EDD partial benefits question - making $440/week with $450 benefit amount
I've been working part-time (25 hrs/week) since losing my full-time job and I'm confused about partial unemployment benefits. My current weekly income is about $440 before taxes, and my EDD weekly benefit amount is $450. Will I actually receive anything from unemployment after reporting my wages? Is there some calculation or threshold where they cut off benefits completely? I'm worried about certification this Sunday and don't want to mess anything up. Thanks for any help!
16 comments
Oscar O'Neil
Yes, you should still get something. EDD has a formula where they deduct part of your earnings from your weekly benefit amount. The first $25 or 25% of your earnings (whichever is greater) doesn't count against you. So they'd take $440 - $110 (that's 25% of $440) = $330. Then $450 - $330 = $120. You should get about $120 per week. Make sure you report your wages accurately each certification period. I used Claimyr.com to get through to EDD when I had questions about my partial benefits. They got me connected to a rep in about 20 minutes instead of fighting busy signals all day. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
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LongPeri
•Thank you so much for breaking that down! I was worried I wouldn't get anything at all. Does the $120 sound right to other people here? I'm going to report everything accurately for sure.
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Sara Hellquiem
ur supposed to get smthing but idk the exact amount, just make sure u report GROSS income not net or they'll flag ur account for fraud, happened to my cousin
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LongPeri
•Oh crap, I didn't realize that! So I need to report the $440 amount (before taxes) rather than what actually hits my bank account. Thanks for that tip.
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Charlee Coleman
The previous commenter was correct about the partial benefits formula. Here's the exact calculation EDD uses: 1. They take your gross wages (before taxes) 2. Subtract either $25 or 25% of your wages, whichever is greater 3. Subtract that result from your weekly benefit amount 4. The remainder is what you receive In your case: $440 gross wages × 25% = $110 disregard amount $440 - $110 = $330 countable income $450 WBA - $330 = $120 partial UI payment Also important: You must be available and looking for full-time work while collecting partial benefits. Document your work search efforts each week.
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Liv Park
•EXACTLY RIGHT! This is why the EDD system is so confusing! They don't explain this ANYWHERE clearly on their website! I spent HOURS trying to figure this out when I was working part-time. They should just have a simple calculator where you input your WBA and your earnings and it tells you what you'll get!!!
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Leeann Blackstein
just wanna say that when i had partial benefits last year they ALWAYS messed up the calculation on my first certification. i would get paid wrong amount and then have to call and fix it. super annoying. write down your calculation so u can refer to it if they mess up.
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LongPeri
•That's good advice. I'll definitely keep notes of what I should be getting. Did you have trouble getting through to them on the phone when they made mistakes?
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Leeann Blackstein
•omg yes it took like 50 calls sometimes. total nightmare. i only got through when i called right when they opened.
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Ryder Greene
I work as an employment counselor and can confirm the calculation others have provided is correct. A couple additional points to consider: 1. Your partial benefits of $120/week will still qualify you for the $25 federal benefit payment adjustment. 2. Be very precise when reporting work hours and earnings. Report your gross wages for the week you WORKED them, not when you got paid. 3. If your hours increase, you may move into excessive earnings territory. Once your earnings exceed your WBA + $25 (so $475 in your case), you'll receive $0 that week. 4. Even with $0 benefit on high-earning weeks, continue certifying as long as you're working part-time but seeking full-time work. This keeps your claim active.
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LongPeri
•This is incredibly helpful, thank you! I didn't know about reporting when I worked rather than when I got paid - that could have caused problems. Also good to know about the excessive earnings threshold. I'm scheduled for more hours some weeks so that's important information.
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Carmella Fromis
Hey I'm confused about something else related to this... I thought there was some work search requirement when you get partial benefits? Do you still have to look for work if you're already working part-time? When I was on unemployment I had to list 3 job contacts every week.
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Ryder Greene
•Yes, to receive partial benefits you must still be available for and actively seeking FULL-TIME work. Your part-time job doesn't eliminate the work search requirement. However, if you're working part-time, in 2025 California typically requires just one job search activity per week instead of the usual three. Document all your job search activities in case of an eligibility interview.
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Carmella Fromis
•Thanks for clearing that up! That makes sense.
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LongPeri
Update: I certified this weekend and reported my earnings exactly as explained here. My payment was processed and I received $118! (Slightly different than the $120 calculation but close enough). Thanks everyone for your help!
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Charlee Coleman
•Great! The $2 difference is likely due to EDD rounding in their system. Glad it worked out as expected.
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