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same boat here!! my UI is like $280/week and my mortgage is $1800 😠this system is broken
Check with your mortgage company about forbearance options if you haven't already. Many lenders are still offering payment deferrals for unemployment situations.
Are you claiming the maximum amount you're eligible for? Sometimes people don't realize they can request a recalculation if their base period wages were higher than what NYS Department of Labor initially used. Worth double checking your monetary determination letter.
ugh the whole unemployment system is such a mess. took me forever to figure out how to navigate their website and then my claim got stuck in adjudication for weeks with no explanation. hopefully you have better luck than i did
Good luck with your application! The initial process is pretty straightforward but be prepared for potential delays if they need to verify anything with your former employer.
just make sure u file asap!! i waited like 2 weeks thinking i needed to find other work first and that was a mistake because u cant get retroactive benefits for those weeks
The whole unemployment system is such a bureaucratic nightmare. Took me 6 weeks to get my first payment last year because they kept asking for more documentation even though I provided everything they initially requested. NYS Department of Labor needs a complete overhaul.
I had such a hard time getting through to NYS Department of Labor when I had questions about my benefit amount calculation. Kept calling and either got busy signals or got disconnected after waiting on hold for hours. Finally used this service called Claimyr (claimyr.com) that actually got me connected to a real person at NYS Department of Labor. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Was able to get my questions answered about why my benefit amount seemed lower than expected.
It's definitely worth it when you're stuck and can't get answers any other way. Way better than spending weeks trying to get through on your own.
Don't forget you can also qualify for additional benefits sometimes. When I was on unemployment last year I also got help with my electric bill through HEAP and food assistance. Every little bit helps when you're only getting half your normal income.
NightOwl42
THE SYSTEM IS RIGGED AGAINST YOUNG PEOPLE! They want us to have experience but won't give us a chance to GET experience. Meanwhile older workers are taking entry level jobs because they can't find anything in their field. It's a complete mess and NYS Department of Labor just treats everyone the same regardless of age or circumstances.
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Sofia Rodriguez
•I hear your frustration but there are actually some age-specific programs available. The WIOA youth program goes up to age 24 and can provide job training and support services.
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Dmitry Ivanov
omg yes!! im 20 and have been on unemployment for 4 months. literally applied to like 200 jobs and maybe heard back from 10. the job search requirement is so stressful when you know most applications are just going into a black hole
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