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EDD claim ending with $3k balance left - only 4.5 months in - are extensions possible?

Just checked my UI Online account and saw a notification that my unemployment benefits are ending next week! I'm totally confused because my claim is only 4.5 months old and I can see there's still around $3000 left in my benefit balance. I thought claims were supposed to last for a full year? Why would they suddenly cut me off when there's money remaining? Has anyone else dealt with this? Do they offer extensions or is there something I can do to continue receiving benefits? I've been applying for jobs consistently but the market in my field is terrible right now. Really need advice before my next certification date!

Anna Stewart

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There are a few reasons this could be happening. The most common one is that while UI claims are active for 12 months, the actual benefit payments are typically only for 26 weeks maximum (about 6 months). If you've been certifying consistently, you might be approaching that limit. Another possibility is that the EDD flagged something on your account that requires verification. Check if there are any messages in your inbox about eligibility interviews or additional documentation needed. Also, make sure you haven't accidentally missed certifying for any weeks.

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Kai Rivera

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Thanks for responding! I've only been certifying for about 19 weeks though, definitely not near 26 weeks yet. And I haven't missed any certifications either. There's nothing in my inbox about eligibility issues. The notification just says 'Your benefit year ends on 3/29/2025' - but I thought that meant I had until then to use the benefits, not that they'd just stop randomly before that?

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Layla Sanders

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mine ended early 2 and I had like $2200 left!! SO ANNOYING. the edd doesnt care if theres $ left they just cut u off when ur time is up

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Kai Rivera

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Did they ever tell you why? Did you try contacting them about it? I'm freaking out because I've got bills due next month that I was counting on this money for.

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This is actually a complex situation that needs clarification. A UI claim is established for 12 months (your benefit year), but the maximum benefit amount is typically divided over 26 weeks of payments. However, if you have $3k left and are only 4.5 months in (roughly 18-19 weeks), you should still have benefits remaining. There are several possibilities: 1. You might have received a standard notice about your benefit year ending date, not an actual termination notice 2. There might be an eligibility issue that requires an interview 3. EDD might have identified potential income reporting discrepancies 4. There could be a quarterly wage review affecting your claim You really need to speak with an EDD representative directly. The online notices don't always provide complete information about why benefits are stopping.

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Kai Rivera

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Thank you for explaining this so clearly. The notice definitely says my benefits are ending, not just reminding me of the year-end date. I've been trying to call EDD all morning but keep getting the "we're experiencing high call volume" message and then it hangs up. Any tips on actually getting through to someone?

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Kaylee Cook

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I had this exact issue last month! It turned out that my employer had reported quarterly wages that triggered a review of my claim. Even though I correctly reported all my part-time income each week, EDD's automated system flagged it when the quarterly report came in. I finally got through to an EDD agent using Claimyr (claimyr.com) - they have this service that helps you bypass the phone queue. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The agent was able to review my case and reinstate my benefits after verifying my weekly certifications matched what was reported. It was just a system flag that needed human review. Definitely worth reaching out to them!

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did u have to pay for this service? seems weird to pay money when ur already broke and on unemployment lol

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Kaylee Cook

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Yeah, there is a fee, but for me it was worth it considering the alternative was potentially losing thousands in remaining benefits. I'd been trying to call for 2 weeks with no luck. The agent fixed my issue in about 10 minutes once I got through.

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Lara Woods

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Check if you have any penalty weeks!!! I didn't know about this but apparently if they determine you had an overpayment in the past they can assign "penalty weeks" where you certify but don't get paid even though you have a balance. It's basically them taking back money they think you owe. Check if the weeks remaining number is different from what you'd expect based on your benefit amount.

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Kai Rivera

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Hmm, I don't think that's it. I've never had an overpayment notice or anything like that. And when I look at my claim details, the number of weeks remaining matches what I'd expect based on my weekly benefit amount and remaining balance.

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Adrian Hughes

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CLASSIC EDD NONSENSE! They're probably hoping you'll just accept it and not fight back. This happens ALL THE TIME and they count on people not knowing their rights. The system is DESIGNED to be confusing and difficult. I've been through THREE CLAIMS over the years and EVERY SINGLE TIME there was some ridiculous issue where they tried to stop my benefits early. You HAVE TO CALL THEM and demand answers. Don't let them get away with this!!

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Kai Rivera

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I've been trying to call but can't get through. I'm definitely not going to just accept it - that money is the difference between making rent or not next month.

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Anna Stewart

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Based on your responses, it sounds like this might be related to a quarterly wage review. EDD regularly checks employer-reported wages against what claimants have certified. If there's any discrepancy (even a minor one), they sometimes pause benefits pending review. The timing (4.5 months in) aligns with when many people experience this issue. The frustrating part is that you absolutely need to speak with a representative to resolve this. When you do get through, ask them to check: 1. If there's a quarterly wage review flag on your account 2. If there are any eligibility issues pending resolution 3. Request a clear explanation of why benefits are ending with balance remaining 4. Ask what steps you need to take to continue receiving your remaining balance The fact that your weeks remaining matches your balance is a good sign that this is likely an administrative issue rather than a permanent termination of benefits.

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Kai Rivera

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This makes sense. I did work part-time for about 3 weeks in January, but I reported all of it on my certifications. Maybe that's what triggered it. I'm going to try the Claimyr service that someone mentioned above since I really need to get this sorted quickly. Will update once I know more. Thanks for all the help!

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my cousin had something like this happen and it was bcuz he didnt do enough job searches or something? did u make sure to list all ur work search activities when u certified???

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Kai Rivera

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Yes, I've been really careful about doing my work search requirements and recording them. I always list at least 3 job contacts each week.

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Since you mentioned working part-time in January, that's almost certainly the trigger. When quarterly employer wage reports come in, the system automatically flags claims where there's any difference between what the employer reported and what you certified - even if it's just a small timing difference. The good news is that this is usually resolvable with a phone call to EDD. Once you speak with a representative, they'll likely release the hold if everything matches up. They might need to perform a quick eligibility interview, but that can often be done on the spot. Make sure you have records of your work dates and earnings available when you call.

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Kai Rivera

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UPDATE: I finally got through to EDD! You were right - it was because of the part-time work I did in January. The quarterly wage report from that employer came in and triggered an automatic review. The agent verified my certifications matched the employer report and removed the hold. My benefits will continue normally with my next certification. Such a relief! Thanks everyone for the help and advice!

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