NY unemployment tax refund for $12,200 non-taxable amount - anyone get it on emerald card?

i got mine yesterday!! was supposed to be 4/16 but showed up 4/14 instead. but i have direct deposit to chase not emerald

The timing depends on your financial institution. H&R Block emerald cards typically take 1-3 business days longer than direct deposits to traditional banks. This is because prepaid cards often process ACH transfers in batches rather than immediately. If people with traditional banks are seeing 4/15 deposits arrive now, emerald card holders will likely see them between 4/16-4/18. You can also check your tax transcript on the NY tax department website for the most accurate scheduled date.

I use the emerald card too and always seem to get everything later than everyone else!!!! SO FRUSTRATING. Last year when I got my regular state refund everyone with regular banks got it like 5 days before me even though we all filed the same day. The emerald card is the WORST for getting government payments but I'm stuck with it because I don't have a regular bank account. Checking mine hourly and NOTHING yet. Will update if it comes in.

I have the emerald card and got mine this morning! It wasn't showing pending or anything, just suddenly appeared at 6:30am. My deposit date was supposed to be 4/15 so it came exactly on time. Check yours - maybe it's there now?

The New York Department of Taxation and Finance is distributing these unemployment tax refunds in batches based on filing date and complexity. If you filed after February 15th, 2025, your refund may be in a later batch. Additionally, emerald cards and similar prepaid debit cards typically receive federal and state deposits 1-3 days after traditional banks due to their processing systems. If your tax transcript doesn't show a date yet, that generally means your return is still in the review queue. This doesn't necessarily indicate a problem - just that they haven't processed it yet. If it's been more than 6 weeks since you filed, it might be worth contacting the NY tax department directly to confirm there are no issues with your return.

mine was less than i thought id get tho only $876 when I thought it would be like $1200ish

For anyone still waiting, I spoke with an H&R Block representative yesterday about emerald card deposits specifically. They confirmed they're receiving the unemployment tax refund batches from New York on the scheduled dates, but they process them in order of receipt. Most emerald card holders should see their refunds within 24-48 hours of the official deposit date on their tax transcript. Also worth noting - if you've closed your emerald card or haven't used it in over 90 days, they may have difficulty processing the deposit. In that case, NY will likely mail you a paper check instead, which takes an additional 2-3 weeks.

Why is New York always SO SLOW with everything?? I'm in the same boat waiting. My brother lives in Ohio and got his state unemployment tax adjustment like 3 weeks ago already. Meanwhile NY is dragging their feet as usual. Don't even get me started on how they handled the original unemployment claims last year!!!

UPDATE: Mine just came through!!! Woke up this morning and checked my emerald card - $1,342 deposited! So excited. Looks like they're processing them now. Check your accounts everyone!