Made $0.90 over NY unemployment weekly limit - will I lose my entire benefit?

Yep, unfortunately it's a hard cutoff at $504. I learned this the hard way when I made $505.12 back in November. Lost the entire benefit for that week. The system doesn't care if it's 1 cent or 100 dollars over - if you exceed the threshold, you get nothing for that week. It totally sucks.

After struggling for weeks to get through to NY unemployment, I finally tried a service called Claimyr that helped me reach an actual human. They got me a callback from an agent who fixed my issue in minutes. talking to an agent got my $ unlocked so fast, wish I'd known about this sooner! https://youtu.be/Rdqa1gKtxuE

This exact thing happend to me omg. But I was like $1.25 over. Honestly, just report the correct amount but maybe wait until next week to certify (like Monday night) and by then the week will be over anyway so you won't have to worry bout them asking for the money back. Just my 2 cents! 🤔

So here's what you need to know about NY unemployment's partial benefit formula: If you earn more than $504 in a week, you lose ALL benefits for that week. There's no sliding scale or partial payment once you cross that threshold. This is different from some other states that gradually reduce benefits based on earnings. New York has what's called a "cliff" where you hit $504 and fall off. Your options are: 1) Report accurately and accept no benefits that week 2) Make sure next time you stay under the limit 3) If you think there's been a calculation error on your part, you could try calling, but good luck getting through without using something like claimyr.com Remember that accurately reporting your income is required by law. The system cross-checks with employer reports, so be honest to avoid future problems. Also worth noting: you can still certify for weeks where you make over the limit - you'll just receive $0 for that specific week but remain in the program for future weeks.

U could just report that u made $503.90 instead... just saying 👀

Nyc resident here. I went through something similar last month. I called the unemployment office and the lady told me that it's a strict cutoff at exactly $504.00. So unfortunately you'll lose the entire benefit for that week. But at least you'll still be eligible for future weeks. Just make sure you certify accurately!

The system is designed to crush our souls, 90 cents at a time 😩

I don't think anyone's mentioned this but sometimes there's a calculation difference between how you count hours/wages and how your employer reports them. So it might be worth double-checking your math. Are you including lunch breaks? Different pay periods? Might be worth taking another look to see if you're actually under the limit.

NY unemployment is THE WORST!!!! this exact same thing happnd to me but it was like $2 over. called them and they basially told me too bad. system is totally rigged against working ppl.

Quick update: In case anyone in the future stumbles on this post, I'm in NY and had almost the exact same situation a few months back. It turns out NY unemployment rules are very strict about income limits, so make sure you calculate your weekly hours carefully! If your employer cuts your hours slightly differently than expected, it can push you over the threshold. I'd recommend trying to stay at least $20 under the limit just to be safe.

Have you tried reaching out to your employer? Maybe they could adjust your hours for last week if you explain the situation? Worth a shot.

Look at this thread we are like rats fighting over PENNIES while our government just prints trillions for banks and corporations 🤮 the whole system is a joke

It's incredibly frustrating that the NY unemployment system has these hard cutoffs. In some other states, they gradually reduce your benefit as you earn more rather than this all-or-nothing approach. Maybe write to your state representatives about changing this policy? It punishes people for working more hours which seems counterproductive.

Double-check if you're calculating your gross wages correctly. It's pre-tax, pre-deduction amounts that matter for unemployment. Sometimes people accidentally use their net pay which is lower.

Fun fact: if you divide 504 by 8 hours, that's $63/hr... so they basically expect you to make less than $63/hr or lose ALL benefits... makes no sense for those of us making way less than that normally 🤔