'm not sure if it's enough to qualify for a new claim. I'll double check the 10x weekly benefit rate requirement. And I'll definitely make sure to certify right away on 9/7 for that final week.

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I had the EXACT same question last year!!! My bye date was in April 2024 and I was so confused about it. Just to add to what everyone else is saying - the certification system works on a Sunday-Saturday week. So your last week would be the week containing your BYE date. And you certify for it after that week is over. Oh and don't forget that if you DO qualify for a new benefit year, there's usually a gap week where you won't get paid. They call it a "waiting week" for the new claim. Just so you're prepared financially for that.

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Thanks for sharing your experience! Good to know about the waiting week if I do qualify for a new claim. I'll make sure to budget for that gap.

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The whole BYE date thing is just another way the system screws people over!!! I had $2800 left in my account when my BYE date hit and they just TOOK IT BACK. That money should be MINE - I worked for YEARS and paid into the system!!! The whole thing is designed to be confusing on purpose so people miss out on benefits they deserve.

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While I understand your frustration, unemployment insurance works on a benefit year system by design. The remaining balance isn't actually "your" money - it's the maximum amount you could potentially receive during your benefit year if you remained unemployed the entire time. If you find work earlier or reach your BYE date, the unused portion returns to the unemployment insurance trust fund to help pay benefits for others. It's similar to how health insurance works with annual maximums that reset each year. The system isn't perfect, but the year-based structure helps ensure the fund remains solvent for everyone who needs it.

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my cousin had this happen last month and she said if you call right before your BYE date they can sometimes extend it especially if you have balance left. not sure if thats true for everyone tho.

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This information isn't accurate. NYSDOL cannot simply extend your benefit year beyond the BYE date just because you have a remaining balance. The benefit year is fixed at 52 weeks from when you first filed your claim, as established by NY state law. What your cousin may have experienced is filing a new claim (if eligible) or being placed on an extension program if one was available. Extensions are only available under specific circumstances, usually when unemployment rates are high or during special situations authorized by state or federal legislation. It's important not to spread misinformation about this process, as it could lead to people having unrealistic expectations about their benefits.

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Just wanted to add my experience as someone who went through this exact situation 6 months ago. My BYE date was 3/15/2024 and I was able to certify for that final week on the Sunday after (3/17). The system worked as intended and I received payment for that last week without any issues. One thing I wish I had known earlier - start preparing for what comes next BEFORE your BYE date hits. If you think you might qualify for a new claim, gather all your wage documentation from any work you did during your benefit year. And if you don't think you'll qualify, start looking into other assistance programs or job search resources early so there's no gap in support. The uncertainty around BYE dates is definitely stressful, but in most cases the system does work correctly. Just make sure to certify as soon as possible for that final week!

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Thanks for sharing your experience! It's really reassuring to hear from someone who went through this exact situation successfully. I'm definitely going to start gathering my wage documentation now - I did work some part-time hours during my benefit year so hopefully that will be enough to qualify for a new claim if needed. Your advice about preparing early is spot on, I don't want to be scrambling after my BYE date hits.

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I'm in a similar situation with my BYE date coming up in a few months and this whole thread has been incredibly helpful! One thing I'm still confused about though - if I do qualify for a new claim after my BYE date, do I need to wait until after 9/5 to file it, or can I file it before my current benefit year ends? I want to make sure there's no gap in my benefits if possible, but I also don't want to mess up my current claim by filing too early.

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You should wait until after your BYE date to file a new claim. Filing a new claim while your current benefit year is still active could interfere with your existing claim and potentially cause issues with receiving benefits for that final week. The standard process is to let your current claim run through your BYE date (making sure to certify for that last week), and then file the new claim after your benefit year officially ends. There will likely be a waiting week for the new claim as others mentioned, but that's normal and better than risking problems with your current benefits.

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I went through this exact same confusion with my BYE date last year! Just to add another data point - my BYE date was 8/12/2024 and I was able to certify for that final week on Sunday 8/14 without any issues. The payment came through normally too. One tip that really helped me: I took screenshots of my account balance and BYE date about a week before it expired, just in case there were any disputes later. Thankfully I didn't need them, but it gave me peace of mind. Also, if you're worried about the system locking you out (which some people mentioned), you could try logging in early Sunday morning right when the certification window opens. I certified at like 6 AM that Sunday and had no problems. The earlier you can get in there, the less likely you are to run into any technical glitches. Good luck with your final week - sounds like you've got all the info you need now!

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This is such great advice, thank you! Taking screenshots beforehand is really smart - I never would have thought of that but it makes total sense to have documentation just in case. And I'll definitely try to certify early that Sunday morning. I'm usually not an early riser but for my final unemployment payment I can make an exception! Really appreciate everyone sharing their experiences in this thread, it's made me feel so much more prepared and less anxious about the whole process.

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Hey Sofia! I just went through this same situation a few months ago and it's definitely confusing at first. Your BYE date of 9/5 means that's the last day of your benefit year, so you CAN still claim for the week ending 9/5. You'll certify for that final week on Sunday 9/7 (or Monday if you miss Sunday). The key thing to remember is that you're claiming for weeks that END before or on your BYE date, not the day you actually certify. So even though you're certifying on 9/7, you're claiming for the week that ended 9/5, which is still within your benefit year. And yes, unfortunately any remaining balance does disappear when your BYE date hits - it goes back into the unemployment fund. I know it feels unfair but that's just how the system works. If you're still unemployed after 9/5 and have worked enough during your benefit year (at least 10x your weekly benefit amount), you can file a new claim right after your BYE date. Hope this helps clear things up!

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Thanks so much Savannah! This is exactly the kind of clear explanation I was looking for. It makes so much more sense now that you put it that way - I'm claiming for weeks that END on or before my BYE date, not the day I actually certify. That distinction is really important and I don't think the NYSDOL website explains it clearly enough. I feel much more confident now about the whole process. Really appreciate you taking the time to break it down so clearly!

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I'm dealing with the exact same situation right now! My BYE date is coming up next month and I was getting so stressed about whether I'd miss out on my final week of benefits. Reading through everyone's experiences here has been incredibly helpful. It sounds like the key things are: 1) You CAN claim for the week ending on your BYE date, 2) You certify AFTER that week ends (so for Sofia, she'd certify on 9/7 for the week ending 9/5), and 3) Any leftover balance does disappear when your benefit year ends. I'm definitely going to take screenshots of my account before my BYE date and try to certify early that Sunday morning like Ava suggested. Thanks everyone for sharing your experiences - this community is so helpful for navigating the confusing NYSDOL system!

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Yes, this thread has been a lifesaver! I was in the same boat a few weeks ago, totally panicking about my BYE date. The screenshot tip is genius - I wish I had thought of that. One thing I'd add is to also write down your weekly benefit amount and how much you've earned during your benefit year (if any) before your BYE date hits. That way if you need to file a new claim, you'll have all the info ready to calculate if you meet that 10x requirement. The NYSDOL website makes it so hard to find your historical earnings once your benefit year ends. Better to have everything documented ahead of time!

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Just wanted to share my recent experience since I literally just went through this exact situation! My BYE date was 1/10/2025 and I was SO worried about missing that final week. I followed all the advice from threads like this - took screenshots beforehand, logged in early Sunday morning (1/12) to certify for the week ending 1/10, and everything went smoothly. Got my final payment deposited normally. One thing that helped ease my anxiety was calling the NYSDOL automated phone line a few days before my BYE date to confirm my remaining balance and weekly benefit amount. The automated system gave me all the info I needed without having to wait on hold for hours to speak to a human. Also want to echo what others said about preparing early if you think you'll need to file a new claim. I had worked some freelance gigs during my benefit year and was able to calculate that I'd earned enough to qualify for a new claim. Filed it on 1/13 (right after my BYE date) and I'm now in the waiting week for the new benefit year. The whole BYE date process is definitely stressful when you don't know what to expect, but reading experiences like everyone shared here really helped me feel prepared. Sofia, sounds like you've got all the info you need now - you'll be fine!

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This is so reassuring to hear from someone who literally just went through this! I had no idea about the automated phone line tip - that's brilliant for checking your info without the nightmare of trying to get through to a real person. I'm definitely going to call that a few days before my BYE date to double-check everything. And thanks for sharing the timeline of filing your new claim right after - it's helpful to know the process worked smoothly for you. I'm feeling so much more confident about this whole thing now thanks to everyone's shared experiences in this thread!

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