NY unemployment effective days ran out but benefit year ends in 2023 - can I still claim weekly?
I just got the message that my effective days remaining is at zero, but my benefit year ending date isn't until December 2025. Does this mean I'm completely out of benefits? Can I (or should I) keep certifying every week until my benefit year officially ends even though I won't get paid? I'm confused because the system still lets me certify. Will doing this help if they add any extensions later? Or am I just wasting my time?
18 comments
Sophie Footman
When ur effective days are gone, ur benefits are gone. Period. Doesn't matter when ur benefit year ends. That's just the window u had to USE the weeks, not a guarantee of weeks.
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Connor Rupert
•This is exactly right. Your effective days are your actual benefits. The benefit year is just the timeframe you have to use those days. Once your effective days reach zero, there's nothing left, regardless of when your benefit year ends.
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Molly Hansen
You've exhausted your maximum 26 weeks of regular UI benefits (which equals 104 effective days in NY). Even though your benefit year continues until December 2025, you've used all available benefits under standard unemployment. However, I would recommend continuing to certify weekly for two reasons: 1. If NY creates any new extensions (though currently none exist), having continuous certification will make transition smoother 2. It keeps you in the habit of job searching and documenting your work search activities Just understand you won't receive payments unless something changes with state or federal policy.
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Brady Clean
•Do this ☝️ Plus u never kno what might happen. During covid they kept extending things and people who kept certifying got backpay without having to fight for it.
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Daniel Rivera
•Thank you! I'll keep certifying then. This makes sense. Is there any chance that the state will add extended benefits this year? My industry is really still struggling.
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Skylar Neal
When your effective days run out, benefits stop, but you might qualify for other programs. Consider applying for: - SNAP (food assistance) - HEAP (heating assistance) - Medicaid Each has different eligibility requirements. Visit myBenefits.ny.gov to see what you might qualify for.
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Daniel Rivera
•Thank you, I'll look into these programs. I've never applied for any of them before.
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Vincent Bimbach
I had the EXACT same situation last year!!! My days ran out in March but my benefit year wasn't until November 2025. I kept certifying every week for TWO MONTHS and nothing happened!! Complete waste of time. The system just said $0.00 every week. I got so frustrated I stopped, but then I couldn't get through to anyone on the phone to ask if I should keep going. The system is TERRIBLE.
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Kelsey Chin
•I agree that they make everything so damn confusing. The NY unemployment system is designed to be difficult on purpose. They want people to give up.
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Skylar Neal
For anyone in this situation who needs to speak with a UI agent about extended benefits or next steps: I was struggling to get through on the phones too. I found a service called Claimyr (claimyr.com) that actually got me connected to a NYSDOL agent within 20 minutes after I spent days trying. They have a video showing how it works: https://youtu.be/Rdqa1gKtxuE I used it when my benefits ran out to ask about extensions, and while there weren't any available, the agent was able to tell me about other programs I qualified for based on my specific situation.
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Sophie Footman
•does that thing really work? sounds sketchy
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Skylar Neal
•Yes, it actually does work. I was skeptical too, but it saved me from spending hours on redial. They basically navigate the phone system for you and call you when they have an agent on the line.
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Molly Hansen
To clarify about the benefit year vs. effective days confusion: NY unemployment provides up to 26 weeks (104 effective days) of benefits within a 52-week benefit year. When you run out of effective days, your benefits end regardless of when your benefit year ends. Currently, there are no active extended benefit programs in NY unemployment. These only trigger during periods of high unemployment or through special federal legislation. You can keep certifying after benefits exhaust, but there's no guarantee of retroactive payment if extensions become available later. It's a personal choice whether the potential future benefit outweighs the weekly time commitment.
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Daniel Rivera
•Thank you for explaining this so clearly. I think I'll certify for a few more weeks and then reassess based on my job search progress.
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Brady Clean
ya ur not getting anymore money lol benefit year is just a technical thing. sorry ur out of luck unless u can find a job fast or they make changes
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Connor Rupert
I'd recommend keeping up with your certifications even after exhausting benefits. While there are no active extensions now, the labor market is changing rapidly and legislative responses could follow. Maintaining your claim keeps your work search documentation current and positions you favorably if any extensions are implemented. Also, depending on your circumstances, you might want to check if you qualify for other types of unemployment like Trade Adjustment Assistance (if your job was affected by foreign imports) or training benefits through the NYSDOL.
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Daniel Rivera
•I hadn't thought about the Trade Adjustment Assistance. I work in manufacturing so that might actually apply. How would I find out if my company qualifies?
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Connor Rupert
To check if your company has a TAA certification, visit the NYSDOL website and search their database of certified companies. You can also call their office directly. If your company isn't listed but you believe foreign trade impacted your job loss, you or your former employer can petition for certification. The process takes time but can provide significant extended benefits including training funds if approved.
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