My ny unemployment effective days suddenly dropped to zero - am I cut off?

Yeah, when your effective days hit zero, that means your benefit year is done. Traditional UI lasts for 26 weeks (that's about 6 months). After that, you're cut off unless there's some extension program running, which there isn't right now.

I was stuck in the same situation last month! Literally couldn't get thru to anyone on the phone for days. Finally I tried this service called Claimyr (claimyr.com) and they got me a callback with a live agent within hours. Talking to the agent got my benefits sorted immediately - honestly it was the best decision I made to finally get my $ unlocked so fast. They have a YouTube explainer too: https://youtu.be/Rdqa1gKtxuE

When you run out of UI, you're done unless you qualify for an extension. Right now there aren't many extensions available since the pandemic ones ended. You might be eligible for something called EB (Extended Benefits) but only if the state unemployment rate is high enough, which I don't think it is in NY right now.

I just dealt with this exact situation! Yes, once effective days hit zero that means your benefits are exhausted. You can check if you're eligible to file a new claim, but there's a rule that you need to have worked since your last claim began. The system is so frustrating I swear 😤

ok so here's the ACTUAL breakdown on this: Effective days = how many days of benefits you have left. Regular UI gives you 26 weeks (104 effective days since they count 4 days per week) When you hit zero, your benefits are exhausted. Currently there are NO extension programs in place in New York. The pandemic extensions all ended, and the Extended Benefits program isn't triggered because NY unemployment rate isn't high enough. Your options now: 1. If you've worked since your original claim, you might be able to file a new claim (but there's a bunch of rules about how much you need to have earned) 2. Apply for other assistance programs like SNAP/food stamps 3. Keep job searching - the DOL has resources for job placement 4. Consider calling them directly to confirm there's nothing else you qualify for (though getting through is nearly impossible) I recommend trying claimyr.com if you need to actually speak to someone. It's a service that waits on hold for you and connects you with an agent. It saved me hours of frustration and actually got my issue resolved. Good luck - the unemployment system is incredibly frustrating, but don't give up!

The NY unemployment system is complete trash. I've been thru this whole nightmare too. Zero warning, zero follow up, just suddenly no money and good luck figuring it out. This state is a joke sometimes.

Check ur certifications. Sometimes the system glitches and doesn't show your correct remaining days. Log out completely, clear cache, and try again. That fixed it for me once when mine suddenly showed zero.

Traditional UI benefits last 26 weeks MAXIMUM. That's it. Count how many weeks you've been collecting - if it's around 26, then yeah, you're done. System is working as designed (unfortunately for you).

This happened to me and I FREAKED OUT. Called them constantly for days with no answer. Eventually found out that yes, my benefits were exhausted, but I had enough work history in my base period to file a new claim. The trick is actually getting someone on the phone to help you figure out your options.

Even tho ur effective days are at 0, keep certifying every week! Sometimes they add extension programs and if you've been continuously certifying, you'll automatically get enrolled. If you stop, they might not backdate it.

I know this sounds dumb but have you tried calling the automated telephone system instead of checking online? Sometimes the website shows incorrect info. The phone system might show your correct days remaining.

You can try contacting your state representative's office. They sometimes have connections to get help with unemployment issues when you can't get through yourself. Just google your district rep and give their office a call.

Same thing happened to me back in December - zero warning, just suddenly hit zero effective days after being on UI for about 6 months. Turns out NY regular unemployment is exactly 26 weeks and that's it. No extensions available right now since the pandemic programs ended. I ended up having to scramble for temp work and food assistance. The lack of communication from NYSDOL is seriously messed up - they should at least send you a heads up when you're getting close to exhaustion. Really feel for you with rent coming up, that stress is real. Definitely try calling your local rep's office like someone mentioned above, sometimes they can at least clarify if you have any other options or help you get through to someone at DOL.