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The federal government also provides funding during economic downturns through extended benefit programs, but the regular state UI program is funded entirely through employer taxes. No money comes out of your paycheck for unemployment insurance - it's 100% employer-funded in New York.
ugh the whole system is such a pain. took me forever to get approved and then they kept asking for more documentation even though i sent everything they wanted the first time. just be prepared for delays and frustration
Same boat here, got terminated Monday for 'performance issues' even though I think it was really because they're downsizing. Should I mention the real reason when I file or just go with what they put on the termination paperwork?
The unemployment system is just designed to deny as many people as possible. They make the rules so confusing and complicated that regular people can't navigate them. It's not about whether you actually need the benefits or deserve them - it's about protecting the state's money.
StardustSeeker
Don't beat yourself up about waiting three weeks, happens to everyone. The important thing is you're filing now. Make sure you keep track of all your job search activities from this point forward because NYS Department of Labor requires you to search for work and keep records. You'll need to certify that you're looking for work when you file your weekly claims.
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AstroAdventurer
To give you the complete picture: file your initial claim as soon as possible after losing your job, request backdating for any weeks you qualify for within the 4-week window, and make sure you understand that your waiting week still applies. Even if you backdate, you typically won't get paid for the first week of unemployment - that's just how the system works. The important thing is getting your claim in the system so you can start the weekly certification process.
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