NY unemployment says I've exhausted benefits but was expecting payment - anyone else?
I just got a message saying I've 'exhausted all benefits' when I tried to certify for my weekly NY unemployment payment yesterday. This doesn't make sense because I was approved for 26 weeks back in January 2025 and I've only been claiming for about 18 weeks so far. My benefit year isn't supposed to end until January 2026! I was counting on this money for rent next week. Has anyone else gotten this message but still received their payment? Or is this definitely bad news? The anxiety is killing me and of course I can't get through on the phone.
22 comments
Dmitry Petrov
ya i got that same message last month. turns out it was just a glitch in their system. still got paid on tuesday like normal
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StormChaser
•Omg really? That gives me hope! Did you do anything to fix it or it just resolved itself?
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Ava Williams
This message can appear for several different reasons. Sometimes it's a system error, but it could also mean: 1. You've reached the maximum benefit amount (MBA) for your claim 2. You've reached the maximum weeks allowed for your specific claim type 3. There's an issue with your claim that needs review First, check your payment history and remaining balance in your online account. If your balance shows zero when it shouldn't, that's your issue. If the balance still shows funds available, it's likely a system error. I'd recommend continuing to certify weekly even with the message showing up. Many times the system will process your payment despite the message.
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StormChaser
•Thanks for the detailed info! I checked my account and it still shows I have $4,256 remaining in my balance, so hopefully it's just a glitch like you and the other person suggested. I'll keep certifying and see what happens.
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Miguel Castro
got the same thing happened to me but mine was bcuz i hit my earnings limit without realizing it. if you did any part time work while on unemployment they subtract from your weekly benefit and it can mess with your total weeks.
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StormChaser
•I did pick up some temp work for about 3 weeks in March, but I reported all of it! Would that really cause me to exhaust benefits 8 weeks early?? That seems wrong.
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Zainab Ibrahim
This happens quite often and can be confusing. Based on your situation (still showing a remaining balance), it's most likely a technical issue. Here's what I recommend: 1. Continue certifying weekly as normal 2. Check your payment history 2-3 days after certification to see if payment processes 3. If no payment appears after your next certification, you need to speak with a claims specialist The NYSDOL system occasionally displays incorrect status messages, especially after maintenance updates or when there are eligibility reviews happening in batches. If your benefit year is still active and you have a remaining balance, you're likely still eligible.
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StormChaser
•Thank you for explaining! I'll keep certifying and check my payment history. Really hoping it's just a system error like you said. The timing couldn't be worse with rent due next week.
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Connor O'Neill
When this happened to me in February, I couldn't get through on the phone for DAYS. I was freaking out! Finally used Claimyr (claimyr.com) and got connected to an agent in under 15 minutes. The agent confirmed it was just a system error on their end and fixed it while I was on the phone. My payment hit my account the next day. They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE Definitely worth it when you're stressing about rent money. The NYSDOL phone system is basically impossible otherwise.
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StormChaser
•Thank you! I've been trying to call all morning with no luck. I'll check this out because I really need to talk to someone ASAP about this.
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Miguel Castro
•be careful with those services they just call for u nothing special
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Connor O'Neill
•It actually does work though. Sure, they just call for you, but they use some kind of system that gets through the phone queue. When I called myself I got disconnected after waiting 2+ hours. With their service I talked to someone in minutes. Worth every penny when your benefits are on the line.
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LunarEclipse
THE SAME THING HAPPENED TO ME!! I got the message but my payment still came through! Don't panic yet!!
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StormChaser
•That's such a relief to hear! When did you get your payment? Was it on your regular payment day?
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LunarEclipse
•Yep, came through right on schedule on Tuesday! The message disappeared after about a week.
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Yara Khalil
I experienced something similar last month, but my situation was different because I had actually exhausted my regular UI benefits but qualified for Extended Benefits (EB). The system showed the exhausted message for about a week before updating to show I was on EB. If you've been claiming for 18 weeks and were approved for 26, make sure you count correctly - any weeks you claimed partial benefits (if you worked part-time) still count as full weeks against your total. Also, if you didn't claim for any weeks, those weeks aren't "saved" - you still only get 26 weeks total within your benefit year regardless of whether you claim them consecutively. But from what you've described, it does sound like a system error since you still show a remaining balance. Keep certifying, and if the payment doesn't come through, you absolutely need to speak with a representative.
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StormChaser
•Thanks for the detailed explanation! I've been claiming continuously except for those 3 weeks of temp work (and I reported my earnings those weeks). I counted again and I'm definitely under 20 weeks total of claiming. Hoping it's just a glitch like others have said!
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Dmitry Petrov
update?? did u get paid this week??
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StormChaser
•Yes!! My payment just hit my account this morning! Regular amount, regular timing. The message is still there when I log in but the money came through anyway. Thank you everyone for your help and reassurance!!!
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Ava Williams
Glad to hear your payment came through! This confirms it was just a display error in the system. For anyone else reading this thread with a similar issue, here's what to remember: 1. System messages aren't always accurate 2. Always continue certifying even if you get an error message 3. Check your payment history and remaining balance 4. If payment doesn't arrive within 3 business days of certification, then it's time to contact a representative The NYSDOL system undergoes regular updates, and sometimes these updates cause temporary display issues that don't actually affect payment processing.
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Miguel Castro
My cousin works for unemployment (not in NY) and says their systems are from like the stone age and break all the time lol
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Zainab Ibrahim
For anyone finding this thread later with a similar problem, I want to add that there are specific error codes that sometimes appear with the "exhausted benefits" message. If you see an error code, write it down - it will help representatives identify your specific issue faster if you do need to call. Also, check if the message appears only when you try to certify or if it also appears on your main account dashboard. Sometimes these messages only show in one place but not the other, which is another sign it's likely a display glitch rather than an actual benefits exhaustion.
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