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The federal government also provides funding during economic downturns through extended benefit programs, but the regular state UI program is funded entirely through employer taxes. No money comes out of your paycheck for unemployment insurance - it's 100% employer-funded in New York.
been trying to get through to NYS Department of Labor for two weeks about my claim status and its impossible! the phone lines are always busy and when you do get through they hang up on you or put you on hold forever. this system is a joke
I had the same problem until someone told me about Claimyr (claimyr.com). They actually get you connected to a real NYS Department of Labor agent without all the busy signals and waiting. There's a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Saved me hours of frustration trying to get my adjudication issue resolved.
Just wanted to say good luck! I was in the same boat 6 months ago and was so stressed about the whole process. Once you get your first payment it's a huge relief. The weekly claims become routine after a couple weeks. Make sure you keep filing even if you think you might get a job soon - better to have the safety net.
I work in HR and we had to lay off 80 people last month. The NYS Department of Labor told us to expect delays because they're seeing claim volumes 40% higher than normal in our region. They said to tell employees to be patient but keep filing weekly.
THE NYS DEPARTMENT OF LABOR SYSTEM IS COMPLETELY BROKEN! They approve claims just to make their numbers look good but then find every excuse not to pay. I've been waiting 6 weeks for payments on an APPROVED claim. This is ridiculous!
Wait, if your claim is approved why wouldn't payments start automatically? I thought that's how it worked. I'm filing for the first time next week and now I'm worried this will happen to me too.
Carmen Flores
just echoing what others said about emergency fund being most important... unemployment benefits help but they're not gonna replace your full salary
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Andre Dubois
One thing nobody mentioned - if your company offers severance packages during layoffs, that can be a huge buffer too. Sometimes they'll give you a few weeks or even months of pay. But make sure you understand how that affects your unemployment claim timing with NYS Department of Labor because there are rules about when you can start collecting if you get severance.
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Nia Davis
•Good point about severance! I'll have to check what our employee handbook says about that.
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