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Javier Torres

Can I reapply for EDD benefits after exhausting my remaining $2,000?

I got laid off from my sales job at the end of June and waited about a month before filing for unemployment (probably a mistake, I know). I've been certifying regularly since then and noticed I only have about $2,000 left in my claim balance. At my weekly benefit amount, that's going to run out in less than 2 months! I'm still job hunting but the market is tough right now in my industry. Does anyone know what happens after I exhaust these benefits? Can I reapply for a new claim? Do I just get cut off completely? I've heard conflicting things about benefit year and extensions. Really stressing about this as my savings are nearly gone.

Unfortunately, you can't just reapply for a new claim after exhausting your benefits within the same benefit year. Your current claim has a 12-month benefit year that started when you first filed in July 2025. Once you exhaust your claim balance, you won't be eligible for a new claim until after your benefit year ends (which would be July 2026). The only exception would be if you worked and earned enough wages AFTER the beginning of your current claim to qualify for a new claim. EDD requires you to have earned wages in at least one quarter of your base period to qualify.

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Thanks for explaining! So even if I find a temporary job for a few months and then get laid off again, I wouldn't qualify for a new claim until my benefit year ends? That's really scary considering how things are going with my job search.

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same thing happened 2 me last yr... ran out of $$ and couldnt get more til the benefit yr ended. its BS imo

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The whole EDD system is deliberately designed to be frustrating and inadequate. They WANT you to give up. They set arbitrary time limits and benefit caps so they can claim they're "helping" while actually leaving most people high and dry when they most need support. The corporation I worked for got millions in government subsidies but when they laid off 200 of us, we got crumbs that run out in months. DISGRACEFUL SYSTEM!!!

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my cousin had this problem in september she said you need to get a job for like 1-2 months then you can qualify again or something. not sure if thats right tho

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Your cousin is partially correct, but it's more complicated than that. You need to earn enough wages in your base period to qualify for a new claim. For a claim filed in 2025, you would need to have earned at least $1,400 in your highest quarter of the base period, and your total base period earnings need to be at least 1.25 times your highest quarter earnings. If you work for 1-2 months, those earnings might not be enough to qualify for a new claim, especially if they fall in the same quarter. Also, any work performed after the beginning of your current claim would only count toward a new claim if you've exhausted your current benefits AND your benefit year has ended. Don't hesitate to request an eligibility interview with EDD if you need clarification about your specific situation. Getting through to an agent can be challenging though.

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Just wondering but did you check if you qualify for the maximum weeks? Sometimes people get approved for less than the full 26 weeks depending on their work history.

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I think I got the full 26 weeks based on my work history (I was at my last job for 3 years), but with my weekly benefit amount being around $450, the total claim balance is running out faster than I expected. I didn't realize how quickly unemployment benefits can disappear until I started seeing my claim balance drop each certification period.

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Here's what I'd recommend doing now to prepare for when your benefits run out: 1. Double down on your job search - even consider temporary or part-time work to build up some income 2. Apply for CalFresh benefits if you haven't already - you may qualify for food assistance which can help stretch your budget 3. Look into local assistance programs through your county's social services office 4. Start researching what, if any, extensions might be available (though currently there aren't automatic extensions like during COVID) 5. If you do find work and then lose it again after your benefit year ends, make sure to apply for a new claim immediately Also, don't forget that any severance pay, vacation payout, or other income must be reported during certification which may have reduced your overall benefit amount. This might explain why your balance seems lower than expected.

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the calfresh thing is good advice!! i got like $250/month for food wen i was on ui and it helped a ton

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Unpopular opinion maybe, but you should've applied immediately after being laid off instead of waiting a month. You essentially left money on the table that you were entitled to. The system already gives us the bare minimum - don't give them reasons to give you even less!

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Yeah, you're right. I waited because I thought I'd find another job quickly and honestly I was a bit embarrassed about filing for unemployment. Big mistake on my part. Lesson learned for sure.

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One thing to keep in mind: if your unemployment benefits are going to expire soon and you're still struggling to find work, make sure you update your résumé on CalJOBS and actively use the platform. Not only is this required for your work search activities, but sometimes employers specifically look for candidates who are nearing the end of their benefits, as there are occasional hiring incentives for employers who hire people in that situation. Also, depending on your industry and circumstances, you might want to look into whether you qualify for any retraining programs through EDD's Training Benefits program. This won't extend your benefits, but it can provide valuable skills that might help you land a job faster.

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I hadn't heard about employers potentially looking for candidates near the end of their benefits - that's interesting info! I'll definitely make sure my CalJOBS profile is updated. And I'll look into the Training Benefits program too. Thanks for these suggestions!

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I'm in a similar situation - my benefits are running low too and the job market in tech is brutal right now. One thing I discovered that might help: check if your county has any emergency rental assistance or utility assistance programs. Even if you're not behind on bills yet, some programs offer preventative assistance when you can show proof of income loss. Also, don't overlook temp agencies - even short-term work can help bridge the gap and potentially lead to permanent positions. The psychological benefit of having some income coming in, even if it's less than your UI benefits, can be huge for maintaining momentum in your job search. Hang in there!

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Thanks for the solidarity and practical advice! It's reassuring to know I'm not alone in this struggle. I hadn't thought about emergency rental assistance programs - I'll definitely look into what my county offers. The temp agency suggestion is smart too. You're absolutely right about the psychological benefits of having some income flow. Even if it's less than UI, at least it would help me feel like I'm being productive while continuing the job search. The waiting and uncertainty is honestly the hardest part sometimes. Really appreciate the encouragement!

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One option that hasn't been mentioned yet is contacting your local WorkSource or American Job Center - they often have additional resources and programs specifically for people whose UI benefits are about to expire. Some locations offer rapid reemployment services, job clubs, or even emergency assistance funds. Also, if you're open to it, consider gig work or freelancing in your field while you continue searching for full-time employment. I know it's not ideal, but platforms like Upwork or even local consulting can provide some income flow and keep your skills sharp. The key is to start exploring all these options NOW while you still have a couple months of benefits left, rather than waiting until they're completely exhausted. Stay persistent - the job market is tough but not impossible!

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This is really helpful advice! I didn't know about WorkSource centers - I'll definitely look up my local one. The gig work suggestion makes a lot of sense too. I've been so focused on finding another full-time sales position that I hadn't considered freelance consulting, but I do have experience that could translate well. You're absolutely right about starting now rather than waiting. I think I was in denial about how quickly my benefits would run out. Thanks for the reality check and the practical suggestions!

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