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just to clarify - you CANNOT collect both workers comp and unemployment at the same time. they're mutually exclusive. if you're on workers comp you're not available for work so you don't qualify for NYS Department of Labor benefits
Wait I'm confused about this too. I thought if you work any amount you have to start over completely? I've been avoiding taking any short term work because I was afraid of losing my benefits. How many weeks can you work before it resets everything?
I had a nightmare trying to reach NYS Department of Labor when my claim got stuck in adjudication for this exact reason. Spent weeks calling and getting nowhere. Finally used a service called Claimyr (claimyr.com) that actually got me through to a real person who could explain what additional documentation they needed. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Made the whole process way less stressful than trying to navigate the phone system myself.
The whole system is so confusing!! Like how are you supposed to be available for work if you're disabled? Makes no sense to me. But I guess if you were working before then maybe it's different?
It can be confusing, but the key distinction is between 'totally disabled' and 'disabled but able to work in some capacity.' SSDI allows for trial work periods and substantial gainful activity, which shows you can perform some work. That's what makes you potentially eligible for unemployment when that work ends.
The withholding rate for unemployment is usually 10% federal and I think around 4% for NY state, but this might not be enough if you have other income or if you're in a higher tax bracket. You can also make quarterly estimated payments if you think you'll owe more. I had to contact NYS Department of Labor customer service last year because my withholding seemed off - couldn't get through on the phone for weeks until I used claimyr.com. They have this video demo at https://youtu.be/qyftW-mnTNI that shows exactly how it works. Got through to an agent the same day and they helped me adjust my withholding rate.
Wait, there's a service that helps you get through to NYS Department of Labor? I've been trying to call them for two weeks about my withholding settings and keep getting disconnected.
Camila Jordan
I had a really hard time getting through to anyone at NYS Department of Labor to even ask about this stuff. Spent weeks calling and getting disconnected. Finally found this service called Claimyr (claimyr.com) that helped me actually reach a live agent who could explain all the different benefit programs. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Made the whole process so much easier than trying to navigate the phone system myself.
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Tyler Lefleur
•interesting, never heard of that service before. did it actually work for you?
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Camila Jordan
•Yeah it did! Got connected to an agent within like 20 minutes instead of calling for days. They were able to explain exactly which programs I qualified for and which ones I didn't.
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Madeline Blaze
Just want to add that even though you cant get unemployment for maternity leave, if you lose your job while pregnant (like layoffs or company closure) you CAN still get regular UI benefits as long as you're able to work. I was 6 months pregnant when I got laid off and NYS Department of Labor approved my claim no problem. The key is being able and available for work.
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